California Administrative Code

§ 6550. Purpose. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I6D8896095B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default)

(a) For the purpose of Insurance Code section 1861.05, subdivision (c), a complete rate application shall be considered to have been received by the Commissioner on the date that all information, materials, and documents required by Section 2648.4 as part of a complete rate appli…

(a) If the Commissioner decides to hold a hearing pursuant to Insurance Code Section 1861.05, a notice of hearing, or other notice or order commencing a proceeding under Insurance Code Section 1861.05., shall be provided within 60 days after public notice has been given. After su…

(a) Pursuant to Insurance Code section 1861.05, subdivision (b), every insurer that desires to change any rate must file a complete rate application which must include the information required by Insurance Code section 1861.05, subdivision (b), and all information as the Commissi…

(a) Any person representing a party in a proceeding as defined in section 2651.1 shall, no later than the next appearance of that party, file and serve notification of that representation to all other parties. (b) Any party who has initiated or intervened in any proceeding as def…

The following definitions shall apply to Subchapter 4.9. (a) “Administrative Hearing Bureau” means that office within the office of the Commissioner at 1901 Harrison Street, 3rd Floor Mailroom, Oakland, CA 94612 and, except where otherwise specified in this subchapter, designated…

Pleadings shall comply with Rules 2.101 through 2.108 of the California Rules of Court, except that the use of recycled paper and printing on both sides (flip-up) is encouraged.

1. Introduction: Metal Aluminum cannot react with nitric acid or concentrated sulfuric acid. It can dissolve in dilute sulfuric acid or hydrochloric acid. Active hydrogen, generated during the acid digestion process, will reduce arsenic to AsH3, which will escape from solution, r…

(a) A person desiring to intervene and become a party to a rate or class plan proceeding shall file a petition to intervene which shall be drafted in compliance with sections 2652.1-2652.4 of this subchapter. A person who petitions for a hearing may combine a petition to interven…

(a) A person desiring to participate in a proceeding other than a rate hearing shall file a petition to participate which shall be drafted in compliance with sections 2652.1-2652.4 and 2661.3(b) through (e) of this subchapter. A Petition to Participate shall be submitted to the c…

The purpose of this Article is to establish procedures for awarding advocacy fees, witness fees and other expenses to petitioners, intervenors and participants in proceedings, including proceedings other than rate proceedings, before the Insurance Commissioner in accordance with …

(a) When Coverage Is In Effect. Coverage is in effect for the term of years set forth in the certificate of insurance, from 12:01 a.m. on the effective date of coverage to 12:01 a.m. on the expiration date of coverage. (b) Coverage Provided. The insurer will pay loss payment bene…

§ 6604. Maneuvering and Warning Signals. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I6FF5022B5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&…

(a) When Coverage Is In Effect. Coverage is effective on the date the certificate of insurance holder's (the “certificate holder's”) account has a balance, and continues for as long as there is an open balance in the account(s). Coverage ends on the date the certificate holder's …

(a) When Coverage Is In Effect. Coverage is effective at 12:01 a.m. on the effective date specified in the certificate. The insurance attaches from the time the personal property is purchased or encumbered until the termination of the master policy holder's financial interest the…

(a) When Coverage Is In Effect. Coverage is in effect from the time the certificate holder's account has a balance and continues as long as there is an open balance in the account(s). Insurance coverage will cease when the certificate holder's account does not reflect an open bal…

(a) When Coverage Is In Effect. Coverage is in effect from the time the account has an open balance and continues as long as there is an open balance in the certificate holder's account(s). The insurance will cease when the certificate holder's account does not reflect an open ba…

(a) Each insurer subject to this Subchapter shall file an annual report of its credit property insurance and credit unemployment insurance experience statistics with the Commissioner no later than May 1 of the year following the calendar year reported. All annual reports of exper…

If any provision of this Subchapter or its application to any person or circumstance is held invalid for any reason, the rest of this Subchapter shall not be affected.

§ 7101. Certification of Eligibility. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5403A7634C6B11EC93A8000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&con…

For the purpose of implementing Insurance Code Section 779.36, the presumptive loss ratio for credit property insurance coverage or for credit unemployment insurance coverage shall be the permissible loss ratio set forth in Section 2670.6, Prima Facie Rates and Permissible Loss R…

The prima facie rates and permissible loss ratio for the benchmark programs set forth in Sections 2670.12 through Section 2670.20 of these regulations are as follows: (a) The prima facie rate for benchmark number one, Dual Interest Credit Property Insurance on Open End Plan of In…

(a) Find the Credibility Factor (“Z”) from TABLE 1 (Section 2670.9) for the experience group. Where actual loss ratios are less than 45%, use the premium earned for the experience group during the experience period; otherwise, use the Reported Claims Count. If either of these mea…

