Georgia Administrative Code

This Regulation is adopted and promulgated by the Commissioner of Insurance pursuant to the authority set forth in O.C.G.A. §§ 33-2-9 and 33-23-44.

The purpose of this Regulation is to set forth rules and procedural requirements which the Commissioner deems necessary to carry out the provisions of Chapter 23 of Title 33 of the Official Code of Georgia Annotated relating to the licensing of agents, subagents, adjusters, couns…

(1) "Purchaser," as that term is used in Code Section 33-23-1(a)(11), shall include but is not limited to a current or prospective coemployer, or one of its employees, of a "professional employer organization," as that term is defined in subsection (a) of Code Section 34-7-6. (2)…

(1) Unless otherwise indicated, and to the extent provided, each filing required under this Regulation Chapter is to be made on forms prescribed by the Commissioner. Such forms can be obtained from the Office of Commissioner of Insurance. (2) Forms may be reproduced and may be al…

(1) For the purposes of O.C.G.A. § 33-23-3, a principal office of an agency shall be defined as the primary location of an agency or agency organization with multiple locations. An agency or organization with multiple locations seeking licensure must designate one agency location…

(1) Agent and agency licenses will be issued in the following categories: (a) Life - insurance coverage on human lives including benefits of endowment and annuities, and may include benefits in the event of death or dismemberment by accident and benefits for disability income. (b…

(1) In order to be eligible for any resident agent insurance license issued in accordance with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation, the applicant must make proper application to the Commissioner and pay all required fees. (2) New a…

(1) All agent and adjuster prelicensing courses must contain a minimum of eight (8) hours of instruction per major line of authority; the major lines are (a) Life; (b) Accident and Sickness; (c) Property; (d) Casualty; and (e) Personal Lines. (2) Limited subagent courses must con…

(1) All resident applicants required under Chapter 23 of Title 33 of the Official Code of Georgia Annotated shall submit to examination by the Commissioner except: (a) Applicants for agent licenses in lines or sublines of life or accident and sickness insurance who hold the desig…

The Commissioner may enter into agreements with persons for the purpose of providing licensing testing services to the Department. In addition to the fees required, applicants tested under such agreements will be required to pay directly to the provider the cost of such service.

(1) Any natural person filing an application or other filing with the Commissioner under Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation must give his or her permission for a criminal background investigation. (2) New resident applicants, excl…

(1) Considerations for course qualification and approval shall be based on improving the student's knowledge of the insurance areas in which the student is licensed. (a) The overriding consideration in determining whether a course qualifies as acceptable continuing education is t…

(1) All approved educational providers must file a renewal application and pay the required fees on or before October 1 of each year. (2) Approval is hereby withdrawn without further notice for any provider not renewing as required in paragraph (1). Failure to renew will result i…

(1) In order to be eligible for a resident agent personal lines license in accordance with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation, the applicant must make proper application to the Commissioner and pay all required fees. (2) New appli…

(1) Each resident licensee licensed for less than 20 years must complete a minimum of twenty four (24) continuing education hours, three (3) of which must be completed in Ethics, by the dates specified in Rule . For resident licensees continually licensed for 20 years or longer, …

(1) license renewals and appropriate fees will be due on the last day of the licensee's birth month; (a) Licensee may file a late renewal with appropriate late fee within 15 days of the last day of the licensee's birth month; (b) Failure to file the required license renewal form …

(1) Effective July 1, 2002, all licensees who currently hold a surety agent license will be issued a casualty agent license in lieu of their current license; all licensees who currently hold a limited subagent surety license will be issued a limited subagent casualty license in l…

(1) Bonds are required of resident licensees in the following amounts: (a) Public adjuster, $5,000; (b) Insurance counselor and Limited Health Counselor, $5,000; (c) Surplus lines broker, $50,000. (2) Bonds shall be in favor of the Commissioner and shall be contingent upon: (a) P…

