Research About Meet PRIA

Support Data Sources Privacy Policy Terms of Service Your Privacy Choiceshello@policyrisk.com

© 2026 PRIA Technologies, LLC. All rights reserved.

PRIA provides educational policy intelligence and is not a source of investment, legal, or financial advice. Content is for informational purposes only.

™

Your Policy Risk Impact Agent

Research

At My Address
Federal Courts
Daily Briefings
Medicare & Social Security
Congressional Bills
Federal Register
Tariffs
Fed Decisions & The Economy
State Tracker
World Watch
U.S. Code
U.S. Constitution

Knowledge

Search Polipedia
Daily Briefings
Calculators
What is Policy Risk?
The Countdown

Company

About PRIA
Support

Get PRIA

Support Data Sources Privacy Policy Terms of Service Your Privacy Choices

hello@policyrisk.com

© 2026 PRIA Technologies, LLC. All rights reserved.

PRIA is a trademark of PRIA Technologies, LLC.

PRIA provides educational policy intelligence and is not a source of investment, legal, or financial advice. Content is for informational purposes only.

Colorado Statutes, Title 10

™

Your Policy Risk Impact Agent

Colorado/Statutes

← All Colorado coverage

Title 10, Insurance

0 chapters · 1,275 sections in this title.

All chapters in Title 101,275 Ch 16287 Ch 3271 Ch 4209 Ch 7100 Ch 271 Ch 169 Ch 1442 Ch 1128 Ch 1525 Ch 524 Ch 1223 Ch 620 Ch 1920 Ch 2020

1,275 sections·Filtered byTitle 10✕

Colo. Rev. Stat. § 10-16-709 Evaluation - nonparticipating health-care providers - legislative declaration - rules
3.6K chars
(1) (a) The general assembly hereby finds and determines that not all health-care providers contract with all health insurers and therefore not all are participating providers. Health-care providers who do not contract with a carrier are considered to be nonparticipating provider…
Colo. Rev. Stat. § 10-16-710 Reporting to commissioner - medication-assisted treatment - rules
0.8K chars
(1) A carrier shall report to the commissioner: (a) The number of in-network providers who are federally licensed to prescribe medication-assisted treatment for substance use disorders, including buprenorphine; and (b) The number of prescriptions filled by enrollees for medicatio…
Colo. Rev. Stat. § 10-18-101 Definitions
1.2K chars
As used in this article, unless the context otherwise requires: (1) "Applicant" means: (a) In the case of an individual medicare supplement policy or subscriber contract, the person who seeks to contract for insurance benefits; or (b) In the case of a group medicare supplement po…
Colo. Rev. Stat. § 10-18-102 Applicability and scope

Showing 1,201–1,250 of 1,275

Page 25 of 26

← Previous Next →

1.3K chars

(1) Except as otherwise specifically provided, this article shall apply to: (a) All medicare supplement policies and subscriber contracts delivered or issued for delivery in this state on or after July 1, 1989; and (b) All certificates issued under group medicare supplement polic…

Colo. Rev. Stat. § 10-18-103 Standards for policy provisions - guarantee issue

3.0K chars

(1) No medicare supplement insurance policy, contract, or certificate in force in this state shall contain benefits that duplicate benefits provided by medicare. (2) The commissioner shall issue reasonable regulations to establish specific standards for policy provisions of medic…

Colo. Rev. Stat. § 10-18-104 Minimum standards for benefits and claims payment

0.2K chars

The commissioner shall issue reasonable regulations to establish minimum standards for benefits and payment of claims under medicare supplement policies. Source: L. 89: Entire article R&RE, p. 500, § 1, effective July 1.

