Definitions. Annuity and pure endowment contracts, §33-28-1. Effective date, §33-24-15. Exemption from attachment, garnishment or legal process. Cash surrender value and proceeds, §§33-25-11, 33-28-7. ANNUITIES —Cont’d Forms. Approval or disapproval, §33-24-9. Grounds for disapproval, §33-24-10. Interstate insurance product regulation act, §§33-59A-1, 33-59A-2. Lapse or surrender of policy.