Title 23 — Public Utilities and Regulated Industries
95 chapters · 4,024 sections in this title.
Ark. Code Ann. § 23-79-1303 Coverage for prostate cancer screening required
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(a) (1) A health benefit plan that is offered, issued, or renewed in this state on or after January 1, 2010, and that provides coverage to men forty (40) years of age or older in this state shall provide coverage for screening for the early detection of prostate cancer in men for…
Ark. Code Ann. § 23-79-131 Exemption of proceeds — Life insurance — Definition
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(a) (1) (A) If a policy of insurance is effected by any person on his or her own life or on another life in favor of a person other than himself or herself or, except in cases of transfer with intent to defraud creditors, if a policy of life insurance is assigned or in any way ma…
Ark. Code Ann. § 23-79-132 Exemption of proceeds — Group life
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(a) (1) A policy of group life insurance or the proceeds thereof payable to the individual insured or to the beneficiary thereunder shall not be liable, either before or after payment, to be applied by any legal or equitable process to pay any debt or liability of the insured ind…
Ark. Code Ann. § 23-79-133 Exemption of proceeds — Accident and health insurance
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The proceeds or avails of all contracts of accident and health insurance and of provisions providing benefits on account of the insured's disability that are supplemental to life insurance or annuity contracts shall be exempt from all liability for any debt of the insured and fro…
Ark. Code Ann. § 23-79-134 Exemption of proceeds — Annuity contracts — Assignability of rights
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(a) Benefits, rights, privileges, and options under any annuity or variable annuity contract, which are due or prospectively due the annuitant, shall not be subject to execution, attachment, or garnishment, nor shall the annuitant be compelled to exercise the rights, powers, or o…
Ark. Code Ann. § 23-79-135 Prompt payment of certain claims required
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In any case in which an insured under any hospital, medical, or surgical policy or plan, or any accident policy, becomes entitled to benefits thereunder in an amount of three hundred dollars ($300) or less and the company, association, or organization, except governmental or nonp…
Ark. Code Ann. § 23-79-136 Agreement for insurer to invest premium prohibited
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(a) It is unlawful for any insurance company authorized to do business in this state to issue or offer for sale or issue in this state any policy of insurance under which the insurer agrees to invest a portion of the policy premium, whether for one (1) or more years, and hold a p…
Ark. Code Ann. § 23-79-137 Coverage for adopted minors
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(a) Every accident and health insurance policy, self-insured health plan, hospital and medical service contract, contract, certificate, or healthcare plan sold, delivered, issued, or offered for sale, issue, or delivery in this state, whether an individual or group policy, contra…
Ark. Code Ann. § 23-79-138 Information to accompany policies
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(a) The following information shall accompany every policy of life insurance, accident and health insurance, property insurance, casualty insurance, or title insurance issued and covering risks located, resident, or to be performed in the State of Arkansas:(1) The complete addres…
Ark. Code Ann. § 23-79-139 Benefits for alcohol or drug dependency treatment — Definition
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(a) (1) Every insurer, hospital and medical service corporation, and health maintenance organization transacting accident and health insurance in this state shall offer and make available under all group policies, contracts, and plans providing hospital and medical coverage on an…
Ark. Code Ann. § 23-79-140 Coverage for mammograms and breast ultrasounds — Definitions
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(a) As used in this section:(1) “Breast magnetic resonance imaging” means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast;(2) “Breast ultrasound” means a noninvasive, diagnostic im…
Ark. Code Ann. § 23-79-1401 Definitions
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(1) As used in this subchapter:(1) (A) “Health benefit plan” means an individual, blanket, or group plan, policy, or contract for healthcare services issued or delivered by a healthcare insurer in this state.(B) “Health benefit plan” includes:(i) Indemnity and managed care plans;…
Ark. Code Ann. § 23-79-1402 Coverage for hearing aids required
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(a) A health benefit plan that is offered, issued, or renewed in this state shall offer coverage for a hearing aid or hearing instrument sold on or after January 1, 2010, by a professional licensed by the state to dispense a hearing aid or hearing instrument. (b) The coverage off…
Ark. Code Ann. § 23-79-1403 Rules
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The State Insurance Department shall develop and promulgate rules for the implementation and administration of this subchapter.
Ark. Code Ann. § 23-79-141 Children's Preventive Health Care Act
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(a) Title. This section shall be known and may be cited as the “Children's Preventive Health Care Act”. (b) Declaration of Purposes. The purpose of this section is to assure that all children eighteen (18) years of age and younger are provided with insurance coverage for preventi…
Ark. Code Ann. § 23-79-142 Payment for services of psychological examiners
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Every insurer or hospital and medical service corporation that issues a group accident and health insurance policy, contract, or agreement in this state that provides for mental health coverage shall offer coverage for the payment of services rendered by psychological examiners. …
Ark. Code Ann. § 23-79-143 [Repealed.]