Colo. Rev. Stat. § 10-18-105 Loss ratio standards and filing requirements

2.2K chars

(1) Every insurer providing group or individual medicare supplement insurance benefits to a resident of this state pursuant to section 10-18-102 shall file a copy of the group master policy or individual policy and any certificate used in this state in accordance with the filing …

Colo. Rev. Stat. § 10-18-106 Disclosure standards - regulations necessary for compliance with federal law

3.3K chars

(1) In order to provide for full and fair disclosure in the sale of medicare supplement policies, no individual medicare supplement policy or certificate shall be delivered or issued for delivery in this state unless the outline of coverage as described in subsection (2) of this …

Colo. Rev. Stat. § 10-18-107 Right to examine policy - right to refund of premium

1.2K chars

Medicare supplement policies or certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the policyholder or certificate holder shall have the right to return the policy or certificate within…

Colo. Rev. Stat. § 10-18-108 Advertising - copy provided to commissioner

0.6K chars

Every insurer, health-care service plan, or other entity providing medicare supplement insurance or benefits in this state that advertises medicare supplement insurance shall provide the commissioner a written copy of the medicare supplement advertisement used in this state. If t…

Colo. Rev. Stat. § 10-18-109 Penalties

0.6K chars

In addition to any other applicable penalties for violations of this title, the commissioner may order insurers violating any provision of this article or regulations promulgated pursuant to this article to cease marketing any medicare supplement policy or certificate in this sta…

Colo. Rev. Stat. § 10-19-101 Short title

0.2K chars

This article shall be known and may be cited as the "Long-term Care Insurance Act". Source: L. 90: Entire article R&RE, p. 643, § 1, effective July 1.

Colo. Rev. Stat. § 10-19-102 Legislative declaration

0.6K chars

The general assembly hereby declares that the purpose of this article is to promote the public interest and the availability of long-term care insurance policies, to protect applicants for long-term care insurance from unfair or deceptive sales or enrollment practices, to establi…

Colo. Rev. Stat. § 10-19-103 Definitions

8.8K chars

As used in this article 19, unless the context otherwise requires: (1) "Applicant" means: (a) In the case of an individual long-term care insurance policy, the person who seeks to contract for benefits; and (b) In the case of a group long-term care insurance policy, the proposed …

Colo. Rev. Stat. § 10-19-104 Scope and applicability of article

0.6K chars

The requirements of this article shall apply to policies delivered or issued for delivery in this state on or after July 1, 1990. This article is not intended to supersede the obligations of entities subject to this article to comply with the substance of other applicable insuran…

Colo. Rev. Stat. § 10-19-105 Extraterritorial jurisdiction - group long-term care insurance

0.5K chars

A group long-term care insurance coverage shall not be offered to a resident of this state under a group policy issued in another state to a group described in section 10-19-103 (4)(d), unless this state or another state having statutory and regulatory long-term care insurance re…

Colo. Rev. Stat. § 10-19-106 Rules on disclosure

0.8K chars

The commissioner may adopt rules and regulations that include standards for full and fair disclosure setting forth the manner, content, and required disclosures for the sale of long-term care insurance policies, terms of renewability, initial and subsequent conditions of eligibil…

Colo. Rev. Stat. § 10-19-107 Performance standards

1.8K chars

(1) A long-term care insurance policy may not: (a) Be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder; or (b) Contain a provision establishing a new waiti…

Colo. Rev. Stat. § 10-19-108 Requirements for preexisting conditions

2.2K chars

(1) A long-term care insurance policy or certificate, other than a policy or certificate thereunder, issued to a group as defined in section 10-19-103 (4)(a), shall not use a definition of "preexisting condition" that is more restrictive than the following: "Preexisting condition…

Colo. Rev. Stat. § 10-19-109 Requirements for prior hospitalization or institutionalization

1.8K chars

(1) A long-term care insurance policy shall not be delivered or issued for delivery in this state if such policy: (a) Conditions the eligibility for any benefits on a prior hospitalization requirement; (b) Conditions the eligibility for benefits provided in an institutional care …

Colo. Rev. Stat. § 10-19-110 Loss ratio standards

0.4K chars

The commissioner may adopt rules and regulations establishing loss-ratio standards for long-term care insurance policies if a specific reference to long-term care insurance policies is contained in the regulation. Such rules and regulations shall be in accordance with the "State …

Colo. Rev. Stat. § 10-19-111 Right to return policy - free look

1.1K chars

A long-term care insurance applicant has the right to return the policy or certificate within thirty days after its delivery and to have the premium refunded if, after examination of the policy or certificate, other than a certificate issued pursuant to a policy issued to a group…

