Title 11, Financial Institutions
0 chapters · 699 sections in this title.
Colo. Rev. Stat. § 11-48-100.3 Definitions
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As used in this article 48, unless the context otherwise requires: (1) Communications facility means an attended or unattended electronic information processing device, other than an ordinary telephone instrument, located in this state separate and apart from a financial institut…
Colo. Rev. Stat. § 11-48-101 Applicability
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This article 48 applies to any savings and loan association organized under article 41 of this title 11 or under federal law and having its principal office in this state and any credit union organized under article 30 of this title 11 or federal law and having its principal offi…
Colo. Rev. Stat. § 11-48-102 Limitations
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This article shall be construed to authorize any financial institution to engage in electronic funds transfers only to the extent of transactions authorized in applicable law governing such institutions. The provisions of this article shall govern as to communications facilities …
Colo. Rev. Stat. § 11-48-103 Communications facility. (Repealed)
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Source: L. 77: Entire article added, p. 553, � 3, effective May 20. L. 2025: Entire section repealed, (SB 25-275), ch. 377, p. 2109, � 336, effective August 6. Editor's note: This section was relocated to � 11-48-100.3 (1) in 2025.
Colo. Rev. Stat. § 11-48-104 No operation by financial institution employees
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No communications facility located separate and apart from a financial institution shall be operated by an employee or agent of any financial institution, and no agent or employee of the retailer where a facility is located who operates it shall be deemed to be the agent or emplo…
Colo. Rev. Stat. § 11-48-105 Sharing
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(1) A financial institution shall make any communications facility available to any similar financial institution for the use of its account holders on the basis of fair, equitable, and nondiscriminatory standards and charges. For purposes of this section, a savings and loan asso…
Colo. Rev. Stat. § 11-48-106 Consumer protection
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(1) Every financial institution using a communications facility shall provide its account holders, at the time the facility is used, with a receipt or record of each transaction initiated at a facility. Such receipt or record shall be admissible as evidence in any legal action or…
Colo. Rev. Stat. § 11-48-107 Access to automated clearinghouse
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Effective January 1, 1978, an automated clearinghouse in this state shall permit direct access to or membership in such clearinghouse by any financial institution if such access is not prohibited by any rule or regulation of the federal reserve board and if the financial institut…