Title 4, Business and Commercial Law

(a) The Insurance Commissioner may conduct investigations or examinations of providers, administrators, insurers, or other persons to enforce the provisions of this chapter and protect service contract holders in this state. (b) (1) The commissioner may take any action that is ne…

The Insurance Commissioner may promulgate rules necessary to effectuate this chapter.

(a) (1) Any person or entity that offers a credit card processing service in this state shall disclose the following information on any contract or agreement to render a credit card processing service:(A) The effective date of the contract;(B) The term of the contract;(C) The amo…

(a) A violation of the provisions of this chapter by a person or entity providing credit card processing service shall constitute an unfair and deceptive act or practice, as defined by § 4-88-101 et seq. (b) All remedies, penalties, and authority granted to the Attorney General u…

(a) Nothing contained in this chapter shall:(1) Affect the jurisdiction of state or federal bank regulators over the regulation of credit card processing services provided by state or national banks; or(2) Limit the rights or remedies that are otherwise available to a person or a…

(a) This chapter shall be known and referred to as the “Refund Anticipation Loan Act”. (b) It is the intent of the General Assembly that this chapter shall protect consumers who enter into a refund anticipation loan and a refund anticipation check transaction.

(1) “Consumer” means a person who, individually or in conjunction with another consumer, is solicited for, applies for, or receives a refund anticipation loan or refund anticipation check; (2) “Creditor” means a person who makes a refund anticipation loan or who takes an assignme…

(1) Unless a facilitator has complied with the provisions of this chapter, a facilitator, including any officer, agent, employee or representative, individually or in conjunction or cooperation with another person, shall not:(1) Solicit the execution of, process, receive, or acce…

(a) A facilitator shall display a schedule showing the current fees for refund anticipation loans or refund anticipation checks facilitated at the office. (b) A facilitator also shall prominently display on each fee schedule the following information:(1) Examples of the interest …

(a) When a consumer applies for a refund anticipation loan, the facilitator shall disclose to the consumer on a colored-paper form separate from the application in 14-point type face, the following information:(1) The fee for the refund anticipation loan, including the fee for th…

(a) If a consumer applies for a refund anticipation loan, the facilitator shall orally inform the consumer:(1) That the product is a loan that lasts one (1) or two (2) weeks;(2) That if the consumer's tax refund is less than expected, the consumer is liable for the full amount of…

(1) A facilitator shall not:(1) Require a consumer to enter into a loan agreement in order to complete a tax return;(2) (A) Charge or impose any fee or charge or require other consideration in the making or facilitating of a refund anticipation loan or refund anticipation check a…

(a) A facilitator who violates a provision of this chapter is in violation of the Deceptive Trade Practices Act, § 4-88-101 et seq., and a consumer shall have all rights and remedies provided under this law. (b) A facilitator who willfully fails to comply with any provision of th…

(1) As used in this chapter:(1) “Authorized distributors of record” means those distributors with whom a drug manufacturer has established an ongoing relationship to distribute the drug manufacturer's products;(2) “Board” means the Arkansas State Board of Pharmacy;(3) (A) “Distri…

(a) Except under subsections (b) and (c) of this section, a person shall not distribute a drug sample. (b) (1) A drug manufacturer or authorized distributor of record of a drug may distribute a drug sample by mail, common carrier, or by direct distribution by an authorized compan…

This chapter shall be known and may be cited as the “Prepaid Mobile Device Protection Act”.

(1) As used in this chapter:(1) “Minor” means an individual under eighteen (18) years of age;(2) (A) “Person” means an individual who is not related to a minor.(B) “Person” does not mean a parent or grandparent, including without limitation a biological parent, adoptive parent, s…

(1) It is unlawful for a person:(1) To purchase a prepaid mobile device or refill a prepaid mobile device with wireless communication services on a previously purchased prepaid mobile device for a minor in this state; or(2) To provide funds to a minor for the purpose of purchasin…

A person who violates this chapter or who knowingly purchases a prepaid mobile device or wireless communication services for a minor or provides funds to a minor for the purpose of purchasing a prepaid mobile device or refilling a prepaid mobile device with wireless communication…

This chapter shall be known and may be cited as the “Online Marketplace Consumer Inform Act”.

(1) As used in this chapter:(1) (A) “Consumer product” means any tangible personal property that:(i) Is distributed in commerce; and(ii) Is normally used for personal, family, or household purposes.(B) “Consumer product” includes property intended to be attached to or installed i…

(a) An online marketplace shall require a high-volume third-party seller to provide to the online marketplace within ten (10) days of becoming a high-volume third-party seller:(1) (A) The following information:(i) Bank account information, the accuracy of which has been confirmed…

(a) A violation of this chapter is an unfair and deceptive act or practice, as defined by the Deceptive Trade Practices Act, § 4-88-101 et seq. (b) All remedies, penalties, and authority granted to the Attorney General under the Deceptive Trade Practices Act, § 4-88-101 et seq., …

A local government or any political subdivision of the state shall not establish, mandate, or otherwise require an online marketplace to verify information from a high-volume third-party seller on a one-time or ongoing basis or disclose information to consumers about a high-volum…