Title 23 — Public Utilities and Regulated Industries
95 chapters · 4,024 sections in this title.
Ark. Code Ann. § 23-98-101 Legislative findings
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(1) The General Assembly finds that the cost of health insurance coverage is not affordable for many small businesses, their employees, self-employed persons, and other individuals, and that as a result hundreds of thousands of Arkansas citizens do not have any health insurance c…
Ark. Code Ann. § 23-98-102 Definitions
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(1) As used in this chapter:(1) “Children's preventive healthcare services” means physician-delivered or physician-supervised services for eligible dependents from birth through age six (6), with periodic physical examinations including medical history, physical examination, deve…
Ark. Code Ann. § 23-98-103 Notices and hearings before adopting rules
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The Insurance Commissioner shall provide notice and conduct hearings in accordance with the Arkansas Administrative Procedure Act, § 25-15-201 et seq., before adopting any rules of general applicability to minimum basic benefit policies to be issued pursuant to this chapter.
Ark. Code Ann. § 23-98-104 Formation of trusts of qualified individuals
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Solely for purposes of obtaining minimum basic benefit policies pursuant to the authority granted by this chapter, trusts may be formed composed of qualified individuals, qualified families, or qualified groups. Each trust may serve as a master policyholder. Members of qualified …
Ark. Code Ann. § 23-98-105 Issuance of minimum basic benefit policies permitted — Applicability
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Insurers are authorized to issue minimum basic benefit policies pursuant to and in compliance with the provisions of this chapter to qualified individuals, qualified families, qualified trusts, and qualified groups. This chapter shall apply only to those minimum basic benefit pol…
Ark. Code Ann. § 23-98-106 Minimum basic benefits
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(a) Minimum basic benefit policies offered under the authority of this chapter shall provide basic levels of primary, preventive, and hospital care, including, but not limited to, the following:(1) Fifteen (15) days of inpatient hospitalization coverage per policy year;(2) (A) As…
Ark. Code Ann. § 23-98-107 Disclosure requirements for minimum basic benefit policies
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(a) Before any insurer issues a minimum basic benefit policy, it shall obtain from the prospective insured a signed, written statement in a form approved by the Insurance Commissioner in which the prospective insured:(1) Certifies as to eligibility for coverage under the minimum …
Ark. Code Ann. § 23-98-108 Notice of minimum basic benefit policies — Payroll deduction
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(a) Those employers in the State of Arkansas that do not provide a portion of the cost of health insurance for their employees shall provide notice to their employees of the existence of the minimum basic benefit policy authorized by this chapter. The notice shall be in a form pr…
Ark. Code Ann. § 23-98-109 Managed care and cost control provisions
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(a) The insurer may include any or all of the following managed care provisions to control the cost of a minimum basic benefit policy issued pursuant to this chapter:(1) An exclusion for services that are not medically necessary;(2) A procedure for preauthorization by telephone, …
Ark. Code Ann. § 23-98-110 Approval of forms and rates
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(a) All minimum basic benefit policy forms, including applications, enrollment forms, policies, certificates, evidences of coverage, riders, amendments, endorsements, disclosure forms, and marketing communications used in connection with the sale or advertisement of a minimum bas…
Ark. Code Ann. § 23-98-111 Record-keeping and reporting requirement for insurers
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Each insurer issuing a minimum basic benefit policy in this state shall maintain separate and distinct records of enrollment, claim costs, premium income, utilization, and such other information as may be required by the Insurance Commissioner. Each insurer providing a minimum ba…