(a) An insurer shall submit, for the Commissioner's approval, a proposed rate decrease for an experience group subject to this Subchapter within 180 days after the end of an experience period during which the credibility adjusted loss ratio for the group was less than the permiss…

For purposes of this article, the following definitions apply: (a) “Customer information systems” means the electronic or physical methods used to access, collect, store, use, transmit, protect, or dispose of nonpublic personal information, whether that information is maintained …

§ 7403. Place and Time of Filing. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5A4733344C6B11EC93A8000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&context…

§ 801. Section Headings. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I4493EEC34C6B11EC93A8000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.…

The licensee: (a) Identifies reasonably foreseeable internal and external threats that could result in unauthorized disclosure, misuse, alteration, or destruction of customer information or customer information systems; (b) Assesses the likelihood and potential damage of these th…

For purposes of section 2690.94, the following terms shall have the respective meanings hereinafter set forth: (a) “Investment Consultant” shall refer, as appropriate, to either a natural person or a company engaged in the evaluation and assessment of derivative transactions, ass…

The Conflict of Interest and Disclosure of Affiliation Form shall be confidential in accordance with Insurance Code section 735.5(c).

Licenses shall be classified according to the nature of the business entity and according to the general or usual nature of the business conducted, or to be conducted, determined by the usual clientele of the licensee. (a) Classes, according to the nature of the business entity a…

(a) Sections 2695.25, 2695.26 and 2695.27 of this article shall not apply to solicitations or sales involving: (1) Credit insurance; (2) Group life insurance (or group annuities) where there is no in-person, face-to-face solicitation of individuals by an insurance producer and th…

§ 827. Nontank Vessel Contingency Plans. [Reserved] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I25FC3DA65B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&…

(a) Evaluation criteria (1) COIN will evaluate applications and the qualified investment information they contain to determine which taxpayers will receive tax credit certificates. In making these evaluations, COIN will apply the following criteria: (A) COIN will determine the ag…

(a) No insurer may be compelled to participate in mediation except where the Commissioner finds that the insurer has engaged in an arbitrary or unreasonable refusal or refusals to mediate a dispute which the Commissioner has deemed appropriate for mediation. Where the Commissione…

These regulations are promulgated pursuant to the authority granted the Insurance Commissioner by the provisions of California Insurance Code Sections 10089.11, and 10089.28(b).

The purpose of the regulations is to specify procedures for ratemaking and forms approval, define the type and quality of investments the Authority is authorized to make, define coverage types and limits, set forth producer compensation rates, specify the procedures to be followe…

(a) In setting its rates, the Authority shall be governed by the provisions of Insurance Code Section 10089.40. (b) In order to establish or change any rate, the Authority shall file a complete rate application with the Commissioner. A complete rate application shall include: (1)…

§ 852.61.10. Grant Agreement. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I294EC4045B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData…

(a) All eligibility requirements contained herein shall be applied without regard to sex, race, creed, color, sexual orientation, health status, national origin, occupation, or occupational history of the individual applying for the program. (b) To be eligible for the program, an…

(a) The Board shall establish an application review process which assures timely action on applications. The program shall complete the application review process within 30 days of the receipt of the application and payment of the initial subscriber contribution. (b) To apply for…

(a) Disenrollment shall occur when: (1) The subscriber requests in writing to be disenrolled or that an enrolled dependent be disenrolled. (2) The enrolled dependent requests in writing to be disenrolled. (3) The dependent subscriber requests in writing to be disenrolled. (4) The…

(a) Any subscriber, enrolled dependent or dependent subscriber who is dissatisfied with any action or failure to act which has occurred in connection with a participating health plan's coverage may file an appeal with the Board. (b) In addition, the following decisions may be app…

(a) An appeal shall be filed in writing with the Executive Director within sixty (60) days of the action or failure to act or receipt of notice of the decision being appealed. (b) An appeal shall include all of the following: (1) A copy of any decision being appealed; or a writte…

Upon receipt of an appeal which requests an administrative hearing, the Board shall determine the appropriate forum as follows: (a) An appeal filed pursuant to subsection (a) of section 2698.500 shall be reviewed by the Board to determine whether it is practicable to have the hea…

For the purposes of these regulations: (a) “Application” means the written document submitted to the Commissioner by which a local district attorney requests program funding, including a plan setting forth the district attorney's intended use of funds to enhance investigation and…

(a) Funding shall be in the form of a Grant Award Agreement and shall require an enabling resolution approving and authorizing execution of the agreement by the county Board of Supervisors. (b) Funding shall be distributed on an annual basis in July and funding shall be contingen…

§ 915.5. Waterbreaks. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I2D3574185B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Def…

§ 450.16. Change of Business or Corporate Name. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I67CA42735A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Category…