Title 38a, Title 38a: Insurance

Sec. 38a-340. (Formerly Sec. 38-175e). Binders, renewal endorsements and evidences of renewal. Any insurer authorized to issue an automobile liability insurance policy may, pending the issue of such a policy, make an agreement, for a period which shall not exceed sixty days, to b…

Sec. 38a-341. (Formerly Sec. 38-175f). Cancellation of motor vehicle liability policy: Definitions. As used in sections 38a-341 to 38a-346, inclusive: (1) “Policy” means an automobile liability insurance policy providing among other coverage bodily injury liability, delivered or …

Sec. 38a-342. (Formerly Sec. 38-175g). Bases for cancellation. (a) A notice of cancellation of a policy shall be effective only if it is based on one or more of the following reasons: (1) Nonpayment of premium; (2) the driver's license or motor vehicle registration of either the …

Sec. 38a-343. (Formerly Sec. 38-175h). Receipt of cancellation notice. Reason for cancellation. Notice of cancellation. Requirements. Cancellation fee limited. (a) No notice of cancellation of a policy to which section 38a-342 applies shall be effective unless the notice is deliv…

Sec. 38a-343a. Notice of policy cancellation, addition or issuance and policy information provided to Commissioner of Motor Vehicles. (a)(1) The Commissioner of Motor Vehicles may require each insurer that issues policies in this state to notify said commissioner monthly, on a da…

Sec. 38a-344. (Formerly Sec. 38-175j). Proof of notice. Proof of mailing by certified mail, return receipt requested, or, if agreed between an insurer and a named insured, delivery by electronic means with proof of a delivery receipt, notice of cancellation, an intention not to r…

Sec. 38a-345. (Formerly Sec. 38-175k). Notice of possible eligibility for assigned risk plan. When automobile bodily injury and property damage liability coverage is cancelled, other than for nonpayment of premium, or in the event of failure to renew the policy as provided in sec…

Sec. 38a-346. (Formerly Sec. 38-175l). Liability of persons furnishing information to insured. There shall be no liability on the part of and no cause of action of any nature shall arise against the Insurance Commissioner or against any insurer, its authorized representative, its…

Sec. 38a-347. (Formerly Sec. 38-175m). Safe driver classification plans for motor vehicle insurance. Review. (a) The Insurance Commissioner may adopt regulations, in accordance with chapter 54, with regard to safe driver classification plans for automobile insurance policies issu…

Sec. 38a-348. (Formerly Sec. 38-175n). Mandatory medical examination; cost to be paid by insurer. Any insurance company pursuant to the terms of an automobile liability or physical damage insurance policy or policies, existing between the insurer and the insured, requiring a medi…

Sec. 38a-349. (Formerly Sec. 38-175p). Insurer to file automobile liability policy underwriting rules and regulations with commissioner. Approval procedure. (a) Each insurance company which issues in this state automobile liability policies as defined in section 38a-341 insuring …

Sec. 38a-350. (Formerly Sec. 38-175q). Automobile liability policy information to be filed with commissioner. Each insurance company which issues in this state automobile liability policies as defined in section 38a-341, insuring against loss resulting from liability for damages …

Sec. 38a-351. (Formerly Sec. 38-175r). Automobile liability insurance for volunteer firemen and members of volunteer ambulance companies. Nonrenewal and surcharge prohibited. No insurer shall refuse to renew any automobile liability policy, as defined in section 38a-341, or assig…

Sec. 38a-351a. Collision deductible included in subrogation demand. Except as prohibited by section 38a-336b, if an insurer chooses to exercise its right of subrogation pursuant to the terms of an automobile liability insurance policy, such insurer shall include in such subrogati…

Sec. 38a-352. (Formerly Sec. 38-175s). Motor vehicle claims to be paid by check, electronic transfer or other immediately accessible means. All claims paid by an insurer, a holding company of an insurer or a wholly owned subsidiary of an insurer for any loss to a motor vehicle or…

