California Administrative Code

(a) If it is determined that an applicant does not qualify for the loan amount, terms or program for which he or she applied, and the costs of another program (if another program is presented or requested) would materially differ from the costs itemized on the Good Faith Estimate…

In lieu of the requirements set forth in Sections 1950.314.1 and 1950.314.2 of these rules, a residential mortgage lender, residential mortgage lender and servicer, or residential mortgage loan servicer may maintain its trust account records, books, and other loan records pursuan…

§ 825.01. General Outline. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/IF7327280833111F0AEFCFC9F4268C818?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(s…

This subchapter contains rules and regulations authorized by California Insurance Code Section 771 (a).

(a) General Provisions: (1) Any lender engaged in the business of financing the purchase of real property or of lending money on the security of real property and any trustee, director, officer, agent or other employee, or affiliate, of any such lender shall have the right to dis…

These regulations are promulgated pursuant to the authority granted the Commissioner under the provisions of Section 12921(a) of the Insurance Code. The purpose of these regulations is to set forth licensing background review guidelines for use in determining the denial, suspensi…

§ 1550.2. Authority to Adopt Procedures. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I498FE8235B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&…

The Commissioner may consider all of the evidence presented, including evidence offered by the licensee or applicant, to determine whether the licensee or applicant has sufficiently rehabilitated from the prior act, misconduct, or omission such that the licensee or applicant is f…

§ 1274.07. Installation of Road, Street and Private Lane Signs. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I473A5F6A5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitio…

(a) These regulations are promulgated pursuant to authority granted to the Insurance Commissioner (Commissioner) under the provisions of Section 1749.7 of the California Insurance Code. The purpose of these regulations is to set forth the curriculum standards for approval of cour…

As used in this Article: (a) “Certificate” means an individual or family certificate of coverage issued pursuant to an insurance contract. (b) “Covered person” means either a primary covered person or a dependent covered person eligible to receive health care services under the i…

§ 18053. Distribution of Notice of Designation. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I9FCB41395B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPa…

(a) Any course taken to satisfy the accident and health insurance agent prelicensing education requirement of Section 1749 of the California Insurance Code shall use the general subject matter derived from the following curriculum: I. GENERAL INSURANCE (18 questions (25 percent) …

(a) Any course taken to satisfy the casualty broker-agent prelicensing education requirement of Section 1749 of the California Insurance Code shall use the general subject matter derived from the following curriculum: I. GENERAL INSURANCE (23 questions (31 percent) on the examina…

(a) Any course taken to satisfy the property broker-agent prelicensing education requirement of Section 1749 of the California Insurance Code shall use the general subject matter derived from the following curriculum: I. GENERAL INSURANCE (23 questions (31 percent) on the examina…

§ 660. Election of Commission Officers. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I1825C2A35B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&c…

(a) Any course taken to satisfy the personal lines broker-agent to become a property broker-agent and casualty broker-agent prelicensing education requirement of Section 1749 of the California Insurance Code shall use the general subject matter derived from the following curricul…

(a) Any course taken to satisfy the limited lines automobile insurance agent prelicensing education requirement of Section 1749 of the California Insurance Code shall use the general subject matter derived from the following curriculum: I. GENERAL INSURANCE (15 percent of examina…

(a) Any course taken to satisfy the ethics and California Insurance Code prelicensing education requirement of Section 1749 of the California Insurance Code shall use the general subject matter derived from the following curriculum: I. GENERAL INSURANCE A. Basic Insurance Concept…

(a) When applying for a limited lines travel insurance agent license, the applicant shall prepare and submit to the Commissioner a copy of the materials that will be used for training the employees of its designated travel retailer(s). (b) If an applicant or licensee uses trainin…

§ 886.6. OSCA Endorsement. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I2A98D03E5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=…

(a) The following forms shall be submitted to the Department at the time of the filing of the initial application for a limited lines travel insurance agent license: (1) A written application for licensure that shall include the following information concerning the applicant: a. …

(a) The following criteria shall apply to procedures employed by the Commissioner in considering and issuing licenses: (1) If the submitted application and/or forms provided in Section 2194.25 of these regulations, are deficient, the Commissioner shall, within twenty-one (21) cal…

(a) The brochures or other materials that are provided to the prospective customer pursuant to Section 1758.66 of the Insurance Code shall include, among other information: (1) the approved true or fictitious name under which the licensee is doing business at the location in whic…

As used in this article: (a) The term “title marketing representative” has the meaning set forth in subdivision (b) of Insurance Code section 12418. “Representative” means “title marketing representative,” as defined in the preceding sentence. (b) The term “company” means a title…

