Title 8, Labor and Industry
0 chapters · 874 sections in this title.
Colo. Rev. Stat. § 8-44-101 Insurance requirements
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(1) Any employer subject to the provisions of articles 40 to 47 of this title shall secure compensation for all employees in one or more of the following ways, which shall be deemed to be compliance with the insurance requirements of said articles: (a) By insuring and keeping ins…
Colo. Rev. Stat. § 8-44-102 Contract for insurance subject to workers' compensation act
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(1) Every contract for the insurance of compensation and benefits as provided in articles 40 to 47 of this title or against liability therefor is subject to articles 40 to 47 of this title, and all provisions in the contract for insurance inconsistent with those articles are void…
Colo. Rev. Stat. § 8-44-103 Insurers to file system of rating - approval
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Every insurance carrier authorized to transact business in this state that insures employers against liability for compensation under the provisions of articles 40 to 47 of this title shall file with the commissioner of insurance its classification of risks, any premiums relating…
Colo. Rev. Stat. § 8-44-104 Cutting rates - rebates - penalty
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Every insurance carrier that writes compensation insurance shall write insurance at the rates filed with the commissioner of insurance. The cutting of rates, rebating, or any other method whereby, directly or indirectly, any employer is given the benefit of or obtains a rate lowe…
Colo. Rev. Stat. § 8-44-105 Provisions of policies - primary liability - notice of injury
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Every contract insuring against liability for compensation or insurance policy evidencing the same shall contain a clause to the effect that the insurance carrier shall be directly and primarily liable to the employee and, in the event of death, to said employee's dependents to p…
Colo. Rev. Stat. § 8-44-106 Insurer violation - suspension or revocation of license
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If any insurance carrier intentionally, knowingly, or willfully violates any of the provisions of articles 40 to 47 of this title, the commissioner of insurance, on the request of the director, shall suspend or revoke the license or authority of such carrier to do a compensation …
Colo. Rev. Stat. § 8-44-107 Right of insurer to examine books of employer
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Any insurance carrier operating under the workers' compensation act may apply to the commissioner of insurance for permission to examine any of the books, payrolls, or other documents of any employer insured by such carrier or of any contractor, subcontractor, lessee, sublessee, …
Colo. Rev. Stat. § 8-44-108 Repayments for misclassifications
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(1) Every insurance carrier authorized to transact business in this state, including Pinnacol Assurance, which insures employers against liability for compensation under the provisions of articles 40 to 47 of this title, is authorized to charge and collect any amount of money tha…
Colo. Rev. Stat. § 8-44-109 Notice - change in rate by classification - policyholder’s right to appeal classifications - availability of medical case management services
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(1) Any insurance carrier authorized to transact business in this state, including Pinnacol Assurance, which insures employers against liability for compensation under the provisions of articles 40 to 47 of this title, shall supply information regarding a change in the rate by cl…
Colo. Rev. Stat. § 8-44-110 Notice of cancellation
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Every insurance carrier authorized to transact business in this state, including Pinnacol Assurance, which insures employers against liability for compensation under the provisions of articles 40 to 47 of this title, shall notify any employer insured by the carrier or Pinnacol As…
Colo. Rev. Stat. § 8-44-111 Workers' compensation insurance - deductibles - definition
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(1) (a) Any employer may agree, as a condition of any contract for the insurance of compensation and benefits as provided in articles 40 to 47 of this title or against liability therefor, to pay an amount not to exceed the split point approved by the commissioner of insurance per…
Colo. Rev. Stat. § 8-44-112 Surcharge on workers’ compensation insurance premiums - workers’ compensation cash fund - repeal
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(1) (a) Notwithstanding the provisions of sections 10-3-209 (1)(c) and 10-6-128 (3), C.R.S., for the purpose of offsetting the direct and indirect costs of the administration of the workers’ compensation system, every person, partnership, association, and corporation, whether org…
Colo. Rev. Stat. § 8-44-113 Data from insurance carriers and self-insured employers related to workers’ compensation - studies related to workers’ compensation system. (Repealed)
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C.R.S. 8-44-113Statutes current through Chapter 65 of the 2026 Regular Session, effective as of April 20, 2026. The text of this section is not final. It will not be final until compared to, and updated from, the text provided by the Colorado Office of Legislative Legal Services …
Colo. Rev. Stat. § 8-44-114 Determination of premium
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The amount of the premium to be paid by an employer for a contract of insurance of compensation and benefits as provided in articles 40 to 47 of this title or against liability therefor shall be on the basis of the annual expenditure of money by said employer for the services of …
Colo. Rev. Stat. § 8-44-115 Calculation of premium - motor vehicle accidents
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(1) The amount by which an employer's experience rating is modified, if at all, as the result of a motor vehicle accident in which an employee is injured or killed shall be reduced in accordance with this section if: (a) The employee is entitled to benefits under articles 40 to 4…
Colo. Rev. Stat. § 8-44-116 Reversionary interests in indemnity benefits prohibited
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No provision in a contract for insurance regulated by this article or any contract ancillary to such a contract, including specifically a contract setting up an annuity for indemnity benefits, shall establish a reversionary interest in the insurer for the indemnity benefits. Any …
Colo. Rev. Stat. § 8-44-201 Employer as own insurance carrier - revocation of permission
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(1) The executive director has the discretion to grant to any employer who has accepted the provisions of articles 40 to 47 of this title permission to be its own insurance carrier for the payment of the compensation and benefits provided by said articles. Such permission may be …
Colo. Rev. Stat. § 8-44-202 Workers' compensation self-insurance fund - created
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(1) The executive director shall establish and collect such fees as the executive director determines are necessary to administer this section, which fees shall not supplant funding for any other function of the department of labor and employment. The fees established pursuant to…
Colo. Rev. Stat. § 8-44-203 Department of human services - self-insurance program
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The general assembly hereby finds and declares that a program shall be established by the department of human services and the department of labor and employment to provide for a self-insurance program for the department of human services, which shall apply only to claims arising…
Colo. Rev. Stat. § 8-44-204 Public entities - self-insurance authorized for workers’ compensation - pooled insurance - definition
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(1) “Public entity”, as used in this section, means and includes any county, municipality, school district, and any other type of district or authority organized pursuant to law. (2) A public entity may, after receiving permission pursuant to section 8-44-101 (1)(c), act as its o…
Colo. Rev. Stat. § 8-44-205 Employers - self-insurance pools authorized for workers’ compensation - definition
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(1) “Employers”, as used in this section, means a bona fide trade or professional association or two or more employers which are engaged in the same or similar type of business or are members of the same bona fide trade or professional association. (2) Employers may cooperate wit…
Colo. Rev. Stat. § 8-44-206 Guaranty fund - immediate payment fund - legislative declaration
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(1) The general assembly hereby finds and declares that benefits awarded under articles 40 to 47 of this title to claimants employed by self-insurers may be unreasonably delayed or not paid at all if receipt of the proceeds of the bond required of the self-insurer is delayed or i…