Title INS — California Ins. Code
0 chapters · 3,633 sections in this title.
Ins. Code § 14074 Section 14074
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A notice of such service and a copy of the accusation, together with the notice of defense and statement to respondent, shall forthwith be sent by registered mail by the presiding officer to the licensee at his or her last known address as furnished by the commission. Personal se…
Ins. Code § 14075 Section 14075
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Proof of compliance with Section 14074 shall be made in the event of service by mail by affidavit of the presiding officer or his or her authorized employee showing such service by mailing, together with the return receipt of the United States post office bearing the signature of…
Ins. Code § 14076 Section 14076
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The commissioner, or if the proceeding is heard before a hearing officer of the Office of Administrative Hearings, such hearing officer, may order such postponements or continuances and grant such extensions of time as may be necessary to afford the licensee reasonable opportunit…
Ins. Code § 14077 Section 14077
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The presiding officer shall keep a record of all process served upon him or her pursuant to this article, which record shall show the day and hour of service.
Ins. Code § 14078 Section 14078
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As used in this article, “nonresident” means a person who is not a resident of this state at the time of the performance of the act referred to in Section 14071.
Ins. Code § 14080 Section 14080
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Any person who knowingly falsifies the fingerprints or photographs submitted under subdivision (f) of Section 14024 is guilty of a felony. Any person who violates any of the other provisions of this chapter is guilty of a misdemeanor punishable by fine not to exceed five hundred …
Ins. Code § 14085 Section 14085
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(a) Upon application, the commissioner shall issue a crop insurance adjuster license to a person who meets both of the following requirements: (1) Obtains an insurance adjuster license, with the exception of the examination requirement of Section 14026. (2) Provides evidence that…
Ins. Code § 14090 Section 14090
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Every license, branch office certificate, and pocket card issued pursuant to this chapter shall expire on the day two years after the last calendar day of the month in which the initial license was issued. Licenses issued prior to January 1, 2011, shall expire on May 31 of each e…
Ins. Code § 14090.1 Section 14090.1
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(a) An individual who holds an insurance adjuster license and who is not exempt under subdivision (b) shall satisfactorily complete a minimum of 24 hours, of which three hours are to be in ethics, of continuing education courses pertinent to the duties and responsibilities of an …
Ins. Code § 14090.2 Section 14090.2
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Notwithstanding Section 14090, the commissioner may establish license periods and renewal dates for all licenses issued pursuant to this chapter so as to distribute the renewal work to permit the most efficient and economical use of personnel and equipment. In such cases, to the …
Ins. Code § 14091 Section 14091
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Except as otherwise provided in this article, an expired license or branch office certificate may be renewed at any time within one year after its expiration on the filing of an application for renewal on a form prescribed by the commissioner, and the payment of the renewal fee i…
Ins. Code § 14092 Section 14092
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A suspended license or branch office certificate is subject to expiration and shall be renewed as provided in this article, but renewal of the license does not entitle the licensee, while the license remains suspended and until it is reinstated, to engage in the licensed activity…
Ins. Code § 14093 Section 14093
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A revoked license or branch office certificate is subject to expiration as provided in this article, but it may not be renewed. If it is reinstated after its expiration, the licensee, as a condition precedent to its reinstatement, shall pay a reinstatement fee in an amount equal …
Ins. Code § 14094 Section 14094
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A license or branch office certificate which is not renewed within one year after its expiration may not be renewed, restored, reinstated, or reissued thereafter; and a license which expired before October 1, 1958, and was not reinstated before October 1, 1961, may not be renewed…
Ins. Code § 14097 Section 14097
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The amount of fees prescribed by this chapter, unless otherwise fixed, is that fixed in the following schedule: (a) The application fee for an original license is seventy-two dollars ($72). (b) The application fee for an original branch office certificate is forty-seven dollars (…
Ins. Code § 14098 Section 14098
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The department shall receive and account for all money derived from the operation of this chapter and, at the end of each month, shall report such money to the Controller and shall pay it to the Treasurer, to the credit of the Insurance Fund.
Ins. Code § 14099 Section 14099
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Application or license fee shall not be refunded except in accordance with Section 158 of the Business and Professions Code.
