Nothing in this article shall limit any statutory or common law right of any person to bring any action in any court for any act involved in the mortgage business or the right of the state to punish any person for any violation of any law. Without limiting the generality of the foregoing, nothing in this article shall be construed as limiting in any manner the application of Part 2 of Article 15 of Chapter 1 of Title 10, the “Fair Business Practices Act of 1975.” History. Code 1981, § 7-1-1020, enacted by Ga. L. 1993, p. 543, § 1; Ga. L. 2009, p. 252, § 1/HB 312. 7-1-1021. Regulations governing agreements. lock-in and commitment The department may promulgate regulations governing the use and contents of lock-in agreements and commitment agreements. History. Code 1981, § 7-1-1021, enacted by Ga. L. 1994, p. 570, § 14; Ga. L. 2009, p. 252, § 1/HB 312. ARTICLE 14 FOREIGN BANKING INSTITUTIONS Effective date. This article became effective July 1, 2023. PART 1 BANKING BY FOREIGN ENTITIES 7-1-1100. Definitions.