Colo. Rev. Stat. § 10-19-112 Outline of coverage - certificate

6.0K chars

(1) (a) An outline of coverage shall be delivered to a prospective applicant for long-term care insurance at the time of initial solicitation through means which prominently direct the attention of the recipient to the document and its purpose. (b) The commissioner shall prescrib…

Colo. Rev. Stat. § 10-19-113 Option for inflation adjustment - renewability

3.9K chars

(1) No insurer may offer a long-term care insurance policy unless the insurer also offers to the policyholder, in addition to any other inflation protection, the option to purchase a policy that provides for benefit levels to increase with benefit maximums or reasonable durations…

Colo. Rev. Stat. § 10-19-113.3 Incontestability period

2.2K chars

(1) With respect to a policy or certificate that has been in force for less than six months, an insurer may rescind a long-term care insurance policy or certificate or deny a long-term care insurance claim under such a policy upon a showing of misrepresentation that is material t…

Colo. Rev. Stat. § 10-19-113.4 Nonforfeiture benefits - rules

1.6K chars

(1) Except as provided in subsection (2) of this section, a long-term care insurance policy may not be delivered or issued for delivery in this state unless the policyholder or certificate holder has been offered the option of purchasing a policy or certificate including a nonfor…

Colo. Rev. Stat. § 10-19-113.6 Producer training requirements

3.5K chars

(1) (a) An individual may not sell, solicit, or negotiate long-term care insurance unless the individual is licensed as an insurance producer for accident and health or sickness or life insurance and has completed a one-time training course and ongoing training every twenty-four …

Colo. Rev. Stat. § 10-19-113.7 Rules

0.7K chars

The commissioner shall adopt rules to promote premium adequacy, to protect the policyholder in the event of substantial rate increases, and to establish minimum standards for marketing practices, producer education, producer compensation, producer examination, penalties, and repo…

Colo. Rev. Stat. § 10-19-114 Compliance

0.2K chars

No policy may be advertised, marketed, or offered as long-term care or nursing home insurance unless it complies with the provisions of this article. Source: L. 90: Entire article R&RE, p. 649, § 1, effective July 1.

Colo. Rev. Stat. § 10-19-114.5 Penalties

0.5K chars

In addition to any other penalties provided by the laws of Colorado, any carrier or any producer who violates any requirement of Colorado law relating to the regulation of long-term care insurance or the marketing of such insurance shall be subject to a fine of up to three times …

Colo. Rev. Stat. § 10-19-115 Severability

0.4K chars

If any provision of this article or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of the article and the application of such provision to other persons or circumstances shall not be affected thereby. Source: L. 90: Entir…

Colo. Rev. Stat. § 10-20-101 Short title

0.3K chars

The short title of this article 20 is the "Life and Health Insurance Protection Association Act". Source: L. 91: Entire article added, p. 1256, § 1, effective July 1. L. 2023: Entire section amended, (HB 23-1303), ch. 195, p. 978, § 2, effective May 15.

Colo. Rev. Stat. § 10-20-102 Legislative declaration

1.0K chars

(1) The general assembly finds and declares that the purpose of this article 20 is to protect, subject to certain limitations, the persons specified in section 10-20-104 (1) against failure by member insurers in the performance of their contractual obligations under life insuranc…

Colo. Rev. Stat. § 10-20-103 Definitions

10.5K chars

As used in this article 20, unless the context otherwise requires: (1) "Account" means any of the three accounts created pursuant to section 10-20-106. (2) "Association" means the life and health insurance protection association as established by this article. (2.5) "Authorized a…

Colo. Rev. Stat. § 10-20-104 Coverage and limitations - coordination of benefits

15.6K chars

(1) This article 20 provides coverage for the policies and contracts specified in subsection (2) of this section and to persons: (a) Who are owners of, certificate holders under, or enrollees in such policies or contracts, other than structured settlement annuities, and who: (I) …

Colo. Rev. Stat. § 10-20-105 Construction

0.2K chars

This article shall be construed to effect the purpose set forth in section 10-20-102, which shall constitute an aid and guide to interpretation. Source: L. 91: Entire article added, p. 1261, § 1, effective July 1.