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A.C.A. § 23-79-143Current through all legislation of the 2025 Regular Session.Arkansas Code of 1987 Annotated Official EditionCopyright © 2026 by the State of Arkansas All rights reserved
Ark. Code Ann. § 23-79-144 Minor children — Certain provisions denying or restricting coverage void
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(a) (1) No contract of individual or group healthcare coverage sold, delivered, issued for delivery, renewed, or offered for sale in this state by any insurer, health maintenance organization, self-funded group, multiple-employer welfare arrangement, or hospital or medical servic…
Ark. Code Ann. § 23-79-145 [Repealed.]
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A.C.A. § 23-79-145Current through all legislation of the 2025 Regular Session.Arkansas Code of 1987 Annotated Official EditionCopyright © 2026 by the State of Arkansas All rights reserved
Ark. Code Ann. § 23-79-146 Subrogation recovery
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(a) (1) Any casualty insurer, accident and health insurer, health maintenance organization, self-funded group, multiple-employer welfare arrangement, or hospital or medical services corporation that issues, delivers, or renews a contract of accident and health insurance or indivi…
Ark. Code Ann. § 23-79-147 Prescription medication — Definitions
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(a) As used in this section:(1) “Commissioner” means the Insurance Commissioner of the State Insurance Department;(2) “Insurance policy” means any individual, group, or blanket policy, contract, or evidence of coverage written, issued, amended, delivered, or renewed in this state…
Ark. Code Ann. § 23-79-148 Medical transportation services
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(a) (1) Every insurance policy, other than a policy excluded pursuant to subsection (d) of this section, that provides specific coverage exclusively for medical transportation services, that is sold, delivered, issued for delivery, renewed, or offered for sale in this state by an…
Ark. Code Ann. § 23-79-149 Prescription drug benefits
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(a) As used in this section, “insurance policy” means any individual, group, or blanket policy, contract, or evidence of coverage written, issued, amended, delivered, or renewed in this state, or which provides such insurance for residents of this state, by an insurance company, …
Ark. Code Ann. § 23-79-150 Healthcare plan — Health carrier — Definitions
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(a) (1) (A) “Healthcare plan” means any individual, blanket, or group plan, policy, or contract for healthcare services issued or delivered by a carrier in this state, including indemnity and managed care plans.(B) “Healthcare plan” does not mean a plan that provides coverage onl…
Ark. Code Ann. § 23-79-1501 Definitions
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(1) As used in this subchapter:(1) “Craniofacial anomaly” means the abnormal development of the skull and face;(2) (A) “Health benefit plan” means an individual, blanket, or any group plan, policy, or contract for healthcare services issued or delivered in this state by a healthc…
Ark. Code Ann. § 23-79-1502 Craniofacial anomaly — Coverage for reconstructive surgery required
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(a) (1) A health benefit plan that is offered, issued, provided, or renewed in this state shall include coverage and benefits for reconstructive surgery and related medical care for a person of any age who is diagnosed as having a craniofacial anomaly if the surgery and treatment…
Ark. Code Ann. § 23-79-1503 Rules — Report
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(a) The State Insurance Department shall develop and promulgate rules for the implementation and administration of this subchapter. (b) The State Board of Finance shall follow the rules promulgated by the department for administration of this subchapter for the plans providing he…
Ark. Code Ann. § 23-79-1504 Title
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This subchapter shall be known and may be cited as “Wendelyn's Craniofacial Law — Craniofacial Coverage”.
Ark. Code Ann. § 23-79-151 Liability insurance — Notice requirements prior to expiration of policy
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(a) (1) When an insurer writing workers' compensation insurance, employers' liability insurance, or professional liability insurance, including, but not limited to, medical malpractice insurance, revises its rates or rules and the revision results in a premium increase equal to o…
Ark. Code Ann. § 23-79-152 Cancellation, increase in premium, and negative risk rating prohibited when insured not at fault
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(a) Except as provided in subsection (c) of this section, when a person is innocent of any negligent or intentional act that was the proximate cause of an accident or injury whether or not a claim is filed under any policy or contract of insurance, no insurer authorized to transa…
Ark. Code Ann. § 23-79-153 Health insurance — Closing a block of business
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(a) As used in this section:(1) “Block of business” means a particular policy form or contract other than a group policy form or contract providing health insurance coverage that includes distinct benefits, services, and terms individually underwritten and issued by a carrier to …
Ark. Code Ann. § 23-79-154 Reimbursement for physician assistant services
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(a) As used in this section, “health plan” means any group, blanket, or individual accident and health insurance policy, contract, or plan issued in this state by an insurance company, a hospital medical service corporation, or a health maintenance organization, provided that not…
Ark. Code Ann. § 23-79-155 Commercial general liability insurance
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(a) A commercial general liability insurance policy offered for sale in this state shall contain a definition of “occurrence” that includes:(1) Accidents, including continuous or repeated exposure to substantially the same general harmful conditions; and(2) Property damage or bod…
Ark. Code Ann. § 23-79-156 Health insurance exchange — Coverage of abortions prohibited — Definitions — Findings
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(a) As used in this section:(1) “Abortion” means the use or prescription of any instrument, medicine, drug, or any other substance or device intentionally to terminate the pregnancy of a woman known to be pregnant with an intention other than to increase the probability of a live…
Ark. Code Ann. § 23-79-157 Payment for services rendered by physical therapists, occupational therapists, and speech-language pathologists
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(a) As used in this section:(1) (A) “Health benefit plan” means any group or blanket plan, policy, or contract for healthcare services issued or delivered in this state by healthcare insurers, including indemnity and managed care plans and the plans providing health benefits to s…
Ark. Code Ann. § 23-79-158 Denials of dental claims
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(a) (1) As used in this section, “insurer” means an insurance company, a health maintenance organization, a hospital and medical service corporation, or a self-insured health plan for employees of a governmental entity that provides dental benefits.(2) As used in this section, “i…
Ark. Code Ann. § 23-79-159 Notification of drug formulary changes
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(a) (1) A health benefit plan that provides prescription drug coverage or contracts with a third party for prescription drug services with tiered copayments shall notify an enrollee presently taking a prescription drug, in writing or electronically at the request of the enrollee,…
Ark. Code Ann. § 23-79-160 [Repealed.]
