Title 27 — Transportation

(a) This chapter is not intended in any way to alter or affect the validity of any policy provisions, exclusions, exceptions, or limitations contained in a motor vehicle insurance policy required by this chapter. (b) The provisions of this chapter shall not be applicable to state…

The provisions of this chapter shall be supplemental to and cumulative to the Motor Vehicle Safety Responsibility Act, § 27-19-101 et seq.

(a) Except as provided in subsection (b) of this section, any person who operates a motor vehicle within this state shall be subject to a mandatory fine of not less than one hundred dollars ($100) nor more than two hundred fifty dollars ($250) unless both the vehicle and the pers…

(a) (1) It is unlawful for a person to operate a motor vehicle within this state unless the motor vehicle and the person's operation of the motor vehicle are each covered by:(A) A certificate of self-insurance under § 27-19-107; or(B) An insurance policy issued by an insurance co…

(a) When the operator of any motor vehicle is involved in a motor vehicle accident in this state and the vehicle or the operator while driving the vehicle is found not to be adequately insured, as required by § 27-22-104(a)(1), the operator shall be deemed guilty of a Class A mis…

No policy or contract of insurance covering a motor vehicle may be cancelled solely because of the administrative revocation or suspension of the driver's license of the owner or operator of the motor vehicle under § 5-65-104.

(a) (1) Each insurance company providing motor vehicle liability insurance coverage required under § 27-22-104(a), shall provide before the seventh day of each calendar month to the Revenue Division of the Department of Finance and Administration a record of each motor vehicle in…

A.C.A. § 27-22-108Current through all legislation of the 2025 Regular Session.Arkansas Code of 1987 Annotated Official EditionCopyright © 2026 by the State of Arkansas All rights reserved

(a) (1) If an operator of a motor vehicle is unable to present proof of insurance coverage to a law enforcement officer as required under § 27-22-104, the motor vehicle may be impounded at the officer's discretion if the officer issues a citation for a traffic violation that is c…

(a) For purposes of this section:(1) “Operational motor vehicle” means a motor vehicle that is driven under its own power out of a storage facility; and(2) “Proof of compliance” means:(A) An order of a court of competent jurisdiction issued under § 27-22-103(b);(B) A certificate …

(a) After a traffic stop has been completed, if an operator of a motor vehicle proves that the liability coverage required by §§ 27-22-101 — 27-22-104 was in effect at the time of the traffic stop, the failure to present proof of insurance at the time of the traffic stop when req…

This subchapter shall be known and may be cited as the “Arkansas Online Insurance Verification System Act”.

(1) As used in this subchapter:(1) “Certificate of insurance” means a document issued by an insurer or its authorized representative showing that a specific vehicle is insured as required under § 27-22-104;(2) “Commercial automobile liability insurance policy” means an insurance …

(a) The Department of Finance and Administration shall establish an advisory group consisting of representatives of the State Insurance Department, insurance companies, the Division of Arkansas State Police, and other agencies or entities to:(1) Facilitate the implementation of t…

(1) The online insurance verification system shall:(1) Be accessible to:(A) Authorized personnel of the Department of Finance and Administration by direct inquiry;(B) The courts, insurers, law enforcement, and offices of the licensing officials charged with motor vehicle registra…

(a) An insurer shall:(1) Operate the online insurance verification system in cooperation with the Department of Finance and Administration;(2) Maintain the data necessary to verify insurance status through the online insurance verification system for a period to be specified by t…

(a) The Department of Finance and Administration shall:(1) Cooperate with insurers and the advisory group established under § 27-22-203 in operating the online insurance verification system;(2) Maintain the list of authorized requesting entities and individuals and make the list …

(1) This subchapter shall not apply to any of the following motor vehicles or operators:(1) Trailers as defined in § 27-14-1202, including without limitation semitrailers, travel trailers, boat trailers, pole trailers, and utility trailers;(2) Implements of husbandry as defined i…

(a) If an insurance company fails to consistently allow access through an online insurance verification system to verify coverage of motor vehicle liability insurance coverage, the Department of Finance and Administration shall notify the State Insurance Department of repeated vi…

(a) (1) The Department of Finance and Administration shall suspend the motor vehicle registration of any motor vehicle determined to be in violation of § 27-22-104 or this subchapter.(2) Suspension will occur regardless of whether:(A) The owner of the motor vehicle acquires the r…

(a) A person is guilty of a Class C misdemeanor upon conviction if he or she:(1) Operates a motor vehicle without a liability insurance policy or proof of self-insurance in accordance with this chapter;(2) Operates a motor vehicle with notice of cancellation, recession, abrogatio…

(a) The Department of Finance and Administration shall not register or reregister a motor vehicle or transfer the license plates if the registration is suspended under § 27-22-209. (b) Notwithstanding the provisions of subsection (c) of this section, the department, upon the requ…

A court shall forward a report of the conviction of a person under § 27-22-104 to the Department of Finance and Administration within ten (10) calendar days in a form prescribed by the department.