Consumer protection disclosures

Ark. Code Ann. § 27-25-108 — under Peer-to-Peer Car-Sharing Program Act.

Ark. Code Ann. § 27-25-108

(1) A peer-to-peer car-sharing program agreement made in this state shall disclose to a shared-vehicle owner and a shared-vehicle driver:(1) Any right of the peer-to-peer car-sharing program to seek indemnification from a shared-vehicle owner or a shared-vehicle driver for economic loss sustained by the peer-to-peer car-sharing program resulting from a breach of the terms and conditions of the peer-to-peer car-sharing program agreement;(2) That a motor vehicle liability insurance policy issued to a shared-vehicle owner for the shared vehicle or to a shared-vehicle driver does not provide a defense or indemnification for a claim asserted by a peer-to-peer car-sharing program;(3) That a peer-to-peer car-sharing program's insurance coverage of a shared-vehicle owner and a shared-vehicle driver is in effect only during each car-sharing period and that, for any use of the shared vehicle by the shared-vehicle driver after the car-sharing termination time, the shared-vehicle driver and the shared-vehicle owner may not have insurance coverage;(4) The daily rate, fees, and, if applicable, any insurance or protection package costs that are charged to a shared-vehicle owner or a shared-vehicle driver;(5) That a shared-vehicle owner's motor vehicle liability insurance policy may not provide coverage for a shared vehicle;(6) An emergency telephone number to personnel capable of fielding matters related to roadside assistance and other customer service inquiries; and(7) Whether or not there are conditions under which a shared-vehicle driver shall maintain a personal motor vehicle liability insurance policy with certain applicable coverage limits on a primary basis in order to reserve or book a shared vehicle.

(1) Any right of the peer-to-peer car-sharing program to seek indemnification from a shared-vehicle owner or a shared-vehicle driver for economic loss sustained by the peer-to-peer car-sharing program resulting from a breach of the terms and conditions of the peer-to-peer car-sharing program agreement;

(2) That a motor vehicle liability insurance policy issued to a shared-vehicle owner for the shared vehicle or to a shared-vehicle driver does not provide a defense or indemnification for a claim asserted by a peer-to-peer car-sharing program;

(3) That a peer-to-peer car-sharing program's insurance coverage of a shared-vehicle owner and a shared-vehicle driver is in effect only during each car-sharing period and that, for any use of the shared vehicle by the shared-vehicle driver after the car-sharing termination time, the shared-vehicle driver and the shared-vehicle owner may not have insurance coverage;

(4) The daily rate, fees, and, if applicable, any insurance or protection package costs that are charged to a shared-vehicle owner or a shared-vehicle driver;

(5) That a shared-vehicle owner's motor vehicle liability insurance policy may not provide coverage for a shared vehicle;

(6) An emergency telephone number to personnel capable of fielding matters related to roadside assistance and other customer service inquiries; and

(7) Whether or not there are conditions under which a shared-vehicle driver shall maintain a personal motor vehicle liability insurance policy with certain applicable coverage limits on a primary basis in order to reserve or book a shared vehicle.