Any consumer who is a party to a one-to-four family residential real estate transaction or a consumer debtor or a trustee of a consumer debtor in a bankruptcy case that involves a one-to-four family residential real property who is damaged by a violation of this article or a violation of the Supreme Court’s rules or opinions governing the unlicensed practice of law shall be entitled to maintain a civil action to recover damages, treble damages, reasonable attorney’s fees, and expenses of litigation. A claim for a violation of this Code section shall be asserted in an individual action only and shall not be the subject of a class action under Code Section 9-11-23. This Code section shall not prevent the activities authorized by Code Section 15-19-52, 15-19-53, 15-19-54, 15-19-59, or 43-40-25.1. (Code 1981, § 15-19-60, enacted by Ga. L. 2015, p. 550, § 1/HB 153.) Effective date. — This Code section became effective July 1, 2015. 436 T.15, C.20 LAW SCHOOL LEGAL AID AGENCIES 15-20-2 CHAPTER 20 LAW SCHOOL LEGAL AID AGENCIES Sec. 15-20-1. 15-20-2. 15-20-3. 15-20-4. 15-20-5. 15-20-6. Short title.