Florida Administrative Code

Rulemaking Authority 624.308(1) FS. Law Implemented 624.307(1), 626.732(1)(a), 626.7351, 626.7851, 626.8311, 626.8417, 626.927, 627.745, 648.34, 648.37 FS. History-New 4-11-94, Formerly 4-211.290, Transferred to 69B-227.290.

Rulemaking Authority 624.308(1) FS. Law Implemented 624.307(1), 626.732(1)(a), 626.7351, 626.7851, 626.8311, 626.8417, 626.927, 627.745, 648.34, 648.37 FS. History-New 4-11-94, Formerly 4-211.300, Transferred to 69B-227.300.

Rulemaking Authority 624.308(1) FS. Law Implemented 624.307(1), 624.418, 624.4211, 626, 611, 626.621, 626.681, 626.732(1)(a), 626.7351, 626.7851, 626.8311, 626.8417, 626.927, 627.745, 648.34, 648.37 FS. History-New 4-11-94, Formerly 4-211.310, Transferred to 69B-227.310.

Rulemaking Authority 626.221 FS. Law Implemented 626.221 FS. History-New 11-6-01, Amended 8-7-03, Formerly 4-211.320, Amended 1-17-05, 11-7-06, 7-3-07, 4-27-10, Transferred to 69B-227.320.

(1) The purpose of this rule chapter is to set forth Department policy and statutory interpretation, and implement the law regarding customer representatives. (2) These rules shall apply to all individuals licensed by the Department as customer representatives and as limited cust…

For purposes of this rule chapter the following definitions shall apply. (1) "Customer Representative" means an individual appointed by a general lines agent or general lines agency to assist that agent or agency in transacting the business of insurance from the office of that ag…

(1) A customer representative may be appointed one of the following: (a) A person holding a Florida resident general lines agent license, that is, an agent holding a type and class of licensure referred to as a 2-20; (b) A general lines insurance agency. (2) The phrase "general l…

(1) A customer representative may only perform customer representative duties as to the specific general lines insurance products which their supervising agent is actually then appointed by an insurer to handle, or which their supervising agent is authorized to handle under excha…

(1) Appointments of customer representatives are made pursuant to Section 626.451, F.S. (2) No customer representative may perform customer representative duties until an appointment is in effect. (3) No appointment of a customer representative is effective until a properly execu…

(1) The appointment of a customer representative shall be terminated in accordance with Section 626.471, F.S., and the statutes cited therein. (2) No person shall be, act as, or advertise or hold him or herself out to be a customer representative, unless currently licensed and ap…

An agent who appoints a customer representative incurs the following obligations, in addition to those otherwise set out in this rule chapter: (1) In instances where the appointing agent and designated supervising agent are the same person, the appointing agent must supervise the…

(1) Agency Appointment of Customer Representative, In General. (a) It is the agency that is the employer of the customer representative in terms of payroll. In such situations the agency needs the procedural ability when the designated supervising agent quits or is terminated, to…

(1) The designated supervising agent is jointly and severally accountable and responsible with the agency to the Department, for the acts and representations of the customer representative. (2) An agent who is designated to supervise a customer representative thereby incurs the f…

(1) A customer representative shall comply with the lawful instructions and directions of the supervising agent as well as all applicable provisions of the Florida Insurance Code, and rules and orders of the Department. (2) A customer representative has a duty to ensure that thei…

(1) The supervising agent shall supervise the customer representative concerning work performed within the scope of the customer representative licensure. This duty shall not be delegated. The supervision system need not be reduced to writing, but the supervising agent shall be a…

(1) A duly licensed and appointed customer representative may, subject to specific limits set forth in this rule chapter, perform the following functions: (a) Take insurance applications. (b) Give quotes. (c) Interpret policies. (d) Explain procedures. (e) Give insurance advice. …

For purposes of an insurer reporting to the Department agents from whom the insurer received more than four (4) risks per calendar year as set forth under Sections 626.752, 626.793, and 626.837, F.S., the term "received" shall mean the binding of coverage and receipt of payment f…

Rulemaking Authority 624.308 FS. Law Implemented 624.307(1), 626.342, 626.752, 627.4085 FS. History-New 10-12-93, Formerly 4-215.060, Repealed 1-4-15.

