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Georgia Statutes, Title 33

Georgia/Statutes

← All Georgia coverage

Title 33

73 chapters · 1,492 sections in this title.

All chapters in Title 331,492 Ch 24, INSURANCE GENERALLY134 Ch 14, DOMESTIC STOCK AND MUTUAL INSURERS78 Ch 11, INVESTMENTS72 Ch 23, LICENSING62 Ch 37, INSURERS REHABILITATION AND LIQUIDATION59 Ch 9, REGULATION OF RATES, UNDERWRITING RU…49 Ch 15, FRATERNAL BENEFIT SOCIETIES38 Ch 5, REGULATION OF UNAUTHORIZED INSURERS37 Ch 41, CAPTIVE INSURANCE COMPANIES34 Ch 20, HEALTH CARE PLANS33 Ch 3, AUTHORIZATION AND GENERAL REQUIREMEN…32 Ch 2, DEPARTMENT AND COMMISSIONER31 Ch 17, RECIPROCAL INSURERS31 Ch 21, HEALTH MAINTENANCE ORGANIZATIONS31

38 sections·Filtered byTitle 33✕Ch 15✕

O.C.G.A. § 33-15-1 Description of fraternal beneﬁt society
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Any incorporated society, order, or supreme lodge, without capital stock, including one exempted under the provisions of paragraph (2) of subsection (a) of Code Section 33-15-123, whether incorporated or not, conducted solely for the beneﬁt of its members and their beneﬁciaries a…
O.C.G.A. § 33-15-2 Lodge system; lodges for children
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(a) A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated, or admitted in accordance with its laws, rules, and ritual. Subordinate lodges shall be required by the laws of the society to hold …
O.C.G.A. § 33-15-3 Representative form of government; supreme governing body; officers
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A society has a representative form of government when: (1) It has a supreme governing body constituted in one of the following ways: (A) The supreme governing body is an assembly composed of delegates elected directly by the members or at intermediate assemblies or conventions o…
O.C.G.A. § 33-15-4 Deﬁnitions
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As used in this chapter, the term: (1) ‘‘Beneﬁt contract’’ means the agreement for provision of beneﬁts authorized by Code Section 33-15-60, as that agreement is described in subsection (a) of Code Section 33-15-63. (2) ‘‘Beneﬁt member’’ means an adult member who is designated by…

O.C.G.A. § 33-15-5 Purposes of society; adoption of laws and rules

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(a) A society shall operate for the beneﬁt of members and their beneﬁciaries by: (1) Providing beneﬁts as speciﬁed in Code Section 33-15-60; and (2) Operating for one or more social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic, or religious purp…

O.C.G.A. § 33-15-20 Membership classes; eligibility standards; rights and privileges

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(a) A society shall specify in its laws or rules: (1) Eligibility standards for each and every class of membership, provided that if beneﬁts are provided on the lives of children, the minimum age for adult membership shall be set at not less than age 15 and not greater than age 2…

O.C.G.A. § 33-15-21 Principal office of society; meetings; official publications; annual statement; provision for grievance or complaint procedures

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(a) The principal office of any domestic society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, province, or territory wherein such society has at least one subordinate lodge, or in such other location as determined …

O.C.G.A. § 33-15-22 Limited liability of officers and members; indemniﬁcation; insurance

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(a) The officers and members of the supreme governing body or any subordinate body of a society shall not be personally liable for any beneﬁts provided by a society. (b) Any person may be indemniﬁed and reimbursed by any society for expenses reasonably incurred by and liabilities…

O.C.G.A. § 33-15-23 Limitation on power of subordinate body

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The laws of the society may provide that no subordinate body nor any of its subordinate officers or members shall have the power or authority to waive any of the provisions of the laws of the society. Such provision shall be binding on the society and every member and beneﬁciary …

O.C.G.A. § 33-15-40 Formation of society; petition for charter; preliminary certiﬁcate of authority; advance premiums; certiﬁcate of authority

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(a) A domestic society organized on or after January 1, 1994, shall be formed as provided in this Code section. Ten or more citizens of the United States, a majority of whom are citizens of this state, who desire to form a fraternal beneﬁt society, may make, sign, and acknowledge…

