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Georgia Statutes, Title 33

Georgia/Statutes

← All Georgia coverage

Title 33

73 chapters · 1,492 sections in this title.

All chapters in Title 331,492 Ch 24, INSURANCE GENERALLY134 Ch 14, DOMESTIC STOCK AND MUTUAL INSURERS78 Ch 11, INVESTMENTS72 Ch 23, LICENSING62 Ch 37, INSURERS REHABILITATION AND LIQUIDATION59 Ch 9, REGULATION OF RATES, UNDERWRITING RU…49 Ch 15, FRATERNAL BENEFIT SOCIETIES38 Ch 5, REGULATION OF UNAUTHORIZED INSURERS37 Ch 41, CAPTIVE INSURANCE COMPANIES34 Ch 20, HEALTH CARE PLANS33 Ch 3, AUTHORIZATION AND GENERAL REQUIREMEN…32 Ch 2, DEPARTMENT AND COMMISSIONER31 Ch 17, RECIPROCAL INSURERS31 Ch 21, HEALTH MAINTENANCE ORGANIZATIONS31

22 sections·Filtered byTitle 33✕Ch 16✕

O.C.G.A. § 33-16-1 Scope of chapter
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This chapter applies only to domestic farmers’ mutual ﬁre insurance companies. History. — Code 1933, § 56-2001, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2012, p. 1040, § 1/SB 203.
O.C.G.A. § 33-16-10 Inclusion in policy of provision against waiver of bylaws
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The companies may provide in the policy that officers and agents elected by them do not have the power to waive any provision of the bylaws. History. — Code 1933, § 56-2010, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2012, p. 1040, § 1/SB 203.
O.C.G.A. § 33-16-11 Holding of annual and special meetings of members; notice of meetings
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An annual meeting of such company shall be held at such a time as is ﬁxed in the bylaws of the company. Special meetings may be held for such purposes and in such manner as may be speciﬁed in the insurer’s bylaws, consistent with this chapter. All such meetings shall be held in t…
O.C.G.A. § 33-16-12 Voting by policyholders at meetings
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Each policyholder in a farmers’ mutual ﬁre insurance company shall be entitled to only one vote in all policyholders’ meetings. No voting by proxy shall be permitted unless it is specially authorized in the bylaws and approved by the Commissioner. History. — Ga. L. 1923, p. 113, …

O.C.G.A. § 33-16-13 Amount of minimum surplus required

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(a) The amount of minimum surplus required for each farmers’ mutual ﬁre insurance company shall be determined on an individual basis; however, no farmers’ mutual ﬁre insurance company shall be issued a certiﬁcate of authority unless it shall possess and thereafter maintain a mini…

O.C.G.A. § 33-16-14 Limitations on amounts of risks

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(a) The maximum amount of insurance that a farmers’ mutual ﬁre insurance company may retain on any subject or subjects of insurance reasonably exposed to loss from the same ﬁre shall not exceed 10 percent of its surplus. (b) In determining the amount at risk and retained by the i…

O.C.G.A. § 33-16-15 Reinsurance

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A farmers’ mutual ﬁre insurance company shall not accept reinsurance of the risk of any other insurer. History. — Ga. L. 1923, p. 113, § 17; Code 1933, § 56-1424; Code 1933, § 56-2007, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2012, p. 1040, § 1/SB 203.

O.C.G.A. § 33-16-16 Liability of members for losses and expenses of companies

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No member of such insurer shall be liable to assessment to pay losses and expenses accruing prior to the time his policy became effective nor for losses and expenses accruing after termination or expiration of the policy. History. — Code 1933, § 56-2019, enacted by Ga. L. 1960, p…

O.C.G.A. § 33-16-17 Actions by or against companies

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Companies organized under this chapter may bring and defend actions in the name under which they are doing business. History. — Code 1933, § 56-2020, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2012, p. 1040, § 1/SB 203.