(1) Purpose. This rule regulates the acts and practices of insurers and agents specifically with respect to exchange of business under Section 626.752, F.S. (2) Required Disclosure on Forms. All business submitted under Section 626.752, F.S., must be submitted on forms which prom…

A general lines agent license is required in order to transact surety bond business, including immigration bonds, in the State of Florida. A general lines agent license does not qualify the licensee to transact bail bond business. The general lines agent licensee must also be pro…

The Business of Life Insurance is hereby declared to be a public trust in which service all agents of all companies have a common obligation to work together in serving the best interests of the insuring public, by understanding and observing the laws governing Life Insurance in …

Rulemaking Authority 624.308 FS. Law Implemented 624.307(1), 626.797, 626.9541(1)(l) FS. History-Repromulgated 12-24-74, Formerly 4-9.02, 4-9.002, 4-215.215, Repealed 1-4-15.

Rulemaking Authority 624.308 FS. Law Implemented 624.307(1), 626.797, 626.9541(1)(h) FS. History-Repromulgated 12-24-74, Formerly 4-9.03, 4-9.003, 4-215.220, Repealed 1-4-15.

Rulemaking Authority 624.308 FS. Law Implemented 624.307(1), 626.797, 626.9541(1)(c) FS. History-Repromulgated 12-24-74, Formerly 4-9.04, 4-9.004, 4-215.225, Repealed 1-4-15.

Rulemaking Authority 624.308 FS. Law Implemented 624.307(1), 626.797, 626.9541(1)(a), (b) FS. History-Repromulgated 12-24-74, Formerly 4-9.05, 4-9.005, 4-215.230, Repealed 1-4-15.

(1) The purpose of this rule is to set forth standards to protect consumers from dishonest, deceptive, misleading, and fraudulent trade practices with respect to the use of certifications and professional designations in the marketing, solicitation, negotiation, sale or advice ma…

(1) Definitions. For purposes of this rule, the following definitions shall apply: (a) "Department" means the Department of Financial Services. (b) "Licensed adjuster" means those persons currently licensed in good standing by the Department as a company employee adjuster or inde…

(1) Purpose and Scope. This rule sets forth Department policy as to certain matters generally affecting public adjusters and public adjuster apprentices. Emergency adjuster license procedures are contained in Rule 69B-220.001, F.A.C. Ethical requirements for all types of adjuster…

(1) Definitions. (a) "Adjuster," when used without further specification, includes all types and classes of insurance adjusters, (company employee, independent, and public), subject to Chapter 626, F.S., regardless of whether permanent, temporary, apprentice, or emergency license…

(1) Any licensed bail bond agent or managing general agent engaged in the bail bond business, who permits any person not licensed, as required under Chapter 648, Florida Statutes (F.S.), to solicit or engage in the bail bond business on his or her behalf will be deemed in violati…

(1) All insurers regularly engaged in the bail bond business in this state must appoint a managing general agent who is a licensed and appointed bail bond agent in this state, and who is responsible for the supervision of its appointed bail bond agents. (2) The records of all bai…

Any licensed bail bond agent or managing general agent engaged in the bail bond business who knowingly mploys for or on behalf of the bail bond agency a person whose bail bond license is currently revoked, suspended, or denied in this or any other state will be deemed to be condu…

The term "limited surety agent" does not include an individual authorized to transact immigration bond business. A limited surety (bail bond) agent license is required to transact bail bond business in the State of Florida, but it does not qualify the licensee to transact busines…