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A.C.A. § 23-79-160Current through all legislation of the 2025 Regular Session.Arkansas Code of 1987 Annotated Official EditionCopyright © 2026 by the State of Arkansas All rights reserved
Ark. Code Ann. § 23-79-1601 Definitions
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(1) As used in this subchapter:(1) “Distant site” means the location of the healthcare professional delivering healthcare services through telemedicine at the time the services are provided;(2) (A) “Health benefit plan” means:(i) An individual, blanket, or group plan, policy, or …
Ark. Code Ann. § 23-79-1602 Coverage for telemedicine
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(a) (1) This subchapter applies to all health benefit plans delivered, issued for delivery, reissued, or extended in Arkansas on or after January 1, 2016, or at any time when any term of the health benefit plan is changed or any premium adjustment is made thereafter.(2) Notwithst…
Ark. Code Ann. § 23-79-161 Payment for oral anticancer medications — Definitions
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(a) As used in this section:(1) “Anticancer medication” means any drug or biologic that is used to kill, slow, or prevent the growth of cancerous cells;(2) (A) “Health benefit plan” means any group or blanket plan, policy, or contract for healthcare services issued, renewed, or e…
Ark. Code Ann. § 23-79-162 Notice of renewal in affiliate or subsidiary
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(a) This section applies to all forms of property and casualty insurance written under this subchapter. (b) A notice of nonrenewal is not required if:(1) The insured is transferred from an insurer to an affiliate insurer for future coverage; and(2) The transfer results in substan…
Ark. Code Ann. § 23-79-163 Excepted benefits
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Excepted benefits are not subject to the requirements of this subchapter regarding coverage of a specific person, provider, treatment, service, condition, or disease unless that coverage is required by law.
Ark. Code Ann. § 23-79-164 Coverage for positron emission tomography — Definitions
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(a) As used in this section:(1) (A) “Health benefit plan” means an individual, blanket, or any group plan, policy, or contract for healthcare services issued, renewed, or extended in this state by a healthcare insurer, health maintenance organization, hospital medical service cor…
Ark. Code Ann. § 23-79-165 Coverage for hepatitis C screening during pregnancy
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(a) A health benefit plan that is offered, issued, or renewed in this state shall provide coverage for screening for hepatitis C during pregnancy by a healthcare professional on or after January 1, 2022. (b) The coverage for screening for hepatitis C during pregnancy under this s…
Ark. Code Ann. § 23-79-166 Insurance coverage of gender transition procedures for minors prohibited
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(a) As used in this section, “gender transition procedures” means the same as defined in § 20-9-1501. (b) A health benefit plan under an insurance policy or other plan providing healthcare coverage in this state shall not include reimbursement for gender transition procedures for…
Ark. Code Ann. § 23-79-167 Health savings account-qualified health insurance policy — Exemption — Definition
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(a) As used in this section, “health savings account-qualified health insurance policy” means a policy of individual or group health insurance coverage that satisfies the criteria for a high deductible health plan under 26 U.S.C. § 223, as it existed on January 1, 2021. (b) A hea…
Ark. Code Ann. § 23-79-168 Deductible based on percentage of insured value — Disclosure required
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An owner-occupied residential property insurance policy issued or renewed in this state that bases the deductible under the insurance policy for any loss, other than a loss due to an earthquake, on a percentage of the insured value of the insured property shall disclose to the in…
Ark. Code Ann. § 23-79-169 Deductibles — Disclosure required
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(a) An insurance policy for owner-occupied residential property insurance issued or renewed in this state shall disclose, as applicable, on the policy declaration page or notice of renewal of the policy all deductibles included under the policy in a clear and conspicuous manner s…
Ark. Code Ann. § 23-79-170 Coverage for healthcare services provided in mobile units — Definitions
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(a) As used in this section:(1) “Cost-sharing requirement” means a deductible, coinsurance, copayment, or any maximum limitation on the application of a deductible, coinsurance, copayment, or similar out-of-pocket expense under a health benefit plan;(2) (A) “Health benefit plan” …