Title 38a — Title 38a: Insurance
33 chapters · 1,393 sections in this title.
Conn. Gen. Stat. § 38a-975 (Formerly Sec. 38-500). Short title: Connecticut Insurance Information and Privacy Protection Act.
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Sec. 38a-975. (Formerly Sec. 38-500). Short title: Connecticut Insurance Information and Privacy Protection Act. Sections 38a-975 to 38a-998, inclusive, may be cited as the “Connecticut Insurance Information and Privacy Protection Act”. (P.A. 81-368, S. 1, 25.) History: Sec. 38-5…
Conn. Gen. Stat. § 38a-976 (Formerly Sec. 38-501). Definitions.
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Sec. 38a-976. (Formerly Sec. 38-501). Definitions. As used in sections 38a-975 to 38a-998, inclusive: (1) “Adverse underwriting decisions” means: (A) Any of the following actions with respect to insurance transactions involving insurance coverage that is individually underwritten…
Conn. Gen. Stat. § 38a-977 (Formerly Sec. 38-502). Applicability. Exceptions.
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Sec. 38a-977. (Formerly Sec. 38-502). Applicability. Exceptions. (a) The obligations imposed by sections 38a-975 to 38a-998, inclusive, shall apply to those insurance institutions, agents or insurance-support organizations which, on or after October 1, 1982: (1) In the case of li…
Conn. Gen. Stat. § 38a-978 (Formerly Sec. 38-503). Use of pretext interviews.
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Sec. 38a-978. (Formerly Sec. 38-503). Use of pretext interviews. No insurance institution, agent or insurance-support organization shall use or authorize the use of a pretext interview to obtain information in connection with an insurance transaction; except it may be used to obt…
Conn. Gen. Stat. § 38a-979 (Formerly Sec. 38-504). Notice of insurance information practices.
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Sec. 38a-979. (Formerly Sec. 38-504). Notice of insurance information practices. (a) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided in this section: (1) In …
Conn. Gen. Stat. § 38a-980 (Formerly Sec. 38-505). Insurer to specify questions for marketing or research purposes.
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Sec. 38a-980. (Formerly Sec. 38-505). Insurer to specify questions for marketing or research purposes. An insurance institution or agent shall specify those questions designed solely to obtain information for marketing or research purposes from an individual in connection with an…
Conn. Gen. Stat. § 38a-981 (Formerly Sec. 38-506). Content of disclosure authorization forms. Disclosure of health benefits to exclusive bargaining agent or subgroup of a multi-bargaining-unit group.
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Sec. 38a-981. (Formerly Sec. 38-506). Content of disclosure authorization forms. Disclosure of health benefits to exclusive bargaining agent or subgroup of a multi-bargaining-unit group. (a) Notwithstanding any provision of the general statutes, no insurance institution, agent or…
Conn. Gen. Stat. § 38a-982 (Formerly Sec. 38-507). Investigative consumer reports.
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Sec. 38a-982. (Formerly Sec. 38-507). Investigative consumer reports. (a) No insurance institution, agent or insurance-support organization shall prepare or request an investigative consumer report pertaining to an individual in connection with an insurance transaction involving …
Conn. Gen. Stat. § 38a-983 (Formerly Sec. 38-508). Access to recorded personal information.
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Sec. 38a-983. (Formerly Sec. 38-508). Access to recorded personal information. (a) If an individual, after proper identification, submits a written request to an insurance institution, agent or insurance-support organization for access to recorded personal information concerning …
Conn. Gen. Stat. § 38a-984 (Formerly Sec. 38-509). Correction, amendment or deletion of recorded personal information.
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Sec. 38a-984. (Formerly Sec. 38-509). Correction, amendment or deletion of recorded personal information. (a) Not later than thirty business days from the date of receipt of a written request from an individual to correct, amend or delete any recorded personal information concern…
Conn. Gen. Stat. § 38a-985 (Formerly Sec. 38-510). Insurer to provide its reasons for adverse underwriting decisions.
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Sec. 38a-985. (Formerly Sec. 38-510). Insurer to provide its reasons for adverse underwriting decisions. (a) Subject to the provisions of sections 38a-307, 38a-323 and 38a-343, in the event of an adverse underwriting decision, the insurance institution or agent responsible for th…
Conn. Gen. Stat. § 38a-986 (Formerly Sec. 38-511). Information concerning previous adverse underwriting decisions and coverage through residual market mechanisms.
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Sec. 38a-986. (Formerly Sec. 38-511). Information concerning previous adverse underwriting decisions and coverage through residual market mechanisms. No insurance institution, agent or insurance-support organization shall seek information in connection with an insurance transacti…
Conn. Gen. Stat. § 38a-987 (Formerly Sec. 38-512). Insurer prohibited from considering previous adverse underwriting decision or past residual market mechanism coverage.
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Sec. 38a-987. (Formerly Sec. 38-512). Insurer prohibited from considering previous adverse underwriting decision or past residual market mechanism coverage. No insurance institution or agent shall base an adverse underwriting decision in whole or in part: (1) On a previous advers…
Conn. Gen. Stat. § 38a-988 (Formerly Sec. 38-513). Disclosure limitations and conditions.
