Georgia State Register

RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-6 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-5 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-4 — repealed

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-37 — adopted

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-36 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-35 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-34 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-33 — adopted

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-32 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-31 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-30 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-3 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-29 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-28 — adopted

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-27 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-26 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-25 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-24 — adopted

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-23 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-22 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-21 — adopted

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-20 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-2 — repealed

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-19 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-18 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-17 — adopted

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-16 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-15 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-14 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-13 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-12 — adopted

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-11 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-10 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-1 — amended

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RULES OF DEPARTMENT OF BANKING AND FINANCE 80-1-1-.01 80-1-2-.01 80-1-2-.02 --- 80-1-2-.04 80-1-2-.05 , 80-1-2-.06 80-1-2-.08 80-1-4-.01 80-1-11-.05 80-2-1-.01 80-2-1-.06 80-2-3-.01 , 80-2-3-.04 80-2-4-.01 --- 80-2-4-.03 , 80- 2-4-.08 80-2-7-.01 , 80-2-7-.02 80-2-7-.03 80-2-9-.01 80-2-12-.02 , 80-2-12-.04 80-3-1-.01 --- 80-3-1-.03 80-3-2-.01 --- 80-3-2-.03 80-3-2-.07 amended amended repealed amended repealed amended amended amended adopted amended amended amended adopted amended amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 7 9 10 11 12 13 21 22 23 24 27 32 33 35 39 43 48 49 2 Georgia Bulletin - Jul 2023 Department Rules List Action Filed Effective Page 80-3-3-.01 80-3-4-.01 80-3-5-.01 , 80-3-5-.02 80-3-5-.04 , 80-3-5-.05 80-3-6-.02 , 80-3-6-.03 80-4-1-.01 , 80-4-1-.05 80-4-1-.10 80-5-1-.02 , 80-5-1-.03 80-8-1-.01 80-11-1-.04 , 80-11-1-.05 80-11-1-.09 80-11-2-.01 , 80-11-2-.03 80-11-3-.01 80-11-5-.04 , 80-11-5-.09 80-13-1-.01 , 80-13-1-.10 80-13-1-.14 , 80-13-1-.15 80-14-1-.02 , 80-14-1-.03 80-14-3-.01 80-14-4-.05 80-14-6-.01 --- 80-14-6-.04 amended amended amended adopted amended amended adopted amended amended amended adopted amended amended amended amended adopted amended amended amended adopted Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 Jul. 7 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 July 27, 2023 51 53 56 57 59 61 66 67 76 77 79 80 83 88 90 96 99 101 105 106 — 80-unknown-0 — amended

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RULES OF DEPARTMENT OF REVENUE — 609-8-.02 — amended

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RULES OF DEPARTMENT OF REVENUE — 560-7-8-.69 — adopted

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RULES OF PUBLIC RETIREMENT SYSTEMS — 513-7-1-.05 — amended

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PROFESSIONAL STANDARDS COMMISSION — 505-6-.08 — repealed

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RULES OF GEORGIA BOARD OF NURSING — 410-4-.02 — amended

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RULES OF GEORGIA BOARD OF NURSING — 410-4-.01 — amended

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RULES OF GEORGIA BOARD OF NURSING — 410-2-.01 --- 410-2-.07 — amended

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RULES OF GEORGIA DEPARTMENT OF NATURAL RESOURCES — 391-3-4-.01 — amended

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RULES OF GEORGIA STATE BOARD OF FUNERAL SERVICE — 250-6-.08 — amended

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RULES OF GEORGIA DEPARTMENT OF EDUCATION — 160-4-2-.13 — amended

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RULES OF DEPARTMENT OF REVENUE — 560-2-15-.06 — adopted

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PROFESSIONAL STANDARDS COMMISSION — 505-3-.48 — adopted

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PROFESSIONAL STANDARDS COMMISSION — 505-3-.19 — amended

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PROFESSIONAL STANDARDS COMMISSION — 505-3-.14 — adopted

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