™Your Policy Risk Impact Agent
10 chapters · 671 sections in this title.
O.C.G.A. § 7-5-1 Short title
0.2K chars
This chapter shall be known and may be cited as “The Credit Card and Credit Card Bank Act.” History. Code 1981, § 7-5-1, enacted by Ga. L. 1987, p. 268, § 1.
O.C.G.A. § 7-5-2 Definitions
3.9K chars
As used in this chapter, the term: (1) “Affiliate” means the same as that set forth in paragraph (1) of Code Section 7-1-4. (2) “Commissioner” and “department” shall have the meanings provided in paragraphs (13) and (16) of Code Section 7-1-4. (3) “Credit card” means any type of …
O.C.G.A. § 7-5-3 Organization, ownership, and control of credit card banks
3.0K chars
Subject to the provisions of this chapter and to the approval of the commissioner, any domestic lender, foreign lender, or holding company may organize, own, and control a credit card bank on the terms and conditions provided in this Code section: (1) If the credit card bank is t…
O.C.G.A. § 7-5-4 Credit card charges and fees; terms and conditions
4.2K chars
(a)(1) Notwithstanding the provisions of any other law prescribing, regulating, or limiting interest rates, any domestic lender or credit card bank may charge and collect in connection with a credit card account: (A) Finance charges at such periodic interest rate or rates compute…