Ins. Code § 15 Section 15
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Team and vehicle ........................ 100,000
Ins. Code § 16 Section 16
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Automobile ........................ 200,000
Ins. Code § 18 Section 18
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Aircraft ........................ 100,000
Ins. Code § 1880 Section 1880
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The owner of a ship has in all cases an insurable interest in it, even when it has been chartered by one who agrees to pay him its value in case of loss. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1881 Section 1881
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The insurable interest of the owner of a ship hypothecated by bottomry is only the excess of its value over the amount secured by bottomry. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1882 Section 1882
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Freightage, in marine insurance, signifies all the benefit derived by the owner, either from the chartering of the ship or its employment for the carriage of his own goods or those of others. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1883 Section 1883
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The owner of a ship has an insurable interest in expected freightage which he would have certainly earned but for the intervention of a peril insured against. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1884 Section 1884
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The interest mentioned in the last section exists, in the case of a charter party, when the ship has broken ground on the chartered voyage. If a price is to be paid for the carriage of goods it exists when they are actually on board, or there is some contract for putting them on …
Ins. Code § 1885 Section 1885
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In marine insurance, a person who has an interest in the thing from which profits are expected to proceed, has an insurable interest in the profits. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1886 Section 1886
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The charterer of a ship has an insurable interest in it, to the extent that he is liable to be damaged by its loss. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1900 Section 1900
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In marine insurance each party is bound to communicate, in addition to what is required in the case of other insurance: (a) All the information which he possesses and which is material to the risk, except such as is exempt from such communication in the case of other insurance. (…
Ins. Code § 1901 Section 1901
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In marine insurance, information of the belief or expectation of a third person in reference to a material fact, is material. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1902 Section 1902
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A person insured by a contract of marine insurance is presumed to have, at the time of insuring, knowledge of a prior loss, if the information might possibly have reached him in the usual mode of transmission and at the usual rate of communication. (Enacted by Stats. 1935, Ch. 14…
Ins. Code § 1903 Section 1903
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In marine insurance, concealment in respect to any of the following matters does not vitiate the entire contract, but merely exonerates the insurer from a loss resulting from the risk concealed: (a) The national character of the insured. (b) The liability of the subject matter to…
Ins. Code § 1904 Section 1904
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In marine insurance, if a representation by the insured is intentionally false in any respect, whether material or immaterial, the insurer may rescind the entire contract. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1905 Section 1905
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The failure of subsequent circumstances to conform to a representation as to expectation does not, in the absence of fraud, avoid marine insurance. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1920 Section 1920
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In every marine insurance upon a ship or involving transportation by ship, a warranty is implied that the ship is seaworthy. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1921 Section 1921
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A ship is seaworthy when reasonably fit to perform the services and encounter the ordinary perils of the voyage contemplated by the parties to the policy. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1922 Section 1922
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An implied warranty of seaworthiness is complied with if the ship is seaworthy at the time of the commencement of the risk, except in the following cases: (a) When the insurance is made for a specified length of time, the implied warranty is not complied with unless the ship is s…
Ins. Code § 1923 Section 1923
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A warranty of seaworthiness extends not only to the condition of the structure of the ship itself, but also requires that it be properly laden and provided with: (a) A competent master. (b) A sufficient number of competent officers and seamen. (c) The requisite appurtenances and …
Ins. Code § 1924 Section 1924
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Where any portion of the voyage contemplated by a policy differs from other portions in respect to the things requisite to make the ship seaworthy therefor, a warranty of seaworthiness is complied with if, at the commencement of each portion, the ship is seaworthy with reference …
Ins. Code § 1925 Section 1925
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When a ship becomes unseaworthy during the voyage, an unreasonable delay in repairing the defect exonerates the insurer from liability on any loss arising from the defect. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1926 Section 1926
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A ship may be seaworthy for the purpose of insurance upon itself and, at the same time, unseaworthy for the purpose of insurance upon the cargo because of unfitness to receive the cargo. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1927 Section 1927
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Where the nationality or neutrality of a ship or cargo is expressly warranted, it is implied that: (a) The ship will carry the requisite documents to show such nationality or neutrality. (b) It will not carry any documents which cast reasonable suspicion thereon. (Enacted by Stat…
Ins. Code § 1940 Section 1940
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When the voyage contemplated by marine insurance is described by the places of beginning and ending, the voyage insured is one which conforms to the course of sailing fixed by mercantile usage between those places. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1941 Section 1941
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If the course of sailing is not fixed by mercantile usage, the voyage insured by marine insurance is that way between the places specified which, to a master of ordinary skill and discretion, would seem the most natural, direct, and advantageous. (Enacted by Stats. 1935, Ch. 145.…
Ins. Code § 1942 Section 1942
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Deviation is: (a) A departure from the course of the voyage insured. (b) An unreasonable delay in pursuing the voyage. (c) The commencement of an entirely different voyage. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1943 Section 1943
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A deviation is proper: (a) When caused by circumstances over which neither the master nor the owner of the ship has any control. (b) When necessary to comply with a warranty, or to avoid a peril, whether or not the peril is insured against. (c) When made in good faith and upon re…
Ins. Code § 1944 Section 1944
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Every deviation not specified in the last section is improper. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1945 Section 1945
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An insurer is not liable for any loss happening to the subject matter of marine insurance after an improper deviation. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1960 Section 1960
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A loss is either total or partial. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1961 Section 1961
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A total loss is either actual or constructive. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 1962 Section 1962
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An actual total loss is caused by: (a) A total destruction of the subject matter of insurance. (b) The loss of the subject matter by sinking, or by being broken up. (c) Any damage to the subject matter which renders it valueless to the owner for the purposes for which he held it.…