Title CIV, California Civ. Code

A contract may be extinguished in like manner with any other obligation, and also in the manner prescribed by this Title. (Enacted 1872.)

As used in this title: (a) “Artist” means the person who creates a work of fine art or, if that person is deceased, that person’s heir, legatee, or personal representative. (b) “Fine art” means a painting, sculpture, drawing, work of graphic art (including an etching, lithograph,…

As used in this title: (a) “Fine art multiple” or “multiple” for the purposes of this title means any fine print, photograph (positive or negative), sculpture cast, collage, or similar art object produced in more than one copy. Pages or sheets taken from books and magazines and o…

This title shall apply to any fine art multiple when offered for sale or sold at wholesale or retail for one hundred dollars ($100) or more, exclusive of any frame. (Amended by Stats. 1982, Ch. 1320, Sec. 2.)

For purposes of this chapter: (a) “Accepted debit card” means any debit card which the debit cardholder has requested and received or has signed, or has used, or has authorized another person to use, for the purpose of obtaining money, property, labor, or services. Any debit card…

If a business offers a refund to a customer via a prepaid debit card for a purchase initiated by the customer in California, the business shall provide the customer with at least one other method of receiving the refund other than a prepaid debit card. (Added by Stats. 2019, Ch. …

This title may be cited as the Consumers Legal Remedies Act. (Added by Stats. 1970, Ch. 1550.)

Any waiver by a consumer of the provisions of this title is contrary to public policy and shall be unenforceable and void. (Added by Stats. 1970, Ch. 1550.)

The provisions of this title are not exclusive. The remedies provided herein for violation of any section of this title or for conduct proscribed by any section of this title shall be in addition to any other procedures or remedies for any violation or conduct provided for in any…

If any provision of this title or the application thereof to any person or circumstance is held to be unconstitutional, the remainder of the title and the application of such provision to other persons or circumstances shall not be affected thereby. (Added by Stats. 1970, Ch. 155…

The provisions of this title shall not apply to any transaction which provides for the construction, sale, or construction and sale of an entire residence or all or part of a structure designed for commercial or industrial occupancy, with or without a parcel of real property or a…

Nothing in this title shall apply to the owners or employees of any advertising medium, including, but not limited to, newspapers, magazines, broadcast stations, billboards and transit ads, by whom any advertisement in violation of this title is published or disseminated, unless …

The substantive and procedural provisions of this title shall only apply to actions filed on or after January 1, 1971. (Added by Stats. 1970, Ch. 1550.)

This title shall be known, and may be cited, as the California Combating Auto Retail Scams (CARS) Act. (Added by Stats. 2025, Ch. 354, Sec. 1. (SB 766) Effective January 1, 2026. Operative October 1, 2026, pursuant to Section 1784.28.)

Any waiver by a consumer of the provisions of this title is contrary to public policy and is unenforceable and void. (Added by Stats. 2025, Ch. 354, Sec. 1. (SB 766) Effective January 1, 2026. Operative October 1, 2026, pursuant to Section 1784.28.)

The provisions of this title are not exclusive. The remedies provided in this title for a violation of this title or for conduct proscribed by this title shall be in addition to any other remedies available under other law. This title does not limit or alter the remedies and liab…

If any provision of this title or the application of this title to any person or circumstance is held to be unconstitutional or otherwise deemed to be invalid, the remainder of the title and the application of the provision to other persons or circumstances shall not be affected.…

This title shall become operative on October 1, 2026. (Added by Stats. 2025, Ch. 354, Sec. 1. (SB 766) Effective January 1, 2026.)

The Legislature finds and declares as follows: (a) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, and general reputation of consumers. (b) Consumer credit reporting agencies have assumed a vital …

This act may be referred to as the Consumer Credit Reporting Agencies Act. (Repealed and added by Stats. 1975, Ch. 1271.)

The following terms as used in this title have the meaning expressed in this section: (a) “Adverse action” means a denial or revocation of credit, a change in the terms of an existing credit arrangement which is adverse to the interests of the consumer, or a refusal to grant cred…

Nothing in this title shall apply to any person licensed pursuant to the provisions of Chapter 11 (commencing with Section 7500) of Division 3 of the Business and Professions Code, or to any employee of such person, unless such person is employed directly by a consumer credit rep…

Any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling, evaluating, or disseminating information on the checking account experiences of consumer customers of banks or other financial instit…

The notices and disclosures to consumers provided for in this title shall be required to be made only to those consumers who have a mailing address in California. (Added by Stats. 1993, Ch. 285, Sec. 2. Effective August 2, 1993.)

