When provisional credits become final, §11-4-215. Death or incompetence of customer. Effect, §11-4-405. Debits for items. When provisional credits become final, §11-4-215. Generally, §11-4-201. Holders in due course. When bank gives value, §11-4-211. Indorsements. Pay any bank, §11-4-201. Insolvency and preference, §11-4-216. Instructions of transferor.