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Colo. Rev. Stat. § 18-15-101 Definitions
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As used in this article, unless the context otherwise requires: (1) To "collect" an extension of credit means to induce in any way any person to make repayment thereof. (2) "Creditor" means any person who extends credit or any person claiming by, under, or through any such person…
Colo. Rev. Stat. § 18-15-102 Extortionate extension of credit - penalty
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Any person who makes any extension of credit in any amount regardless of the loan finance charge with respect to which it is the understanding of the creditor and the debtor at the time it is made that delay in making repayment or failure to make repayment will result in the use …
Colo. Rev. Stat. § 18-15-103 Presumption that extension of credit is extortionate
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(1) The provisions of this section are nonexclusive and in no way limit the effect or applicability of section 18-15-102. (2) In any prosecution under section 18-15-102, if it is shown that the factors enumerated in paragraphs (a), (b), and (c) of this subsection (2) were present…
Colo. Rev. Stat. § 18-15-104 Engaging in criminal usury
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(1) Any person who knowingly charges, takes, or receives any money or other property as a loan finance charge where the charge exceeds an annual percentage rate of forty-five percent or the equivalent for a longer or shorter period commits the crime of criminal usury, which is a …