Sec. 38a-353. (Formerly Sec. 38-175y). Calculation of settlement amount on totalled motor vehicle. Disclosures required. (a) Whenever any damaged motor vehicle covered under an automobile insurance policy has been declared to be a constructive total loss by the insurer, the insur…

Sec. 38a-354. (Formerly Sec. 38-175u). Automobile appraisers and insurers prohibited from requiring where repairs should be made or making certain statements. Notice required on appraisals or estimates. (a) No automobile physical damage appraiser shall require that appraisals or …

Sec. 38a-354a. Automobile appraisers and insurers prohibited from requiring where automotive glass work should be performed or making certain statements. Statement required during initial contact with insured. (a) No automobile physical damage appraiser shall require that automot…

Sec. 38a-355. (Formerly Sec. 38-175z). Notice required concerning parts used to repair damaged private passenger motor vehicles. (a)(1) Whenever repairs are necessary to the visible exterior sheet metal or plastic parts of a damaged private passenger motor vehicle, as defined in …

Sec. 38a-356. (Formerly Sec. 38-175v). Disclosure of information by insurance company re motor vehicle losses or fraudulent claims. Insurance company reports to commissioner. Immunity from liability. Confidentiality. (a) Any authorized employee of the Department of Emergency Serv…

Sec. 38a-357. (Formerly Sec. 38-175w). Insurer to report motor vehicle theft or fire loss to National Insurance Crime Bureau. Bureau to establish central index file. (a) Each insurance company which issues in this state motor vehicle insurance policies providing theft or fire cov…

Sec. 38a-358. (Formerly Sec. 38-175x). Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons. The declination, cancellation or nonrenewal of a policy for private passenger nonfleet automobile insurance is proh…

Secs. 38a-359 to 38a-362. Reserved for future use. PART III* NO-FAULT MOTOR VEHICLE INSURANCE *See Sec. 14-289f re insurance requirement for motorcycle operators. Annotations to former chapter 690: Cited. 167 C. 151; 169 C. 267; 179 C. 372; 186 C. 507. Declaratory judgment as to …

Sec. 38a-363. (Formerly Sec. 38-319). Definitions. As used in sections 38a-17, 38a-19 and 38a-363 to 38a-388, inclusive: (a) “Injury” means bodily injury, sickness or disease, including death resulting therefrom, accidentally caused and arising out of the ownership, maintenance o…

Sec. 38a-364. (Formerly Sec. 38-319a). Insurance identification cards. Temporary card to be issued with binder. (a) For the purposes of sections 14-12b and 14-12c, subsection (a) of section 14-13, sections 14-213b and 14-217 and this section, “private passenger motor vehicle” has…

Secs. 38a-365 to 38a-369. (Formerly Secs. 38-320 to 38-323, 38-325). Liability of owner's insurer for basic reparations benefits. Payees of basic reparations benefits. Injury to employee. Cause of action allowable, when. Subrogation. Sections 38a-365 to 38a-369, inclusive, are re…

Sec. 38a-370. (Formerly Sec. 38-326). Residual liability insurance. (a) Under residual liability insurance the insurer is liable to pay, on behalf of the owner or other persons insured, sums which the owner or insured is legally obligated to pay as damages because of bodily injur…

Sec. 38a-371. (Formerly Sec. 38-327). Mandatory security requirements. (a)(1) The owner of a private passenger motor vehicle required to be registered in this state shall provide and continuously maintain throughout the registration period security in accordance with sections 38a…

Sec. 38a-372. (Formerly Sec. 38-328). Insurers required to declare that policies deemed to provide required security. Every insurance company authorized to transact the business of private passenger motor vehicle liability insurance in this state shall file with the Insurance Com…

Secs. 38a-373 to 38a-378. (Formerly Secs. 38-329 to 38-334). Property damage coverage not included. Optional reparations coverage. Converter of private passenger vehicle disqualified. Person intentionally causing injury not covered. Payments as economic loss accrues. Award of att…

