Title 33

(a) No person shall either within or outside of this state enter into any contract, understanding, or combination with any other person to do jointly or severally any act or engage in any practice for the purpose of or that has a tendency to or the effect of: (1) Controlling the …

(a) The powers vested in the Commissioner by this article shall be in addition to any other powers to enforce any penalties, fines, or forfeitures authorized by law with respect to the methods, acts, and practices declared to be unfair or deceptive by this article. (b) Nothing con…

As used in this article, the term ‘‘person’’ means an individual, corporation, association, partnership, reciprocal exchange, interinsurer, Lloyd’s insurer, fraternal benefit society, and any other legal entity engaged in the business of insurance, including but not limited to age…

No person shall engage in this state in any trade practice which is defined in this article as or determined pursuant to this article to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance. History. — Code 1933, § 56-703, enact…

(a) As used in this Code section, the term: (1) ‘‘Gift certificate’’ shall have the same meaning as provided in Code Section 10-1-393. (2) ‘‘Policy’’ means any insuring bond issued by an insurer. (3) ‘‘Store gift card’’ shall have the same meaning as provided in Code Section 10-1-…

In addition to Code Section 33-6-4, violations of the following provisions also are defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance: (1) No insurance company shall issue or cause to be issued any policy of insurance …

(a) The Commissioner shall have the power to examine and investigate into the affairs of every person engaged in the business of insurance in this state in order to determine whether the person has been or is engaged in any unfair method of competition or in any unfair or decepti…

(a) Whenever the Commissioner shall have reason to believe that any person has been engaged or is engaging in this state in any unfair method of competition or any unfair or deceptive act or practice, whether or not defined in Code Sections 33-6-4 and 33-6-5, and have reason to be…

(a) If, after the hearing provided for in Code Section 33-6-7, the Commissioner shall determine that the person charged has engaged in an unfair method of competition or an unfair or deceptive act or practice, he shall reduce his findings to writing and shall issue and cause to be…

After notice and hearing and upon order of the Commissioner, any person who violates a cease and desist order under Code Section 33-6-8, while the order is in effect may, at the discretion of the Commissioner, be subject to any one or more of the following: (1) A monetary penalty…

This article shall be known and may be cited as the ‘‘Unfair Claims Settlement Practices Act.’’ History. — Code 1981, § 33-6-30, enacted by Ga. L. 1992, p. 3048, § 9.

The purpose of this article is to set forth standards for the investigation and disposition of claims arising under policies or certificates of insurance issued to residents of Georgia. It is not intended to cover claims involving workers’ compensation, fidelity, or surety insuranc…

As used in this article, the term: (1) ‘‘Insured’’ means the party named on a policy or certificate or as defined in the contract as the person with legal rights to the benefits provided by such policy or certificate. (2) ‘‘Person’’ means an individual, corporation, association, part…

It is an improper claims settlement practice for any domestic, foreign, or alien insurer transacting business in Georgia to commit any act provided in Code Section 33-6-34 if such act: (1) Is committed flagrantly and in conscious disregard of this title or any rule or regulation p…

Any of the following acts of an insurer when committed as provided in Code Section 33-6-33 shall constitute an unfair claims settlement practice: (1) Knowingly misrepresenting to claimants and insureds relevant facts or policy provisions relating to coverages at issue; (2) Failin…

(a) Whenever the Commissioner has reason to believe that any person has engaged or is engaging in this state in any unfair claims settlement practice and has reason to believe that a proceeding with respect to such unfair claims settlement practice would be in the public interest…

The Commissioner may, in accordance with the procedures set forth in Code Section 33-2-9, promulgate rules and regulations necessary to implement and enforce the provisions of this article. If the Commissioner should find that extraordinary circumstances exist and that it would be…

Purpose. Definitions. When claims settlement practice improper. (For effective date, see note.) Unfair claims settlement practices. Notice of hearing; hearing procedures; cease and desist orders; penalties; judicial review; intervenors. Rules and regulations. Private cause of acti…