Title 33 — Title 33
0 chapters · 1,218 sections in this title.
O.C.G.A. § 33-24-38 Extinguishment of policies
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Cancellation, §33-24-44. INSURANCE —Cont’d Fair access to insurance requirements, §§33-33-1 to 33-33-8. Farm credit system.
O.C.G.A. § 33-24-4 Insurable interest; property insurance
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(a) As used in this Code section, the term ‘‘insurable interest’’ means any actual, lawful, and substantial economic interest in the safety or preservation of the subject of the insurance free from loss, destruction, or pecuniary damage or impairment. (b) No insurance contract on…
O.C.G.A. § 33-24-40 Sovereign immunity
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Counties, municipalities and school districts. Motor vehicle accident insurance. Purchase by counties and municipalities. Waiver by, §33-24-51. Motor vehicles. Insurance. Local governments. Waiver by purchase of accident insurance, §33-24-51. WARRANTIES. Insurance. Statements and…
O.C.G.A. § 33-24-41 Discharge of insurer by payment generally
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Whenever the proceeds of or payments under a life or accident and sickness insurance policy or annuity contract become payable in accordance with the terms of the policy or contract or the exercise of any right or privilege under the policy or contract and the insurer makes payme…
O.C.G.A. § 33-24-41.1 Ships and vessels
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Marine and transportation insurance. Kinds of insurance, §33-7-5. Signatures. Use of facsimile signatures, §33-24-13. Small business employee choice of benefits health insurance plan act, §§33-60-1 to 33-60-5. Standard or uniform provisions. Use of substitute provisions, §33-24-11…
O.C.G.A. § 33-24-42 Payment of claims in event of simultaneous deaths
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Where the individual insured or the annuitant and the beneficiary designated in a life insurance policy or policy insuring against accidental death or in an annuity contract have died and there is not sufficient 244 33-24-43 evidence that they have died otherwise than simultaneous…
O.C.G.A. § 33-24-43 Medium of payment
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It shall be unlawful for any insurer to provide in a policy or contract of insurance that the face amount thereof or any loss or indemnity which may accrue thereunder shall be payable in anything other than legal tender of the United States to the beneficiary named in the policy o…
O.C.G.A. § 33-24-44 Cancellation of policies generally
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(a) Except as otherwise provided in this chapter, cancellation of a policy which by its terms and conditions may be canceled by the insurer or its agent duly authorized by the insurer to effect such cancellation shall be accomplished as prescribed in this Code section. (b) Writte…
O.C.G.A. § 33-24-44.1 Procedure for cancellation by insured and notice
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(a) An insured may request cancellation of an existing insurance policy by returning the original policy to the insurer or by making a request for cancellation of an insurance policy to the insurer or its duly authorized agent orally, electronically, or in writing stating a futur…
O.C.G.A. § 33-24-45 Liberty Ins
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Corp. v. Ferguson, 263 Ga. App. 714, 589 S.E.2d 290 (2003). Strict adherence to this section, in regard to automobile insurance policies, is required to accomplish cancellation. American Int’l Life Ins. Co. v. Hartsfield, 147 Ga. App. 213, 248 S.E.2d 518 (1978). This section provi…
O.C.G.A. § 33-24-46 Cancellation or nonrenewal of certain property insurance policies
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(a) This Code section shall apply only to policies of insurance against direct loss to residential real property and the contents thereof, as defined and limited in standard fire policies insuring natural persons as the named insured. (b) As used in this Code section, the term: (1)…
O.C.G.A. § 33-24-47.1 Cancer
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Treatment of dependent children, §33-24-59.1. Child wellness services, §33-30-4.5. Chiropractors’ services. Reimbursement, §33-24-27. Claims experience, furnishing to policyholders, §33-30-13.1. Commercial provisions. Effect of chapter upon, §33-30-2. Continuation of coverage. Pe…
O.C.G.A. § 33-24-49 Deposit of funds covered by bonds
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It shall be lawful for any party of whom a bond, undertaking, or other obligation is required to agree with his surety or sureties for the deposit of any or all moneys and assets for which he and his surety or sureties are or may be held responsible with a bank, savings bank, saf…
O.C.G.A. § 33-24-5 Captive insurance companies
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General provisions, §§33-41-1 to 33-41-26. Sponsored captive insurance companies, §§33-41-100 to 33-41-106. Cervical cancer.
