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88 chapters · 2,278 sections in this title.
Ark. Code Ann. § 4-112-101 Title
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This chapter shall be known and may be cited as the “Arkansas Consumer Report Security Freeze Act”.
Ark. Code Ann. § 4-112-102 Definitions
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(1) As used in this chapter:(1) “Consumer” means an individual;(2) “Consumer report” means the same as defined in 15 U.S.C. § 1681a(d) as it existed on January 1, 2009;(3) “Consumer reporting agency” means the same as defined in 15 U.S.C. § 1681a(f) as it existed on January 1, 20…
Ark. Code Ann. § 4-112-103 Placement of security freeze
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(a) A consumer may request that a security freeze be placed on his or her consumer report by:(1) Sending his or her request in writing by mail to a consumer reporting agency;(2) Telephoning his or her request to a consumer reporting agency and providing over the telephone proper …
Ark. Code Ann. § 4-112-104 Access to credit report — Notification of unauthorized access
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(a) If the consumer wishes to allow his or her credit report to be accessed for a specific period of time while a security freeze is in place, he or she shall contact the consumer reporting agency using a method of contact designated by the consumer reporting agency requesting th…