(1) On approval of the Commissioner, licensees with professional designations in insurance may receive a reduction or exemption from continuing education requirements provided: (a) The organization sponsoring or granting the professional designation requests such exemption in wri…

(1) In order to be eligible for a resident surplus lines broker license in accordance with Chapters 5 and 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation, the applicant must make proper application to the Commissioner and pay all required fees. (2) Th…

(1) Insurers shall file the appropriate fees and file requests for certificates of authority and terminations of certificates of authority immediately upon the appointment or termination of an agent. The request for a certificate of authority must be submitted within fifteen (15)…

(1) Agents shall file new applications and submit the required fees for a subagent certificate of authority immediately upon appointment of a subagent. (2) Every three (3) years, each subagent certificate of authority must be renewed with the Commissioner. The Commissioner will p…

(1) In order for resident applicants to be eligible for the Variable Products Line of Authority in accordance with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation, the applicant must make proper application to the Commissioner and pay all requ…

(1) "Staff adjusters" are salaried employees who adjust claims in this state, regardless of where such employees are located. Each insurer which employs staff adjusters shall electronically file a list of such employees with the Commissioner by March 31 of each year (Annual Filin…

(1) Adjuster: (a) Effective July 1, 2002, all licensees who currently hold an adjusting company adjuster or an independent adjuster license will be issued an adjuster license in lieu of their current license. All continuing education requirements as outlined in Rule and all renew…

(1) Unless otherwise specified, all fees shall be in accordance with O.C.G.A. § 33-8-1. (2) Fees in connection with applications, filings or notifications required under Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation shall accompany such appl…

(1) All licensees under Chapter 23 of Title 33 of the Official Code of Georgia Annotated shall maintain a record of any complaint made against them by any person. For purposes of this requirement, a complaint is defined as a written complaint that alleges any violation of state o…

(1) In order to be eligible for a resident counselor license in accordance with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation, the applicant must make proper application to the Commissioner and pay all required fees. (2) Effective January 1,…

(1) Resident Credit Insurance Agent: (a) To be eligible for a resident credit insurance agent license issued in accordance with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation, the applicant must make proper application to the Commissioner and…

(1) A nonactive license may be issued to any agent who: (a) Is currently licensed as an agent; (b) Has held a license continuously for ten (10) years or more and does not perform any of the functions specified in O.C.G.A. § 33-23-1(a)(3) other than the receipt of renewal or defer…

(1) Limited subagent means an individual licensed pursuant to O.C.G.A. 33-23-12(a) under the sponsorship of a licensed agent. With the scope of authority set forth in Chapter 23 of Title 33 of the Official Code of Georgia Annotated, a limited subagent license may be issued, limit…

(1) In order for persons engaged in the business of selling tickets for travel on public carriers to be eligible for a limited travel agent license in accordance with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation, the applicant must make pro…

(1) Effective July 1, 2002, all nonresident agent licensees who currently hold a limited property, limited casualty, limited surety, or a limited automobile license will be issued a nonresident personal lines license in lieu of their current limited license. (2) Effective July 1,…

(1) A nonresident person shall receive a nonresident agent license if all requirements set forth in O.C.G.A. § 33-23-16 have been met. All applicants for a Variable Products license must also have a valid agent license for life insurance and provide proof of current NASD Series 6…

(1) Agents, adjusters, counselors, and surplus lines brokers are required to renew the license prior to expiration on forms prescribed by the Commissioner and pay the required fees. (2) Any licensee who fails to timely renew will be required to reapply for licensure and meet all …

The Commissioner may require any other information in conjunction with any filing required under Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this Regulation as he may, at his discretion, determine to be necessary for compliance with Title 33 of the Offici…

Unless otherwise specified in this Regulation, all licensees and others required to make filings with or application to the Commissioner shall notify the Commissioner of any change in the information included in such filings or applications within thirty (30) days of such change.