73 chapters · 1,492 sections in this title.
O.C.G.A. § 33-31-1 Definitions
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As used in this chapter, the term: (1) ‘‘Credit accident and sickness insurance’’ means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is disabled as defined in the policy. (2) ‘‘Credit life insur…
O.C.G.A. § 33-31-10 Filing and settlement of claims generally; manner of payment of claims
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(a) All claims shall be promptly reported to the insurer or its designated claim representative and the insurer shall maintain adequate claim files. All claims shall be settled as soon as possible and in accordance with the terms of the insurance contract. (b) All claims shall be …
O.C.G.A. § 33-31-11 Right of debtor to furnish insurance
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When credit life insurance or credit accident and sickness insurance is required as additional security for any indebtedness, the debtor, upon written request to the creditor, shall have the option of furnishing the required amount of insurance through existing policies of insura…
O.C.G.A. § 33-31-12 Promulgation of rules and regulations; enforcement of provisions; penalties for violations
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(a) The Commissioner after notice and hearing may issue such rules and regulations as he deems appropriate for the supervision of this chapter, including regulation of maximum premiums or maximum charges to debtors for all credit life or credit accident and sickness insurance. Wh…