O.C.G.A. § 33-15-41 Amendment of laws; referendum; approval of Commissioner

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(a) A domestic society may amend its laws in accordance with the provisions thereof by action of its supreme governing body at any regular or special meeting thereof or, if its laws so provide, by referendum. Such referendum may be held in accordance with the provisions of its la…

O.C.G.A. § 33-15-42 Operation of not for proﬁt institutions

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A society may create, maintain, and operate, or may establish organizations to operate, not for proﬁt institutions to further the purposes permitted by paragraph (2) of subsection (a) of Code Section

O.C.G.A. § 33-15-43 Reinsurance

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(a) A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer other than another fraternal beneﬁt society having the power to make such reinsurance and authorized to do business in this state, in accordance with Code S…

O.C.G.A. § 33-15-44 Consolidations or mergers

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(a) A domestic society may consolidate or merge with any other society by complying with the provisions of this Code section. The ﬁling of application, fee, and publication requirements of subsections (a) through (c) of Code Section 33-14-5 shall be applicable to merger under thi…

O.C.G.A. § 33-15-60 Contractual beneﬁts allowed; persons covered

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(a) A society may provide the following contractual beneﬁts in any form: (1) Death beneﬁts; (2) Endowment beneﬁts; (3) Annuity beneﬁts; (4) Temporary or permanent disability beneﬁts; (5) Hospital, medical, or nursing beneﬁts; (6) Monument or tombstone beneﬁts to the memory of dec…

O.C.G.A. § 33-15-61 Beneﬁciary designations; funeral beneﬁts; payment upon death of person without lawful beneﬁciary

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(a) The owner of a beneﬁt contract shall have the right at all times to change the beneﬁciary or beneﬁciaries in accordance with the laws or rules of the society unless the owner waives this right by speciﬁcally requesting in writing that the beneﬁciary designation be irrevocable…

O.C.G.A. § 33-15-62 Exemption of beneﬁts from process

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No money or other beneﬁt, charity, relief, or aid to be paid, provided, or rendered by any society shall be liable to attachment, garnishment, or other process or to be seized, taken, appropriated, or applied by any legal or equitable process or operation of law to pay any debt o…

O.C.G.A. § 33-15-63 Certiﬁcate of beneﬁts; effect of changes or additions; beneﬁt contract binding upon children; assessment; evidentiary value; ﬁling requirements; transfer of control of ownership; assignment

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(a) Every society authorized to do business in this state shall issue to each owner of a beneﬁt contract a certiﬁcate specifying the amount of beneﬁts provided thereby. The certiﬁcate, together with any riders or endorsements attached thereto, the laws of the society, the applica…

O.C.G.A. § 33-15-64 Provisions on control of exercise of rights incident to certiﬁcate; printing; notice and consent requirements

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(a) Any provision of a certiﬁcate which stipulates or relates to the control of the exercise of all rights incident to the certiﬁcate shall be set out under a separate caption and shall be printed in boldface type. (b) Any provision of a certiﬁcate which changes the control of th…

O.C.G.A. § 33-15-65 Value of paid-up nonforfeiture beneﬁts and amounts of cash surrender values, loans, or other options

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(a) For certiﬁcates issued prior to one year after January 1, 1994, the value of every paid-up nonforfeiture beneﬁt and the amount of any cash surrender value, loan, or other option granted shall comply with the provisions of law applicable immediately prior to January 1, 1994. (…

O.C.G.A. § 33-15-80 Investments of funds

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A society shall invest its funds only in such investments as are authorized by the laws of this state for the investment of assets of life insurers and subject to the limitations thereon. Any foreign or alien society permitted or seeking to do business in this state which invests…

O.C.G.A. § 33-15-81 Disposition of assets; funds; accounts

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(a) All assets shall be held, invested, and disbursed for the use and beneﬁt of the society, and no member or beneﬁciary shall have or acquire individual rights therein or become entitled to any apportionment on the surrender of any part thereof, except as provided in the beneﬁt …

O.C.G.A. § 33-15-82 Exemption from other insurance laws

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Except as otherwise provided in this chapter, societies shall be governed by this chapter and shall be exempt from all other provisions of the insurance laws of this state unless they are expressly designated therein or unless they are speciﬁcally made applicable by this chapter.…

O.C.G.A. § 33-15-83 Exemption from taxation

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Every society organized or licensed under this chapter is declared to be a charitable and benevolent institution, and all of its funds shall be exempt from all and every state, county, district, municipal, and school taxes other than taxes on real estate and office equipment. His…

