Purpose and construction of chapter

Definitions. Application of chapter. Standards applicable to making and use of rates. Authorized joint actions by insurers generally. Authorized joint actions by two or more admitted insurers having common ownership or operating under common management or control generally. Authorized agreements among admitted insurers for apportionment of property and casualty insurance; approval by Commissioner; review of practices and activities. Agreements to share high-risk applicants; approval of rates. Use of rating systems, underwriting rules, or forms of rating or advisory organizations. Conduct of operations by organizations engaging in joint underwriting or reinsurance. Authorization of cooperation among rating organizations and insurers; review of cooperative activities and practices by Commissioner and proceedings thereon. Requirement of license for rating organization; application; fee. Evidence to be submitted by rating organization for license. Examination of rating organization application; investigation of applicant; issuance of license; duration of license. Annual license fee for rating organizations. Adoption by rating organizations of rules governing eligibility for membership generally. Sec.