(1) Since a Bail Bond Agent under a temporary order of suspension may discharge liability on a bond pursuant to Section 648.45, F.S., the following activities are allowed as discharging the liability on a bond pursuant to Section 648.45(1), F.S., but are allowed only with regard …

(1) Every bail bond agent must be actively engaged in the bail bond business; in a building suitably designated as a bail bond agency, which must be maintained, open, and accessible to the public to render service during reasonable business hours. (2) Each bail bond agency branch…

(1) Each bail bond agency, as a minimum requirement for permanent office records, must maintain a daily bond register or an electronic document, which must be the original and permanent record of all bonds or undertakings executed by the bail bond agents in the agency and must in…

(1) A bail bond agency licensee must accurately maintain all information within its MyProfile "Bail Bond Agency Profile" within the Department's online portal located at https://dice.fldfs.com/public/pb_index.aspx. (a) Any change to the agency information must be reported to the …

Rulemaking Authority 648.26 FS. Law Implemented 648.365 FS. History-New 12-23-82, Formerly 4-1.19, Amended 9-10-91, Formerly 4-1.019, Amended 4-14-97, Formerly 4-221.065, Repealed 12-9-24.

(1) All managing general agents and insurers authorized to write bail bonds in this state who maintain build-up trust accounts pursuant to Section 648.29, F.S., must annually file with the Department on or before March 1 of each year a certified statement listing each build-up tr…

(1) Section 903.09, F.S., is interpreted to mean that every licensed limited surety agent must attach to each bond a duly executed power of attorney in an amount of at least the penal sum of the bond. This section shall not apply to any card or certificate of membership of an aut…

Every professional bail bond agent must justify the sufficiency of their undertaking by attaching to such bail bond only United States Currency, United States Postal Money Order, or Cashier's Check in the amount of said bond. Rulemaking Authority 648.26 FS. Law Implemented 648.25…

Rulemaking Authority 648.26 FS. Law Implemented 648.35(2), 648.36 FS. History-Repromulgated 12-24-74, Formerly 4-1.11, Amended 9-10-91, Formerly 4-1.011, Amended 4-14-97, Formerly 4-221.085, Repealed 12-9-24.

(1) No licensee or person may directly or indirectly solicit business: (a) In or on the property or grounds of a jail, prison, or other place where prisoners are confined, and (b) In or on the property or grounds of a court or any building housing courtrooms, which includes any p…

(1) Except as provided in subsection (2) of this rule, the following terms and conditions must be included in all contracts entered into between a principal and a surety for a bail bond. The terms and conditions shall set forth the bond number, the date, the amount of the premium…

(1) No surety, bail bond agent, t bail bond agency, or managing general agent engaged in the bail bond business may charge, collect, or receive any fee or consideration, other than the premium based on current rates, unless permitted by statute or rule. (a) Nothing in this rule p…

(1) The premium permitted under Chapter 648, F.S., musst be a term charge for the term of the bond. (2) No additional premium may be charged for a rewrite of a bond based on the same case number, unless the amount of the bond has been increased, in which case, an additional premi…

Every bail bond agent who accepts money or any other consideration for any bail bond or undertaking which they execute must for each and every payment received give to the person or persons paying the money or giving the consideration a pre-numbered receipt as evidence of payment…

(1) Every bail bond agent who accepts any type of collateral in conjunction with a bail bond or undertaking which they execute must for such collateral received give to the person or persons giving the collateral a consecutively pre-numbered receipt as evidence thereof. The recei…

Every bail bond agent who accepts collateral security for a bail bond shall, for each bail bond written, make and attach to such bail bond an affidavit on the form prescribed by the Department, to wit: AFFIDAVIT STATE OF FLORIDA COUNTY OF ___ Before me today, the undersigned auth…

Pursuant to Section 903.14(3), F.S., every bail bond agent who accepts collateral security for a bail bond may make, attach to and file with each bail bond, in lieu of the affidavit required by Rule 69B-221.125, F.A.C., a statement on a form prescribed by the Department, to wit: …