O.C.G.A. § 33-15-100 Standards of valuation

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(a) Standards of valuation for certiﬁcates issued prior to one year after January 1, 1994, shall be those provided by the laws applicable immediately prior to January 1, 1994. (b) The minimum standards of valuation for certiﬁcates issued on or after one year from January 1, 1994,…

O.C.G.A. § 33-15-101 Annual statements

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(a) Reports shall be ﬁled in accordance with the provisions of this Code section. Every society transacting business in this state shall annually, on or before March 1, unless for cause shown such time has been extended by the Commissioner, ﬁle with the Commissioner a true statem…

O.C.G.A. § 33-15-102 Renewal of licenses

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The authority of all societies licensed may thereafter be renewed annually but in all cases to terminate on the succeeding June 30. However, a license so issued shall continue in full force and effect until the new license is issued or speciﬁcally refused. For each such license o…

O.C.G.A. § 33-15-103 Examinations

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(a) The Commissioner or any person he or she may appoint may examine any domestic, foreign, or alien society transacting or applying for admission to transact business in this state in the same manner as authorized for examination of domestic, foreign, or alien insurers. Requirem…

O.C.G.A. § 33-15-104 Licensing of foreign or alien societies

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(a) No foreign or alien society shall transact business in this state without a license issued by the Commissioner. Any such society desiring admission to this state shall comply substantially with the requirements and limitations of this chapter applicable to domestic societies.…

O.C.G.A. § 33-15-105 Deﬁciencies of domestic society; notice; surrender of charter

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(a) When the Commissioner upon investigation ﬁnds that a domestic society: (1) Has exceeded its powers; (2) Has failed to comply with any provision of this chapter; (3) Is not fulﬁlling its contracts in good faith; (4) Has a membership of less than 400 after an existence of one y…

O.C.G.A. § 33-15-106 Deﬁciencies of foreign or alien society; notice; enforcement procedures

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(a) When the Commissioner upon investigation ﬁnds that a foreign or alien society transacting or applying to transact business in this state: (1) Has exceeded its powers; (2) Has failed to comply with any of the provisions of this chapter; (3) Is not fulﬁlling its contracts in go…

O.C.G.A. § 33-15-107 Licensing of agents or representatives; exemptions

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(a) Except as provided in subsections (b) and (c) of this Code section, agents of societies shall be licensed in accordance with the provisions of Chapter 23 of this title. (b) No examination or license shall be required of any regular salaried officer, employee, or member of a l…

O.C.G.A. § 33-15-108 Applicability of unfair trade practices laws

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Every society authorized to do business in this state shall be subject to the provisions of Chapter 6 of this title, relating to unfair trade practices; provided, however, that nothing in such provisions shall be construed as applying to or affecting the right of any society to d…

O.C.G.A. § 33-15-120 Appointment of Commissioner as agent for service of process

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(a) Every society authorized to do business in this state shall appoint in writing the Commissioner and each successor in office to be its true and lawful attorney upon whom all lawful process in any action or proceeding against it shall be served and shall agree in such writing …

O.C.G.A. § 33-15-121 Review of decisions and ﬁndings of Commissioner

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All decisions and ﬁndings of the Commissioner made under the provisions of this chapter shall be subject to review as provided by Chapter 2 of this title. History. — Code 1981, § 33-15-121, enacted by Ga. L. 1993, p. 1744, § 1.

O.C.G.A. § 33-15-122 Violation; penalties

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(a) Any person, officer, member, or examining physician of any society doing business under this chapter who shall knowingly or willfully make any false or fraudulent statement or representation in or relating to any application for membership or for the purpose of obtaining mone…

O.C.G.A. § 33-15-123 Exempt societies, orders, or associations

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(a) Nothing contained in this chapter shall be so construed as to affect or apply to: (1) Grand or subordinate lodges of societies, orders, or associations doing business in this state on January 1, 1994, which provide beneﬁts exclusively through local or subordinate lodges; (2) …

O.C.G.A. § 33-15-45 Membership classes; eligibility standards; rights and privileges

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Principal office of society; meetings; official publications; annual statement; provision for grievance or complaint procedures. Limited liability of officers and members; indemniﬁcation; insurance. Limitation on power of subordinate body. Assets and Investments Formation and Pet…