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Arkansas Statutes, Title 23

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Arkansas/Statutes

← All Arkansas coverage

Title 23, Public Utilities and Regulated Industries

95 chapters · 3,921 sections in this title.

All chapters in Title 233,921 Ch 63, Insurance Companies Generally230 Ch 79, Insurance Policies Generally211 Ch 99, Healthcare Providers165 Ch 4, Regulation of Rates and Charges Gene…162 Ch 18, Light, Heat, and Power Utilities154 Ch 69, Domestic Stock and Mutual Insurers109 Ch 13, Motor Carriers107 Ch 17, Telephone and Telegraph Companies97 Ch 81, Life Insurance Policies And Annuities97 Ch 112, Arkansas Motor Vehicle Commission Act97 Ch 61, State Insurance Department95 Ch 48, Organization and Operation94 Ch 51, ARKANSAS TRUST INSTITUTIONS ACT OF 202589 Ch 12, Operation and Maintenance of Railroads87

26 sections·Filtered byTitle 23✕Ch 83✕

Ark. Code Ann. § 23-83-101 Group contracts must meet group requirements
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(a) Except when specifically provided otherwise, “policy” as used in this chapter shall include both life insurance and annuities. (b) (1) No policy shall be delivered in this state insuring the lives of more than one (1) individual with or without one (1) or more members of the …
Ark. Code Ann. § 23-83-102 Employee groups
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(1) A policy issued to an employer or to the trustees of a fund established by an employer, which employer or trustees shall be deemed the policyholder, to insure employees of the employer for the benefit of persons other than the employer, shall be subject to the following requi…
Ark. Code Ann. § 23-83-103 Labor union groups
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(1) A policy issued to a labor union or similar employer organization, which shall be deemed to be the policyholder, to insure members of the union or organization for the benefit of persons other than the union or organization or any of its officials, representatives, or agents,…
Ark. Code Ann. § 23-83-104 Trustee groups
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(1) A policy issued to a trust or to the trustee of a fund established by two (2) or more employers, or by one (1) or more labor unions or similar employee organizations, or by one (1) or more employers and one (1) or more labor unions or similar employee organizations, which tru…

Ark. Code Ann. § 23-83-105 Debtor groups and credit union groups

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(a) Excluding an annuity policy, a policy issued to a creditor or its parent holding company or to a trustee or agent designated by two (2) or more creditors, which creditor, holding company, affiliate, trustee, or agent shall be deemed the policyholder, to insure debtors of the …

Ark. Code Ann. § 23-83-106 Association groups

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(a) A policy can be issued to an association or to a trust or to the trustee or trustees of a fund established, created, or maintained for the benefit of members of one (1) or more associations. (b) The association shall have:(1) At the outset a minimum of one hundred (100) perso…

Ark. Code Ann. § 23-83-107 Restrictions on coverage of other groups

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(1) Group insurance offered to a resident of this state under a group policy issued to a group other than one described in §§ 23-83-102 — 23-83-106 shall be subject to the following requirements:(1) No group policy or certificate shall be delivered in this state unless the Insura…

Ark. Code Ann. § 23-83-108 Restrictions on coverage of spouse and dependent children of group member

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(1) Except for a policy issued under § 23-83-105(a), a group policy, excluding an annuity policy, may be extended to insure the employees or members against loss due to the death of their spouses and dependent children or any classes thereof, subject to the following:(1) (A) The …

Ark. Code Ann. § 23-83-109 Provisions required in policy

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(a) No policy shall be delivered in this state unless it contains in substance the following provisions, or provisions which in the opinion of the Insurance Commissioner are more favorable to the persons insured, or at least as favorable to the persons insured and more favorable …

Ark. Code Ann. § 23-83-110 Grace period for payment of premium provision

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(a) Excluding an annuity policy, the group policy shall contain a provision that the policyholder is entitled to a grace period of thirty-one (31) days for the payment of any premium due except the first, during which grace period the death benefit coverage shall continue in forc…

Ark. Code Ann. § 23-83-111 Incontestability provision

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(a) The group policy shall contain a provision that the validity of the policy shall not be contested, except for fraud in the procurement or nonpayment of premiums after it has been in force for two (2) years from its date of issue, and that no statement made by any person insur…

Ark. Code Ann. § 23-83-112 Application attached to policy provision — Statements deemed representations

