Title 33 — Title 33
0 chapters · 1,218 sections in this title.
O.C.G.A. § 33-39-1 Purpose of chapter
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The purpose of this chapter is to establish standards for the collection, use, and disclosure of information gathered in connection with insurance transactions by insurance institutions, agents, or insurance-support organizations; to maintain a balance between the need for inform…
O.C.G.A. § 33-39-10 Requests to correct, amend, or delete recorded personal information
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(a) Within 30 business days from the date of receipt of a written request from an individual to correct, amend, or delete any recorded personal information about the individual within its possession, an insurance institution, agent, or insurance-support organization shall either:…
O.C.G.A. § 33-39-12 Consumer reports
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Investigative reports, §33-39-8. Definitions, §33-39-3. False information. Civil remedy, §33-39-22. False pretenses, §33-39-23. Interviews. Pretext interviews, §33-39-4. Investigations by commissioner, §33-39-15. Investigative consumer reports, §33-39-8. Marketing information.
O.C.G.A. § 33-39-13 Limitation of adverse underwriting decisions
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(a) No insurance institution or agent may base an adverse underwriting decision in whole or in part: (1) On the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism; provided,…
O.C.G.A. § 33-39-14 Purpose of chapter, §33-39-1
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Recorded personal information. Access to, §33-39-9. Requests to correct, amend or delete, §33-39-10. Research information. Specification of questions designed to obtain, §33-39-6. Rights granted by chapter. Extension, §33-39-2. Standards. Development. Purpose of chapter, §33-39-1.…
O.C.G.A. § 33-39-15 Insolvent insurers
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Claims against, §33-36-9. Unfair trade practices. Commissioner’s investigation, §33-6-6. Rights of person being investigated, §33-6-7. Investment pools, §§33-11-80 to 33-11-89. Acquisition of investments, §33-11-83.
O.C.G.A. § 33-39-18 Statute of limitations, §33-39-21
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Insurable interest. Defined, §33-24-4. Personal insurance, §33-24-3. Property insurance, §33-24-4. Insurance holding company systems, §§33-13-1 to 33-13-15. Insurance premium finance companies, §§33-22-1 to 33-22-16. Insurance scores. Use in underwriting and rate risking. Prohibiti…
O.C.G.A. § 33-39-19 Service, §33-39-18
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Costs, §33-39-21. Damages recoverable, §33-39-21. Equitable relief, §33-39-21. Hearings, §33-39-16. Limitation on remedy or recovery, §33-39-21. Monetary penalty, §33-39-19.
O.C.G.A. § 33-39-2 Purpose of chapter
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Applicability of obligations imposed by chapter; extension of rights granted by chapter; applicability of chapter to information from public records pertaining to title insurance. 33-39-3. Definitions.
O.C.G.A. § 33-39-20 Order or report of Commissioner
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(a) Any person subject to an order of the Commissioner under Code Section 33-39-18 or Code Section 33-39-19 or any person whose rights under this chapter were allegedly violated may obtain a review of any order or report of the Commissioner by filing in the Superior Court of Fulto…
O.C.G.A. § 33-39-21 Monetary penalty, §33-39-19
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Notice of hearing, §33-39-16. Order of commissioner, §33-39-20. Setting aside, §33-39-18. INSURANCE —Cont’d Information gathered by insurance institutions —Cont’d Collection, use and disclosure —Cont’d Violations of chapter —Cont’d Report of commissioner, §33-39-20. Setting aside…
O.C.G.A. § 33-39-23 Investments
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Protection and furtherance of investments. Information furnished to commissioner, §33-11-62. Own risk and solvency assessment (ORSA) summary reports. Legislative intent, §33-13-30. Proprietary and secret nature of report and information contained, §33-13-38. Rehabilitation and li…
O.C.G.A. § 33-39-3 Definitions
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As used in this chapter: (1) ‘‘Adverse underwriting decision’’ means: (A) Any of the following actions with respect to insurance transactions involving insurance coverage which is individually underwritten: (i) A declination of insurance coverage; (ii) A termination of insurance …
O.C.G.A. § 33-39-4 Pretext interviews
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No insurance institution, agent, or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction; provided, however, a pretext interview may be undertaken to obtain information from a person …
O.C.G.A. § 33-39-8 Investigative consumer reports
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(a) No insurance institution, agent, or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement, or a ch…
O.C.G.A. § 33-39-9 Access to recorded personal information
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(a) If any individual, after proper identification, submits a written request to an insurance institution, agent, or insurance-support orga817 33-39-9 nization for access to recorded personal information about the individual which is reasonably described by the individual and reas…