Title 38a — Title 38a: Insurance
33 chapters · 1,393 sections in this title.
Conn. Gen. Stat. § 38a-645 (Formerly Sec. 38-249). Applicability.
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Sec. 38a-645. (Formerly Sec. 38-249). Applicability. The provisions of sections 38a-645 to 38a-658, inclusive, shall apply to all life insurance and all accident and health insurance sold in connection with loans or other credit transactions except that sections 38a-647 to 38a-65…
Conn. Gen. Stat. § 38a-646 (Formerly Sec. 38-250). Definitions.
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Sec. 38a-646. (Formerly Sec. 38-250). Definitions. As used in sections 38a-645 to 38a-658, inclusive, except as otherwise provided herein: (1) “Credit life insurance” means insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transac…
Conn. Gen. Stat. § 38a-647 (Formerly Sec. 38-251). Forms of insurance.
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Sec. 38a-647. (Formerly Sec. 38-251). Forms of insurance. Credit life insurance and credit accident and health insurance shall be issued only in the following forms: (a) Individual policies of life insurance issued to debtors on the term plan; (b) individual policies of accident …
Conn. Gen. Stat. § 38a-648 (Formerly Sec. 38-252). Allowable amount of insurance.
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Sec. 38a-648. (Formerly Sec. 38-252). Allowable amount of insurance. (a) The amount of credit life insurance shall not exceed the initial indebtedness. Where an indebtedness repayable in substantially equal installments is secured by an individual policy of credit life insurance,…
Conn. Gen. Stat. § 38a-649 (Formerly Sec. 38-253). Term of insurance.
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Sec. 38a-649. (Formerly Sec. 38-253). Term of insurance. The term of any credit life insurance or credit accident and health insurance shall, subject to the acceptance of the insurer, commence on the date when the debtor becomes obligated to the creditor, except that, where a gro…
Conn. Gen. Stat. § 38a-650 (Formerly 38-254). Policy or certificate requirements.
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Sec. 38a-650. (Formerly 38-254). Policy or certificate requirements. (a) All credit life insurance and credit accident and health insurance sold shall be evidenced by an individual policy or, in the case of group insurance, by a certificate of insurance, which individual policy o…
Conn. Gen. Stat. § 38a-651 (Formerly Sec. 38-255). Filing of policies, certificates, riders with commissioner. Disapproval.
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Sec. 38a-651. (Formerly Sec. 38-255). Filing of policies, certificates, riders with commissioner. Disapproval. (a) All policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and riders delivered in this state shall be filed wi…
Conn. Gen. Stat. § 38a-652 (Formerly Sec. 38-256). Filing of rates.
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Sec. 38a-652. (Formerly Sec. 38-256). Filing of rates. (a) Each insurer issuing credit life insurance or credit accident and health insurance shall file with the commissioner its schedules of premium rates for use in connection with such insurance. Any insurer may revise such sch…
Conn. Gen. Stat. § 38a-653 (Formerly Sec. 38-257). Policies to be delivered or issued only by authorized insurers.
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Sec. 38a-653. (Formerly Sec. 38-257). Policies to be delivered or issued only by authorized insurers. All policies of credit life insurance and credit accident and health insurance shall be delivered or issued for delivery in this state only by an insurer authorized to do insuran…
Conn. Gen. Stat. § 38a-654 (Formerly Sec. 38-258). Processing of claims.
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Sec. 38a-654. (Formerly Sec. 38-258). Processing of claims. (a) All claims shall be promptly reported to the insurer or its designated claim representative, and the insurer shall maintain adequate claim files. All claims shall be settled as soon as reasonably possible and in acco…
Conn. Gen. Stat. § 38a-655 (Formerly Sec. 38-259). Option of debtor in furnishing insurance.
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Sec. 38a-655. (Formerly Sec. 38-259). Option of debtor in furnishing insurance. When credit life insurance or credit accident and health insurance is required as additional security for any indebtedness, the debtor shall, upon request to the creditor, have the option of furnishin…
Conn. Gen. Stat. § 38a-656 (Formerly Sec. 38-260). Regulations. Enforcement.
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Sec. 38a-656. (Formerly Sec. 38-260). Regulations. Enforcement. The commissioner may issue such regulations as are necessary for the implementation of sections 38a-645 to 38a-658, inclusive. Whenever the commissioner finds that there has been a violation of said sections or of an…
Conn. Gen. Stat. § 38a-657 (Formerly Sec. 38-261). Appeals.
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Sec. 38a-657. (Formerly Sec. 38-261). Appeals. Any party aggrieved by an order or decision of the commissioner may appeal therefrom in accordance with the provisions of section 4-183, except venue for such appeal shall be in the judicial district of New Britain. (1959, P.A. 576, …
Conn. Gen. Stat. § 38a-658 (Formerly Sec. 38-262). Penalty.
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Sec. 38a-658. (Formerly Sec. 38-262). Penalty. Any person, firm or corporation violating any provision of sections 38a-645 to 38a-658, inclusive, shall be fined not more than three thousand five hundred dollars or imprisoned not more than two years, or both. The commissioner may …
Conn. Gen. Stat. § 38a-659 38a-659
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Sec. 38a-659. Reserved for future use.