Title 10, Insurance
0 chapters · 1,354 sections in this title.
Colo. Rev. Stat. § 10-4-635 Medical payments coverage - exceptions - definitions
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(1) (a) Except as otherwise provided in this subsection (1), no automobile liability or motor vehicle liability policy insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the ownership, maintenance, or use…
Colo. Rev. Stat. § 10-4-636 Disclosure requirements for automobile insurance products offered - rules
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(1) (a) An insurer or producer issuing automobile insurance policies shall, as a condition of doing business in this state, have on file for public inspection at the division a summary disclosure form that contains an explanation of the major coverages and exclusions of such poli…
Colo. Rev. Stat. § 10-4-637 No discrimination by profession
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Reimbursement for lawfully performed health-care services covered by a policy providing medical payments coverage under a motor vehicle policy issued pursuant to this part 6 shall not be denied when such services are a covered benefit and rendered within the scope of practice for…
Colo. Rev. Stat. § 10-4-638 Retroactive adjustment of health-care service claims
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(1) Twelve months or more after the date a claim is paid for health-care services performed pursuant to this part 6, an insurer may not retroactively adjust the payment of the claim. (2) Adjustments to claims made pursuant to a policy providing for medical payments coverage in ca…
Colo. Rev. Stat. § 10-4-639 Claims practices for property damage
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(1) An insurer shall pay title fees, sales tax, and any other transfer or registration fee associated with the total loss of a motor vehicle. (2) An insurer shall clearly disclose to an insured or inform a third-party claimant what benefits are provided related to towing and stor…
Colo. Rev. Stat. § 10-4-640 Operator's policy of insurance
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(1) Except as otherwise provided in subsection (8) of this section, any natural person may satisfy the requirements of section 10-4-619 by obtaining, in lieu of an owner's policy of insurance, an operator's policy of liability insurance that meets the requirements of this section…
Colo. Rev. Stat. § 10-4-641 Rules - medical payments coverage
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(1) The commissioner shall promulgate any necessary rules for the administration of medical payments coverage and coordination of benefits and the implementation of section 10-4-636 (4) concerning disclosures required to be made regarding medical payments coverage and the definit…
Colo. Rev. Stat. § 10-4-642 Prompt payment of direct benefits - legislative declaration - definitions
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(1) The general assembly finds, determines, and declares that patients and health-care providers are entitled to receive reimbursements from auto insurance entities in a timely manner. Therefore, it is in the interest of the citizens of Colorado that reasonable standards be impos…
Colo. Rev. Stat. § 10-4-643 Electronic claim forms - rules
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The commissioner may promulgate rules, consistent with section 10-4-642, for an insurer to accept claim forms for medical payments coverage benefits from health-care providers in electronic form. An insurer shall not prohibit the submission of a medical payments coverage benefit …
Colo. Rev. Stat. § 10-4-644 Child restraint system - insurance coverage - definition
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[Editor's note: This section is effective January 1, 2026.] (1) (a) An insurer that issues or renews a policy pursuant to this part 6 shall include in the applicable coverage the replacement cost of a child restraint system that is in a motor vehicle at the time of a motor vehicl…