(a) The notification of adverse action shall be in writing and shall contain:(1) A statement of the action taken;(2) The name and address of the creditor; and(3) The name and address of the consumer reporting agency making the report.
(1) A statement of the action taken;
(2) The name and address of the creditor; and
(3) The name and address of the consumer reporting agency making the report.
(b) Any person who fails to provide the notification required by this chapter shall be liable to the injured party for actual damages.