Title 7 — Banking and Finance
0 chapters · 568 sections in this title.
O.C.G.A. § 7-5-1 Short title
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This chapter shall be known and may be cited as “The Credit Card and Credit Card Bank Act.” History. Code 1981, § 7-5-1, enacted by Ga. L. 1987, p. 268, § 1. 766 7-5-2
O.C.G.A. § 7-5-2 Definitions
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As used in this chapter, the term: (1) “Affiliate” means the same as that set forth in paragraph (1) of Code Section 7-1-4. (2) “Commissioner” and “department” shall have the meanings provided in paragraphs (13) and (16) of Code Section 7-1-4. (3) “Credit card” means any type of …
O.C.G.A. § 7-5-4 Credit card charges and fees; terms and conditions
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(a)(1) Notwithstanding the provisions of any other law prescribing, regulating, or limiting interest rates, any domestic lender or credit card bank may charge and collect in connection with a credit card account: 770 7-5-4 (A) Finance charges at such periodic interest rate or rat…
O.C.G.A. § 7-5-6 Applicability of banking laws
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(a) A credit card bank shall be subject to the provisions of Chapter 1 of this title except when any rights, powers, privileges, or provisions of Chapter 1 of this title are inconsistent with the rights, powers, privileges, provisions, or limitations of this chapter. (b) A credit…