Georgia Administrative Code

(1) As a condition to continuing to transact insurance in the State of Georgia, every insurer authorized to transact workers' compensation insurance shall file with the Insurance Commissioner, before March 1, of each year, an exhibit of its premium losses, expenses and investment…

If any provision of this Regulation, or the application thereof, to any person or circumstance is held invalid by a court of competent jurisdiction, the remainder of the Regulation or the applicability of such provisions to other persons or circumstances shall not be affected. IM…

This Regulation is made and promulgated by the Insurance Commissioner pursuant to the authority set forth in O.C.G.A. Sections 33-2-9 and 33-9-21.

The purpose of this Regulation is to require individual rate filings for the voluntary market by workers' compensation insurers, thus establishing competitive rates for purchasers of workers' compensation insurance in the State of Georgia.

This Regulation shall apply to all insurers authorized to transact workers' compensation insurance in the State of Georgia.

(1) "Authorized rating organization" means a rating organization licensed in accordance with O.C.G.A. Chapter 33-9. (2) "Authorized statistical agent" means the statistical agent authorized in Rule of the Rules and Regulations of the Georgia Insurance Department. (3) "Commissione…

(1) After the effective date of this Regulation and except as otherwise otherwise in Rule of the Rules and Regulations of the Department, every insurer desiring to revise the premium rates it charges for workers' compensation insurance coverage in this State shall file such insur…

The Classification Plan, including codes of an authorized rating organization which is the current and latest Classification Plan on file with the Commissioner, shall be followed by all insurers when transacting workers' compensation insurance in the State of Georgia.

An individual insurer may adopt, by reference, in its own individual rate filing, Experience Rating Plans, Retrospective Rating Plans, Rating Factors and Premium Discount Plans filed with the Commissioner by an authorized rating organization.

If any provision of this Regulation, or the application thereof to any person or circumstance, is held invalid by a court of competent jurisdiction, the remainder of the Regulation or the applicability of such provision to other persons or circumstances shall not be affected.

This Regulation shall become effective January 1, 1984.

This Regulation is made and promulgated by the Insurance Commissioner pursuant to the authority set forth in O.C.G.A. Section 34-9-133.

The purpose of this Regulation is: (a) to approve a workers' Compensation insurance plan which will provide a method for the apportionment on a pro rata basis, among all Insurers writing insurance providing workers' compensation benefits, of any rejected workers' compensation app…

Upon its effective date, this Regulation shall apply to all Insurers authorized to write insurance providing workers' compensation benefits in the State of Georgia, except those statutorily exempted in Titles 33 or 34 of the Official Code of Georgia Annotated.

(1) "Administrator" means the Plan Administrator for the State of Georgia. (2) "Commissioner" means the Commissioner of Insurance of the State of Georgia. (3) "Carrier" or "Insurer" means any insurance Company authorized to write workers' compensation benefits in the State of Geo…

(1) The Plan which is set forth in this Regulation is approved as the method used in the State of Georgia to apportion on a pro rata basis any workers' compensation Risk which has been rejected. (2) The Commissioner shall be the final authority in all matters relating to the inte…

(1) The Administrator of the Plan shall be appointed by the Commissioner of Insurance of the State of Georgia and shall be removable at the discretion of the Commissioner. (2) The Administrator shall file, in such form as is acceptable to the Commissioner, operating rules, proced…

(1) Every Carrier authorized to write insurance providing workers' compensation benefits in the State of Georgia, which has not been statutorily exempted in Titles 33 or 34 of the Official Code of Georgia Annotated, shall fully participate in the Plan and comply with all rules, p…

(1) The rates, rating plans, rating systems, underwriting rules and policy forms used in connection with the Plan shall be the rates, rating plans, rating systems, underwriting rules and policy forms filed by the Administrator and approved by the Commissioner. (2) The Administrat…

(1) An employer, including a vendor who provides logging services to a named entity or an association of such entities, or a self-insurer who is in good faith entitled to insurance as defined in subparagraph (1)(b) below, required under workers' compensation laws, state and feder…

Any Carrier or Administrator failing to comply with the requirements of this Regulation shall be subject to such penalties as prescribed in O.C.G.A. Chapters 33-2 and 33-3.

If any provision of this Regulation or the application thereof to any person or circumstance is held invalid by a court of competent jurisdiction, the remainder of the regulation or the applicability of such provision to other persons or circumstances shall not be affected thereb…

This rule is promulgated by the Commissioner of Insurance pursuant to authority set forth in O.C.G.A. Sections 33-2-9 and 33-10-13. The purpose of this Regulatory Chapter is to recognize the following mortality tables for use in determining the minimum standard of valuation for a…

(1) Authority. This Rule is made and promulgated by the Commissioner of Insurance pursuant to the authority set forth in O.C.G.A. Sections 33-10-13 and 33-25-4. (2) Purpose. The purpose of the Rule is to permit individual life insurance policies to provide the same cash values an…

If any provision of this Regulation or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of the Regulation and the application of such provision to other persons or circumstances shall not be affected thereby.

A. As used in this rule "1983 Table 'a'" means that mortality table developed by the Society of Actuaries Committee to Recommend a New Mortality Basis for Individual Annuity Valuation and adopted as a recognized mortality table for annuities in June 1982 by the National Associati…

A. Except as provided in Subsections B and C of this section, the 1983 Table "a" is recognized and approved as an individual annuity mortality table for valuation and, at the option of the company, may be used for purposes of determining the minimum standard of valuation for any …

In using the 2012 IAR Mortality Table, the mortality rate for a person age x in year (2012 + n) is calculated as follows: The resulting qx2012+n shall be rounded to three decimal places per 1,000, e.g., 0.741 deaths per 1,000. Also, the rounding shall occur according to the formu…

A. Except as provided in Subsections B and C of this section, the 1983 GAM Table, the 1983 Table "a" and the 1994 GAR Table are recognized and approved as group annuity mortality tables for valuation and, at the option of the company, any one of these tables may be used for purpo…

In using the 1994 GAR Table, the mortality rate for a person age x in year (1994 + n) is calculated as follows: where the qx1994 and AAx are as specified in the 1994 GAR Table.

The effective date of this regulation is January 1, 2015.

For the purposes of this chapter, the term: (a) "Commissioner" shall mean the Commissioner of Insurance. (b) "Department" shall mean the Department of Insurance. (c) "Sworn member" shall mean any person employed by the Commissioner of Insurance in a sworn law enforcement capacity…

(1) Prior to accepting off-duty police employment, a sworn member must obtain permission from the Commissioner or the Commissioner's designee. Requests for permission must be made on a form prescribed by the Commissioner and must be sent to the Commissioner or off-duty employment…

The following sworn members shall not be approved for off-duty police employment: (a) Sworn members on suspension with or without pay; (b) Sworn members assigned administrative duties for the purpose of investigation; (c) Sworn members with an overall performance management asses…

(1) Sworn members desiring to work off-duty police employment shall arrange such employment with the understanding that all matters related to the off-duty police employment shall be conducted at a time when the sworn member is not on duty. (2) No scheduling, arranging employment…

Off-duty police employment which is not acceptable to the Office of Commissioner of Insurance and Safety Fire includes, but is not limited to: (a) Employment involving wrecker companies, bail bonding companies, private investigation services, security company, paralegal services,…

(1) The Department will not be responsible for a sworn member's actions if the sworn member is acting in the scope of employment for the outside employer. Except as provided in this rule, state benefits and protection, including liability insurance coverage and workers compensati…