Title INS — California Ins. Code
0 chapters · 3,633 sections in this title.
Ins. Code § 4097.17 Section 4097.17
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The commissioner shall have the authority from time to time, to make, amend, and rescind any rules and regulations as may be necessary to carry out the provisions of this article. The commissioner shall also have the authority to charge and collect from the insurer for the actual…
Ins. Code § 4097.18 Section 4097.18
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Upon completion of the act of conversion and issuance of the certificate of authority under Section 4097.11, the Secretary of State shall accept for filing a verified copy of the amended articles of incorporation.
Ins. Code § 4097.19 Section 4097.19
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(a) The amended articles of incorporation of a converted company that have been adopted pursuant to a plan of conversion and filed with the Secretary of State in accordance with Section 4097.11 may be further amended after the effective date pursuant to applicable law. The plan o…
Ins. Code § 4097.20 Section 4097.20
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If the name of a mutual insurer converting to a stock insurer pursuant to this article includes the word “mutual,” the new stock insurer may continue to use the word “mutual” in its name if the name includes a word or words that identify the new stock insurer as a stock insurer a…
Ins. Code § 410 Section 410
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A policy is either open or valued. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 411 Section 411
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An open policy is one in which the value of the subject matter is not agreed upon, but is left to be ascertained in case of loss. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 412 Section 412
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A valued policy is one which expresses on its face an agreement that the thing insured shall be valued at a specified sum. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 413 Section 413
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A running policy is one which contemplates successive insurances, and which provides that the object of the policy may be from time to time defined, especially as to the subjects of insurance, by additional statements or indorsements. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 430 Section 430
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The policies issued by every insurer shall be entitled by its own name or a name approved by the commissioner under Section 881 or 882, printed on each policy in large bold type in at least as large as any other size type used in the policy or on the face page.
Ins. Code § 440 Section 440
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A warranty is either express or implied. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 441 Section 441
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A statement in a policy of a matter relating to the person or thing insured, or to the risk, as a fact, is an express warranty thereof. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 442 Section 442
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A particular form of words is not necessary to create a warranty. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 443 Section 443
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Every express warranty made at or before the execution of a policy shall be contained in the policy itself, or in another instrument signed by the insured and referred to in the policy, as making a part of it. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 444 Section 444
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A warranty may relate to the past, the present, the future, or to any or all of these. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 445 Section 445
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A statement in a policy, which imports that there is an intention to do or not to do a thing which materially affects the risk, is a warranty that such act or omission will take place. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 446 Section 446
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When, before the time arrives for the performance of a warranty relating to the future, a loss insured against happens, or performance becomes unlawful at the place of the contract, or impossible, the omission to fulfill the warranty does not avoid the policy. (Enacted by Stats. …
Ins. Code § 447 Section 447
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The violation of a material warranty or other material provision of a policy, on the part of either party thereto, entitles the other to rescind. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 448 Section 448
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Unless the policy declares that a violation of specified provisions thereof shall avoid it, the breach of an immaterial provision does not avoid the policy. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 449 Section 449
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A breach of warranty without fraud merely exonerates an insurer from the time that it occurs, or where the warranty is broken in its inception, prevents the policy from attaching to the risk. (Enacted by Stats. 1935, Ch. 145.)
Ins. Code § 460 Section 460
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On and after January 1, 1972, every printed form of an insurance contract, including every policy, endorsement, rider, or any amendment thereof issued in this state by any insurer or issued for delivery in this state by any insurer shall state an inception hour for coverage of 12…
Ins. Code § 5 Section 5
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In the case of an alien life insurer organized under the laws of the Dominion of Canada or of any province thereof, the provisions of this section applicable to the United States manager or an assistant United States manager or other representative in the United States of such al…