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10 chapters · 671 sections in this title.
O.C.G.A. § 7-4-18 Criminal penalty for excessive interest
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(a) Any person, company, or corporation who shall reserve, charge, or take for any loan or advance of money, or forbearance to enforce the collection of any sum of money, any rate of interest greater than 5 percent per month, either directly or indirectly, by way of commission fo…
O.C.G.A. § 7-4-19 Civil action to enforce chapter
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The Department of Banking and Finance may bring an appropriate civil action to enforce any provision of this chapter whether by injunction or otherwise in any superior court of this state having jurisdiction over one or more defendants. History. Code 1981, § 7-4-19, enacted by Ga…
O.C.G.A. § 7-4-2 Gallagher v
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McKinnon, 273 Ga. App. 727, 615 S.E.2d 746, 2005 Ga. App. LEXIS 378 (2005), cert. denied, No. S05C1740, 2005 Ga. LEXIS 745 (Ga. Oct. 24, 2005). Applicability to national banks of state laws regulating interest rate. — See Cooper v. National Bank, 21 Ga. App. 356, 94 S.E. 611 (191…
O.C.G.A. § 7-4-20 Election to forgo application of federal usury laws
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In enacting Code Sections 7-4-2 through 7-4-5, the General Assembly exercises its prerogative: (1) Under subsection (b)(2) of Section 501 of the Depository Institutions Deregulation and Monetary Control Act of 1980, Public Law 96-221 (12 U.S.C. Section 1735f-7, notes), and declar…