Seller’s obligation to provide sales receipt or contract; obligation of buyer upon cancellation. Notice of cancellation; form. Timing of assignments of note or other evidence of indebtedness. Utilization of federal forms and notices. Buyers’ continuing rights under other statutory provisions. Exemptions. Short title. 3 Short title. Definitions; construction. Requirements for retail installment contracts; insurance; providing for payment of delinquency charges, attorney’s fees, and court costs. Finance charge limitations; assignment of contract. Advancement of money for satisfaction of lease, lien, or security interest in motor vehicle. Right to prepay debt; credit upon anticipation of payments. Refinancing retail installment contract. Disposition of motor vehicle repossessed after default; right to recover deficiency. Prohibition on class actions. Waiver of this article void. Criminal and civil penalties. Additional definitions. Unlawful inducement of motor vehicle buyer or lessee under contract to sublease vehicle; unlawful offering of vehicle for hire by sublessee. T.10, C.1 Sec. 10-1-41. 10-1-42. Sec.