Title 23 — Public Utilities and Regulated Industries
95 chapters · 4,024 sections in this title.
Ark. Code Ann. § 23-52-201 Title
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This subchapter shall be known and may be cited as the “Earned Wage Access Services Act”.
Ark. Code Ann. § 23-52-202 Definitions
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(1) As used in this subchapter:(1) “Consumer” means a natural person residing in this state;(2) “Consumer-directed earned wage access services” means the business of delivering to a consumer access to earned but unpaid income based on the consumer's representation and the provide…
Ark. Code Ann. § 23-52-203 Provider earned wage access services — Prohibited practices
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(a) A provider may use the mailing address provided by a consumer to determine the consumer's state of residence for purposes of this subchapter. (b) A provider shall not be deemed to be engaging in lending, money transmission, or debt collection in this state or in violation of …
Ark. Code Ann. § 23-52-204 Applicability
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This subchapter does not apply to a corporation organized under the general banking laws, savings and loan laws, or credit union laws of this state, any other state, or the United States Government.