Debt adjusting permitted. Exemption for debt adjustment by certain individuals or entities. Annual requirements for persons engaged in debt adjusting; designation of repository office. Sec. 18-5-3.2. 18-5-4. 18-5-5. Timing of disbursements to appropriate creditors; trust account required. Penalty for unlawfully engaging in business of debt adjusting. Role of Attorney General in promulgating rules and regulations.