Definitions

Applicability of chapter. Insurable interest; personal insurance. Insurable interest; property insurance. Persons having capacity to contract for insurance; purchase of insurance by or for minors; rescission, avoidance, or repudiation of contracts by minors. Consent of insured to insurance contract; exceptions; reliance by insurer on statements in application. Prerequisites for replacement life insurance exceeding insurance being surrendered. Statements and descriptions in applications or in negotiations deemed representations and not warranties; effect of misrepresentations upon recovery under policies. Admissibility in evidence of applications in actions between insurer and insured. Approval or disapproval of forms. Grounds for disapproval of forms. Standard or uniform claim form. Waiver by Commissioner of use of standard or uniform provisions in policies or contracts; approval of use of substitute provisions. Noncomplying conditions or provisions; cancellation of contracts covering uninsurable subjects. 33-24-15. 33-24-16. 33-24-16.1. 33-24-17. 33-24-18. 33-24-19. 33-24-19.1. 92 Execution of policies; use of facsimile signatures. (See