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Sec. 38a-988. (Formerly Sec. 38-513). Disclosure limitations and conditions. An insurance institution, agent or insurance-support organization shall not disclose any personal or privileged information concerning an individual collected or received in connection with an insurance …
Conn. Gen. Stat. § 38a-988a Sale of individually identifiable medical record information prohibited. Written consent re disclosure for marketing purposes. Exceptions. Cause of action for violations.
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Sec. 38a-988a. Sale of individually identifiable medical record information prohibited. Written consent re disclosure for marketing purposes. Exceptions. Cause of action for violations. (a) No person, including, but not limited to, insurance institutions, agents, insurance suppor…
Conn. Gen. Stat. § 38a-989 (Formerly Sec. 38-514). Powers of commissioner.
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Sec. 38a-989. (Formerly Sec. 38-514). Powers of commissioner. (a) The commissioner shall have power to examine and investigate into the affairs of every insurance institution or agent doing business in this state to determine whether the institution or agent has been engaged or i…
Conn. Gen. Stat. § 38a-990 (Formerly Sec. 38-515). Hearings; subpoenas; service of process.
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Sec. 38a-990. (Formerly Sec. 38-515). Hearings; subpoenas; service of process. (a) Whenever the commissioner has reason to believe that an insurance institution, agent or insurance-support organization has been engaged or is engaging in conduct in this state which violates this c…
Conn. Gen. Stat. § 38a-991 (Formerly Sec. 38-516). Insurance-support organizations to appoint commissioner to accept service of process.
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Sec. 38a-991. (Formerly Sec. 38-516). Insurance-support organizations to appoint commissioner to accept service of process. For purposes of sections 38a-975 to 38a-998, inclusive, an insurance-support organization transacting business outside this state which affects a resident o…
Conn. Gen. Stat. § 38a-992 (Formerly Sec. 38-517). Commissioner to prepare findings.
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Sec. 38a-992. (Formerly Sec. 38-517). Commissioner to prepare findings. (a) If, after a hearing pursuant to section 38a-990, the commissioner determines that the insurance institution, agent or insurance-support organization charged has engaged in conduct or practices in violatio…
Conn. Gen. Stat. § 38a-993 (Formerly Sec. 38-518). Penalties.
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Sec. 38a-993. (Formerly Sec. 38-518). Penalties. (a) In any case where a hearing pursuant to section 38a-990 results in the finding of a negligent violation of sections 38a-975 to 38a-998, inclusive, the commissioner may, in addition to the issuance of a cease and desist order as…
Conn. Gen. Stat. § 38a-994 (Formerly Sec. 38-519). Appeals from orders.
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Sec. 38a-994. (Formerly Sec. 38-519). Appeals from orders. (a) Any person aggrieved by an order of the commissioner issued pursuant to sections 38a-975 to 38a-998, inclusive, may appeal therefrom in accordance with the provisions of section 4-183, except venue for such appeal sha…
Conn. Gen. Stat. § 38a-995 (Formerly Sec. 38-520). Individual remedies.
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Sec. 38a-995. (Formerly Sec. 38-520). Individual remedies. (a) If an insurance institution, agent or insurance-support organization fails to comply with section 38a-983, 38a-984 or 38a-985 with respect to the rights granted under those sections, any person whose rights are violat…
Conn. Gen. Stat. § 38a-996 (Formerly Sec. 38-521). Immunity.
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Sec. 38a-996. (Formerly Sec. 38-521). Immunity. Any person who discloses personal or privileged information in accordance with sections 38a-975 to 38a-998, inclusive, or who furnishes such information to an insurance institution, agent or insurance-support organization, shall be …
Conn. Gen. Stat. § 38a-997 (Formerly Sec. 38-522). Obtaining information under false pretenses. Fine.
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Sec. 38a-997. (Formerly Sec. 38-522). Obtaining information under false pretenses. Fine. Any person who knowingly and wilfully obtains information concerning an individual from an insurance institution, agent or insurance-support organization under false pretenses shall be fined …
Conn. Gen. Stat. § 38a-998 (Formerly Sec. 38-523). Severability.
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Sec. 38a-998. (Formerly Sec. 38-523). Severability. If any provision of sections 38a-975 to 38a-998, inclusive, or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of said sections and the application of such provision to o…
Conn. Gen. Stat. § 38a-999 Written policies, standards and procedures re medical record information.
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Sec. 38a-999. Written policies, standards and procedures re medical record information. (a) An insurance institution, agent or insurance support organization that regularly collects, uses or discloses medical record information, as defined in section 38a-976, shall develop and im…
Conn. Gen. Stat. § 38a-999a Disclosure of individually identifiable medical record information with malicious intent prohibited. Penalty.
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Sec. 38a-999a. Disclosure of individually identifiable medical record information with malicious intent prohibited. Penalty. (a) No person shall disclose individually identifiable medical record information, as defined in subsection (r) of section 38a-976, with the malicious inte…
Conn. Gen. Stat. § 38a-999b Comprehensive information security program to safeguard personal information. Certification. Notice requirements for actual or suspected breach. Penalty.
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Sec. 38a-999b. Comprehensive information security program to safeguard personal information. Certification. Notice requirements for actual or suspected breach. Penalty. Section 38a-999b is repealed, effective October 1, 2021. (P.A. 15-142, S. 5; P.A. 19-117, S. 401; 19-196, S. 9.…