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The group policy shall contain a provision that a copy of the application, if any, of the policyholder shall be attached to the policy when issued, that all statements made by the policyholder or by the persons insured shall be deemed representations and not warranties, and that …

Ark. Code Ann. § 23-83-113 Insurability provision

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The group policy shall contain a provision setting forth the conditions, if any, under which the insurer reserves the right to require a person eligible for insurance to furnish evidence of individual insurability satisfactory to the insurer as a condition to part or all of his o…

Ark. Code Ann. § 23-83-114 Misstatement of age provision

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A group policy shall contain a provision specifying an equitable adjustment of premiums or of benefits, or of both, to be made in the event the age of a person insured has been misstated. The provision shall contain a clear statement of the method of adjustment to be used.

Ark. Code Ann. § 23-83-115 Payment of benefits provision

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A group policy shall contain a provision that any sum becoming due by reason of the death of the person insured shall be payable to the beneficiary designated by the person insured. However, when the policy contains conditions pertaining to family status, the beneficiary may be t…

Ark. Code Ann. § 23-83-116 Issuance of certificate to policyholder provision

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A group policy shall contain a provision that the insurer will issue to the policyholder for delivery to each person insured a certificate setting forth a statement as to the insurance protection to which he or she is entitled, to whom the insurance benefits are payable, as to an…

Ark. Code Ann. § 23-83-117 Conversion on termination of eligibility provision

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(1) Excluding an annuity policy, a group policy shall contain a provision that if the insurance or any portion of it on a person covered under the policy or on the dependent of a person covered ceases because of termination of employment or of membership in the classes eligible f…

Ark. Code Ann. § 23-83-118 Conversion on termination of policy provision

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(a) Excluding an annuity policy, a group policy shall contain a provision that if the group policy terminates or is amended so as to terminate the insurance of any class of insured persons, every person insured thereunder at the date of the termination whose insurance terminates,…

Ark. Code Ann. § 23-83-119 Death pending conversion provision

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Excluding an annuity policy, a group policy shall contain a provision that if a person insured under the group policy, or the insured dependent of a covered person, dies during the period within which the individual would have been entitled to have an individual policy issued to …

Ark. Code Ann. § 23-83-120 Continuation of coverage during insured's total disability provision

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(a) Excluding an annuity policy, a group policy shall contain a provision that when active employment is a condition of insurance, a provision that an insured may continue coverage during the insured's total disability by timely payment to the policyholder of that portion, if any…

Ark. Code Ann. § 23-83-121 Delivery of certificate of insurance to insured debtors provision

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In the case of a policy insuring the lives of debtors, a provision that the insurer will furnish to the policyholder for delivery to each debtor insured under the policy a certificate of insurance describing the coverage and specifying that the death benefit shall first be applie…

Ark. Code Ann. § 23-83-122 Notice as to conversion right

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(a) If any individual insured under a group policy, excluding an annuity policy, hereafter delivered in this state becomes entitled under the terms of the policy to have an individual policy of life insurance issued to him or her without evidence of insurability, subject to makin…

Ark. Code Ann. § 23-83-123 Group insurance on Arkansas residents placed in authorized insurers

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(a) All group life, annuity, and accident and health insurance placed by an employer on employees who are residents of this state shall be placed by the employer with an insurer authorized to transact insurance in this state. (b) This section shall not apply to group insurance la…

Ark. Code Ann. § 23-83-124 Group insurance in unauthorized insurer

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(a) Any employer in this state withholding or collecting any money from employees who are residents of this state for any group life, annuity, or accident and health insurance placed with an unauthorized insurer in violation of § 23-83-123 shall be deemed to be the agent of the i…

Ark. Code Ann. § 23-83-125 Assignment of rights or incidents of ownership

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Nothing in §§ 23-83-101 — 23-83-124 shall prohibit a person who is insured under any group policy from making an assignment or otherwise disposing of all or any part of his or her rights or incidents of ownership under the policy.

Ark. Code Ann. § 23-83-126 Assignment of rights not to prejudice insurer

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Subject to the terms of the group policy relating to assignment of rights or incidents of ownership thereunder, an assignment by the insured, whether made before or after June 17, 1981, shall vest in the assignee all of such rights or incidents of ownership so assigned in accorda…