(a)(1) In order to be employed as a representative, a person must apply to the commissioner to receive a certificate of registration. An applicant must initiate his or her application for a title marketing representative certificate of registration by completing the online applic…

(a) An application fee of $200 shall be paid online in order to complete the online application referenced in paragraph (a)(1) of Section 2194.51. (b)(1) A renewal fee of $200 shall be paid online in order to complete the online renewal application referenced in paragraph (b)(1) …

§ 13705. Inspection of Public Records. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I8527CBF85B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&co…

(a) In order to complete the online application, the applicant shall provide the following information: (1) Application type. The “application type” of the application to be completed by an applicant for a title marketing representative certificate of registration is “certificate…

(a) Records of insurance transactions and other documents required by Article 16.1 (commencing with Section 1758.6) of the Insurance Code and these regulations shall be maintained for at least three (3) years after the expiration or cancellation date of the policy to which the re…

The specific forms required to be filed with the Commissioner by license applicants and licensees are as follows: (a) The written application for licensure shall be made on Form 441-9 (Rev 01/2003) for individuals and on Form 441-11 (Rev 01/2003) for organizations. (b) The initia…

(a) The Insurance Department may review any submitted application to determine whether or not the policy or bond form contents or the use thereof would be inconsistent with the Insurance Code or would result in activities and practices by insurers that are unfair, unreasonable or…

(a) Reviewed applications shall be approved if the Commissioner determines that the policy or bond form contents or the use thereof would be consistent with the Insurance Code and would not result in activities and practices by insurers that are unfair, unreasonable or otherwise …

(a) The Commissioner may disapprove any policy or bond forms which are unfair, unreasonable, or otherwise inconsistent with the provisions of the Insurance Code. (b) If the Commissioner reviews an application and determines that the application should be disapproved, the Commissi…

(a) Approval of a policy or bond form application may be revoked for good cause, after a hearing is held as set forth in article 3 of this subchapter. Good cause to revoke approval shall include forms that by their contents or as utilized are unfair, unreasonable or otherwise inc…

§ 1683.3. Procedures for Exempted Projects. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I4DBEC4C45B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageIt…

§ 749.12. Special Order Relating to Take of Western Joshua Tree (Yucca brevifolia) During Candidacy Period. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I109AA200FEE811EC8E17AA85475E25B5?viewType=FullT…

A benefit for accidental death shall be deemed not sufficient to be of real economic value to the insured if its amount is less than $1000.

A benefit for dismemberment regardless of whether resulting from accident or sickness [excluding any such benefit for which an amount is determined in accordance with the provisions of Insurance Code Section 10291.5 (b) (8)] shall be deemed not sufficient to be of real economic v…

A benefit expressed as an increase of a loss-of-time benefit (Section 2220.11) during hospital confinement shall be deemed not sufficient to be of real economic value to the insured if: (a) The increase in the loss-of-time benefit is less than either the lesser of the basic loss-…

A policy which provides a benefit for in hospital or out of hospital private duty nursing by either a licensed registered nurse (R.N.) or a licensed vocational nurse (L.V.N.) shall be deemed not sufficient to be of real economic value to an insured if: (a) The amount of the daily…

A separate basic accident emergency treatment benefit shall be deemed not sufficient to be of real economic value to the insured if: (a) The amount of the benefit is less than one day of the loss-of-time benefit (without application of any elimination period) but in no event less…

§ 1866. Hearing Officer. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I53BC46E85B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.…

§ 6648.3. Positioning and Technical Details of Lights and Shapes. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I70CAA1A95B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transit…

A basic surgical benefit in which surgical operations are listed by name or description with a limiting amount on each item shall be deemed not sufficient to be of real economic value to the insured if the amount provided for the most severe operation is less than $300.00 and the…

§ 939.17. Protection of Old Growth Forest Components. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I359661AA5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Cate…

A sickness benefit which is limited to a delineated or defined field of sickness coverage (such as poliomyelitis, cancer or a specifically named or described disease) shall be deemed not sufficient to be of real economic value to the insured if: (a) Its maximum limit is less than…

A policy, or rider, shall be deemed to provide major medical expense benefits and shall be deemed to be of real economic value and not subject to Section 2220.15 through 2220.24 if: (a) The aggregate maximum benefit is not less than $10,000 per covered person. (b) The coinsurance…

Except to the extent specifically provided otherwise in Sections 2220.7 through 2220.30, deductables and coinsurance percentage factors are prohibited by this Article unless the benefits provided are of real economic value and the use of other coinsurance percentage factors and d…

§ 450.16. Change of Business or Corporate Name. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I67CA42735A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Category…