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88 chapters · 2,278 sections in this title.
Ark. Code Ann. § 4-107-201 Definitions
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(1) As used in this subchapter, unless the context otherwise requires:(1) “Card issuer” means any person who issues a credit card or the agent of the person with respect to the credit card;(2) “Cardholder” means any person to whom a credit card is issued or any person who has agr…
Ark. Code Ann. § 4-107-202 Cardholders protected
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(a) If a credit cardholder transfers an outstanding credit card balance from one credit card account to another credit card account, the creditor issuing the credit card from which the outstanding balance was transferred shall not collect any interest or any other fees attributab…
Ark. Code Ann. § 4-107-203 Deceptive trade practices
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(a) (1) Further, a violation of the provisions of this subchapter by a credit card issuer or creditor issuing a credit card shall constitute an unfair and deceptive act or practice as defined by the Deceptive Trade Practices Act, § 4-88-101 et seq. (2) All remedies, penalties, an…
Ark. Code Ann. § 4-107-204 Applicability
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Notwithstanding the federal Consumer Credit Protection Act, 15 U.S.C. § 1601 et seq., or any other federal or state laws protecting the rights of consumers who are issued credit cards in this state or other states, the provisions of this subchapter shall apply to all qualifying c…