Certificates of authority

Secretary prohibited from issuing, §16-17-7. PAYDAY LOANS —Cont’d Construction of act. Applicability, §16-17-2. Legislative findings, §16-17-1. Severability, §16-17-10. Contract disputes, §16-17-2. Disclosure requirements. Military personnel and their spouses, §16-17-9. Gift cards, telephone cards, sale of goods or services or computer services tied to transaction. Investigation by courts, §16-17-6. Jurisdiction. Concurrent jurisdiction of regulatory agencies, §16-17-1. Contract disputes, §16-17-2. Legislative findings, §16-17-1. Military personnel and their spouses. Special collection provisions, §16-17-9. Nuisances. Site of payday lending business deemed public nuisance, §16-17-8. Parol evidence rule. Determining contrivance, device or scheme to avoid provision. Court not bound by, §16-17-6. Payday lending, defined, §16-17-1. Presumption. Entity claiming to act as agent in fact lender, §16-17-6. Review of terms of transaction in entirety. Determining contrivance, device or scheme to avoid provisions. Authority of courts, §16-17-6. Severability of provisions, §16-17-10. Tax on loans, §16-17-5. Violation of provisions. Civil action permitted by borrower, §16-17-3. Collection of indebtedness barred, §16-17-3. Criminal penalties, §16-17-2.