Applicability. Variation by agreement; measure of damages; action constituting ordinary care. Definitions and index of definitions. “Bank”; “depositary bank”; “payor bank”; “intermediary bank”; “collecting bank”; “presenting bank.” Payable through or payable at bank; collecting bank. Separate office of a bank. Time of receipt of items. Delays. Electronic presentment. Statute of limitations. 11-4-213. 11-4-214.