O.C.G.A. § 33-16-18 Filing of annual statement with Commissioner

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Every farmers’ mutual ﬁre insurance company shall, on or before March 1 of each year, make and ﬁle with the Commissioner an annual statement of its business as of December 31 of the preceding year, on the form prescribed by the Commissioner. History. — Code 1933, § 56-2016, enact…

O.C.G.A. § 33-16-19 Examination of companies by Commissioner; payment of costs of examinations

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The Commissioner shall at least once in ﬁve years, or as often as he or she deems necessary, examine farmers’ mutual ﬁre insurance companies. The costs of the examination shall be paid by the company. History. — Code 1933, § 56-2018, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 20…

O.C.G.A. § 33-16-2 ‘‘Domestic farmers’ mutual ﬁre insurance companies’’ deﬁned; risks against which companies may write insurance

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(a) ‘‘Domestic farmers’ mutual ﬁre insurance companies’’ are companies organized for the purpose of insuring property against loss or damage by ﬁre, lightning, windstorm, extended coverage, and hail, and for all, or any, of such purposes. (b) Domestic farmers’ mutual ﬁre insuranc…

O.C.G.A. § 33-16-20 Exemption from taxes, costs, and fees

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Any company organized under this chapter shall be exempt from all taxes, costs, and fees, including those listed in Chapter 8 of this title, except as expressly provided in this chapter and except taxes payable upon real and personal property owned by the company. History. — Code…

O.C.G.A. § 33-16-21 Applicability of other provisions of title to companies

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In addition to this chapter, farmers’ mutual ﬁre insurance companies shall be subject to the following chapters of this title to the extent so applicable: Chapters 1, 2, 5, 6, 12, and 37, and Article 1 of Chapter 11. History. — Code 1933, § 56-2022, enacted by Ga. L. 1960, p. 289…

O.C.G.A. § 33-16-22 Conversion of companies into mutual insurance companies

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Any company organized under this chapter may be converted into a mutual insurance company by complying with the applicable provisions of Chapter 14 of this title. History. — Code 1933, § 56-2021, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2012, p. 1040, § 1/SB 203. CHAPTER 17 RE…

O.C.G.A. § 33-16-3 Procedure for incorporation of companies generally; ﬁling and contents of application for charter; granting of charter by Secretary of State

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(a) Twenty or more persons a majority of whom are citizens of this state may become a body corporate for the purpose of transacting insurance upon the farmers’ mutual ﬁre insurance plan as deﬁned in Code Section 33-16-2 by making an application for a charter signed by the persons…

O.C.G.A. § 33-16-4 Issuance of certiﬁcate of authority; qualiﬁcations; proposed changes to plan of operation

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(a) No person shall transact or attempt to transact business as a farmers’ mutual ﬁre insurance company unless so authorized by an effective certiﬁcate of authority issued by the Commissioner. (b) The Commissioner shall not issue or permit to exist any certiﬁcate of authority as …

O.C.G.A. § 33-16-5 Annual license fee

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Farmers’ mutual ﬁre insurance companies shall pay no annual fees or charges other than an annual license fee as provided in Code Section

O.C.G.A. § 33-16-6 Board of directors generally

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In companies organized under this chapter, the number of directors shall be not less than three. A majority of the board of directors shall be a quorum for the transaction of business. No person shall be or act as a director of the insurer who does not have insurance in force in …

O.C.G.A. § 33-16-7 Power of board to borrow money and pledge assets of company

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The board of directors of a farmers’ mutual ﬁre insurance company may, at any time, borrow such sum or sums of money as they may deem necessary to pay its losses, accrued or unaccrued, and may pledge the assets of the company including the contingent liability of policyholders fo…

O.C.G.A. § 33-16-8 Contents of bylaws generally; amendment of bylaws; provision for exclusion of members

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(a) The bylaws shall state the time and manner of the levy and payment of all premiums or assessments for all insurance written by the company. (b) The bylaws shall also ﬁx the liability of the policyholders for all losses accrued while the policies are in force, in addition to t…

O.C.G.A. § 33-16-9 Scope of chapter

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‘‘Domestic farmers’ mutual ﬁre insurance companies’’ deﬁned; risks against which companies may write insurance. Procedure for incorporation of companies generally; ﬁling and contents of application for charter; granting of charter by Secretary of State. Issuance of certiﬁcate of …