Sec. 38a-379. (Formerly Sec. 38-335). Civil action to enforce rights and obligations. Except as otherwise provided in sections 38a-363 to 38a-388, inclusive, any right or obligation provided by said sections is enforceable by civil action. Actions under said sections shall be bro…

Secs. 38a-380 to 38a-384. (Formerly Secs. 38-336 to 38-340). Benefits exempt from garnishment, etc. Insurer's liability for rehabilitation treatment or training. Benefits available through assigned claims plan, when. Assigned claims bureau and plan. Filing of application for clai…

Sec. 38a-385. (Formerly Sec. 38-341). Assigned risk plan. The Insurance Commissioner shall require that the plan established pursuant to section 38a-329 with respect to automobile liability insurance shall apply to residual liability insurance required by sections 38a-363 to 38a-…

Sec. 38a-386. (Formerly Sec. 38-342). Submission of data to commissioner. Plan for allocation and compilation of claims and loss experience data. Section 38a-386 is repealed, effective January 1, 1994. (1972, P.A. 273, S. 24; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 328, 348; P.…

Sec. 38a-387. (Formerly Sec. 38-344). Special surety or guaranty filings. Order to suspend or modify filing requirements. (a) Any special filing with respect to a surety or guaranty bond required by law or by court or executive order or by order, rule or regulation of a public bo…

Sec. 38a-388. (Formerly Sec. 38-350). Conflict with chapters 246, 247, 248. The provisions of sections 38a-363 to 38a-388, inclusive, shall be construed to be supplementary and not as a substitute for the provisions of chapters 246, 247 and 248. In the event of any conflict betwe…

Sec. 38a-389. Filing of rates to reflect premium savings. Prior rate approval. (a) The General Assembly finds and concludes that the system of bodily injury liability, basic and added reparations benefits and uninsured and underinsured motorist insurance, as amended by the provis…

Secs. 38a-390 to 38a-392. Reserved for future use. PART IV PROFESSIONAL LIABILITY INSURANCE

Sec. 38a-393. (Formerly Sec. 38-370a). Record of cancellation of professional liability policies. Regulations. (a) Each insurance company doing business in this state shall, annually, on or before the first day of March, render to the Insurance Commissioner a true record of the n…

Sec. 38a-394. (Formerly Sec. 38-370c). Mandatory provisions for professional liability insurance policies issued on a claims-made basis. Additional requirements for certain claims-made medical malpractice policies. (a) Each professional liability insurance policy issued on a clai…

Sec. 38a-395. (Formerly Sec. 38-370d). Medical malpractice data: Closed claims reports. Database. Annual report. (a) As used in this section: (1) “Claim” means a request for indemnification filed by a medical professional or hospital pursuant to a professional liability policy fo…

Sec. 38a-395a. Prohibition on denying coverage of health care provider based solely on such health provider's decision not to maintain specialty certification or requiring evidence of maintenance of specialty certification as prerequisite for obtaining professional liability insu…

Sec. 38a-396. Reserved for future use. PART V MISCELLANEOUS INSURANCE

Sec. 38a-397. Portable electronics insurance. (a) As used in this section: (1) “Portable electronics insurance” means insurance coverage for the repair or replacement of a portable electronic device because of loss, theft, inoperability due to mechanical failure, malfunction, dam…

Sec. 38a-398. Travel Insurance. (a) As used in this section: (1) “Travel insurance” means insurance, provided under an individual or a group or master insurance policy, for the following personal risks incident to planned travel: (A) Interruption or cancellation of a trip or an e…

Sec. 38a-398a. Travel insurance and suicide. Prohibition on coverage exclusion. No insurance company shall issue a travel insurance policy in this state on or after October 1, 2021, that excludes coverage because the insured's spouse, child, dependent relative who resides in the …