For purposes of this title, the following definitions apply: (a) “Borrower” means either of the following: (1) A person who has received or agreed to pay a student loan. (2) A person who shares responsibility for repaying a student loan with a person described in paragraph (1). (…

(a) (1) A person shall not engage in abusive acts or practices when servicing a student loan in this state. (2) An act or practice is abusive in connection with the servicing of a student loan, if the act or practice does either of the following: (A) Materially interferes with th…

This title may be cited as the Fair Debt Settlement Practices Act. (Added by Stats. 2021, Ch. 454, Sec. 1. (AB 1405) Effective January 1, 2022.)

For purposes of this title: (a) “Debt settlement provider” means a person who, for compensation and on behalf of a consumer, provides debt settlement services. (b) “Debt settlement services” means any of the following: (1) Providing advice, or offering to act or acting as an inte…

(a) A debt settlement provider shall not engage in false, deceptive, or misleading acts or practices when providing debt settlement services. Without limiting the general application of the foregoing, an act or practice is false, deceptive, or misleading, in connection with provi…

As used in this title: (a) The term “bookkeeping services” means keeping books, making trial balances, preparing statements, making audits, or preparing reports, all as a part of bookkeeping operations, provided that such trial balances, statements, or reports are not issued over…

This title shall be known and cited as the Employment Agency, Employment Counseling, and Job Listing Services Act. (Added by Stats. 1989, Ch. 704, Sec. 2.)

(a) (1) “Employment agency” or “agency” means: (A) Any person who, for a fee or other valuable consideration to be paid, directly or indirectly by a jobseeker, performs, offers to perform, or represents it can or will perform any of the following services: (i) Procures, offers, p…

(a) This title does not apply to any person who provides any of the services described in subdivision (a) of Section 1812.501 and who charges fees exclusively to employers for those services. The exemption from regulation provided by this subdivision does not apply to any person …

A loan for use is a contract by which one gives to another the temporary possession and use of personal property, and the latter agrees to return the same thing to him at a future time, without reward for its use. (Enacted 1872.)

A loan for use does not transfer the title to the thing; and all its increase during the period of the loan belongs to the lender. (Enacted 1872.)

A borrower for use must use great care for the preservation in safety and in good condition of the thing lent. (Enacted 1872.)

One who borrows a living animal for use, must treat it with great kindness, and provide everything necessary and suitable for it. (Enacted 1872.)

A borrower for use is bound to have and to exercise such skill in the care of the thing lent as he causes the lender to believe him to possess. (Enacted 1872.)

A borrower for use must repair all deteriorations or injuries to the thing lent, which are occasioned by his negligence, however slight. (Enacted 1872.)

The borrower of a thing for use may use it for such purposes only as the lender might reasonably anticipate at the time of lending. (Enacted 1872.)

The borrower of a thing for use must not part with it to a third person, without the consent of the lender. (Enacted 1872.)

The borrower of a thing for use must bear all its expenses during the loan, except such as are necessarily incurred by him to preserve it from unexpected and unusual injury. For such expenses he is entitled to compensation from the lender, who may, however, exonerate himself by s…

The lender of a thing for use must indemnify the borrower for damage caused by defects or vices in it, which he knew at the time of lending, and concealed from the borrower. (Enacted 1872.)

The lender of a thing for use may at any time require its return, even though he lent it for a specified time or purpose. But if, on the faith of such an agreement, the borrower has made such arrangements that a return of the thing before the period agreed upon would cause him lo…

If a thing is lent for use for a specified time or purpose, it must be returned to the lender without demand, as soon as the time has expired, or the purpose has been accomplished. In other cases it need not be returned until demanded. (Enacted 1872.)

The borrower of a thing for use must return it to the lender, at the place contemplated by the parties at the time of lending; or if no particular place was so contemplated by them, then at the place where it was at that time. (Enacted 1872.)