Maximum loan amount, period, and charges; deferments. Limitation on further charges. Licensee’s compliance when purchasing notes and other documents. Payment before maturity; refund of prepaid interest; continuing insurance. Delivery of copy of contract or itemized statement; receipts. Additional loan fees; interest; penalties. Closing fees; refund or credit; pro rata basis. [Reserved] Tax on interest — Penalties for late or fraudulent tax payments. Article 3 7-3-20. 7-3-21. 7-3-22. 7-3-33. Regulation by Department 7-3-40. 7-3-41. 7-3-42. 7-3-43. 7-3-44. 7-3-45. 7-3-46. 7-3-47. 7-3-49. Licensing application; fee.