This article shall apply to both of the following:
(a) A recommendation of an annuity made before January 1, 2025, that results in the purchase, exchange, or replacement that was recommended.
(b) A sale of an annuity made before January 1, 2025, that is not based on a recommendation.
(Added by Stats. 2024, Ch. 2, Sec. 5. (SB 263) Effective January 1, 2025.)