Colo. Rev. Stat. § 10-20-106 Creation of the association

1.2K chars

(1) There is hereby created a private nonprofit legal entity to be known as the life and health insurance protection association. All member insurers shall be and remain members of the association as a condition of their authority to transact insurance or health maintenance organ…

Colo. Rev. Stat. § 10-20-107 Board of directors

1.8K chars

(1) The board of directors of the association consists of no fewer than seven nor more than eleven member insurers serving terms as established in the plan of operation. Member insurers shall select members of the board, subject to the approval of the commissioner. If a vacancy o…

Colo. Rev. Stat. § 10-20-108 Powers and duties of the association

23.1K chars

(1) If a member insurer is an impaired insurer, the association may, in its discretion and subject to any conditions imposed by the association that do not impair the contractual obligations of the impaired insurer and that are approved by the commissioner: (a) Guarantee, assume,…

Colo. Rev. Stat. § 10-20-109 Assessments

10.6K chars

(1) For the purpose of providing the funds necessary to carry out the powers and duties of the association, the board shall assess each member insurer separately for each account at such time and for such amounts as the board finds necessary. Assessments shall be due not less tha…

Colo. Rev. Stat. § 10-20-110 Plan of operation - rules

3.3K chars

(1) (a) The association shall maintain a plan of operation to assure the fair, reasonable, and equitable administration of the association. The plan of operation and any amendments thereto shall be submitted to the commissioner and be effective upon the commissioner's written app…

Colo. Rev. Stat. § 10-20-111 Powers and duties of the commissioner

1.6K chars

(1) In addition to any other powers and duties specified in this article 20, the commissioner shall: (a) Upon request of the board, provide the association with a statement of the premiums in this and any other appropriate states for each member insurer; (b) Notify the board of t…

Colo. Rev. Stat. § 10-20-112 Prevention of insolvencies

3.3K chars

(1) To aid in the detection and prevention of member insurer insolvencies, it is the duty of the commissioner: (a) To notify the commissioners of all the other states, territories of the United States, and the District of Columbia when action is taken in any of the following matt…

Colo. Rev. Stat. § 10-20-113 Credits for assessments paid - tax offsets

3.9K chars

(1) (a) A member insurer may offset against its premium tax liability to this state that amount of its class B assessment described in section 10-20-109 that was assessed for the association's life and annuity accounts pursuant to section 10-20-106 to the extent of twenty percent…

Colo. Rev. Stat. § 10-20-114 Miscellaneous provisions - definition

6.1K chars

(1) Nothing in this article 20 reduces the liability for unpaid assessments of the insureds of an impaired or insolvent insurer operating under a plan with assessment liability. (2) The association must keep records of all meetings of the board to discuss the activities of the as…

Colo. Rev. Stat. § 10-20-115 Examination of the association - annual report

0.4K chars

The association shall be subject to examination and regulation by the commissioner. The board shall submit to the commissioner each year, not later than one hundred twenty days after the close of the fiscal year of the association, a financial report in a form approved by the com…

Colo. Rev. Stat. § 10-20-116 Tax exemptions

0.2K chars

The association shall be exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied on real and personal property. Source: L. 91: Entire article added, p. 1280, § 1, effective July 1.

Colo. Rev. Stat. § 10-20-117 Immunity

0.6K chars

There shall be no liability on the part of and no cause of action of any nature shall arise against any member insurer, its agents, or its employees, the association, its agents, or its employees, members of the board or the commissioner or his representatives for any action or o…

Colo. Rev. Stat. § 10-20-118 Stay of proceedings - reopening default judgments

0.7K chars

All proceedings in which the impaired or insolvent insurer is a party in any court in this state shall be stayed for one hundred eighty days after the date an order of conservation, rehabilitation, or liquidation is final to permit proper legal action by the association on any ma…

Colo. Rev. Stat. § 10-20-119 Prohibited advertisement of association article in insurance sales - notice to owners, certificate holders, and enrollees

4.0K chars

(1) A person, including a member insurer and any agent or affiliate of a member insurer, shall not make, publish, disseminate, circulate, or place before the public, or cause directly or indirectly to be made, published, disseminated, circulated, or placed before the public, in a…