O.C.G.A. § 33-24-50 Not subject to insurance laws
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Club performing authorized services, §33-61-2. Prepaid legal services plans.
O.C.G.A. § 33-24-51 Brantley v
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Edwards, 197 Ga. App. 713, 399 S.E.2d 215 (1990). 33-24-51 City has the discretion to decide whether to purchase liability insurance for its police cars. Williams v. Solomon, 242 Ga. App. 807, 531 S.E.2d 734 (2000). Section prohibits inquiry during voir dire as to jurors’ possess…
O.C.G.A. § 33-24-52 Direct response insurance business
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(a) For the purposes of this Code section, ‘‘direct response insurance business’’ means the solicitation, delivery, and servicing of group or individual life or accident and sickness insurance policies in this state, other than franchise insurance policies or other policies sold …
O.C.G.A. § 33-24-55 Third parties
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Subrogation by state, §33-24-55. MEDICAID CARE MANAGEMENT ORGANIZATIONS ACT. Generally, §§33-21A-1 to 33-21A-12. Short title, §33-21A-1. MEDICAL MALPRACTICE. Damages. Insurers’ reports of awards under policies, §33-3-27. Insurance. Kind of casualty insurance, §33-7-3. Reports of …
O.C.G.A. § 33-24-56 Diabetes
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Coverage for equipment and self-management training, §33-24-59.2. Direct payments to health care provider by insurer, §33-24-59.3. Direct primary care agreements, §33-7-2.1. Discontinuance or cancellation of policies. Notice of new coverage. Group or blanket insurance. Health car…
O.C.G.A. § 33-24-56.1 Lamb v
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Salvation Army, 301 Ga. App. 325, 687 S.E.2d 615 (2009). Appellate jurisdiction to review grant of summary judgment in conversion claims. — Court of appeals had appellate jurisdiction to review the grant of summary judgment in favor of a bank on the bank’s conversion claim agains…
O.C.G.A. § 33-24-56.2 Surveillance tests for ovarian cancer
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(a) As used in this Code section, the term: (1) ‘‘At risk for ovarian cancer’’ means: (A) Having a family history: (i) With one or more first or second-degree relatives with ovarian cancer; (ii) Of clusters of women relatives with breast cancer; (iii) Of nonpolyposis colorectal ca…
O.C.G.A. § 33-24-56.3 Colorectal cancer screening and testing
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(a) As used in this Code section, the term: (1) ‘‘Health benefit policy’’ means any individual or group plan, policy, or contract for health care services issued, delivered, issued for delivery, executed, or renewed by an insurer in this state, including, but not limited to, those…
O.C.G.A. § 33-24-56.4 Short title; definitions; payment for telehealth services
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(a) This Code section shall be known and may be cited as the ‘‘Georgia Telehealth Act.’’ (b) As used in this Code section, the term: (1) ‘‘Distant site’’ means a site at which a health care provider legally allowed to practice in this state is located while providing health care …
O.C.G.A. § 33-24-57 Insurance practices
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Agreements respecting equitable apportionment among admitted insurers of property and casualty insurance, §§33-9-7, 33-9-8. Cooperation among rating organizations or among rating organizations and insurers, §33-9-11. Insurers insolvency pool.
O.C.G.A. § 33-24-57.1 Department
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Agribusiness and rural jobs act, §33-1-25. DEFINED TERMS —Cont’d Deposits. Insurance, §33-1-2. Deposit-type contracts. Insurance companies, standard valuation law, §33-10-13. Derivative instrument. Insurance companies. Protection and furtherance of investments, §33-11-51. Derivat…
O.C.G.A. § 33-24-58 Newborn Baby and Mother Protection Act; short title
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This Code section and Code Sections 33-24-58.1 and 33-24-58.2 shall be known and may be cited as the ‘‘Newborn Baby and Mother Protection Act.’’ History. — Code 1981, § 33-24-58, enacted by Ga. L. 1996, p. 409, § 1.
O.C.G.A. § 33-24-58.1 Newborn Baby and Mother Protection Act; legislative findings and declaration
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The General Assembly finds and declares that: (1) Whereas, until recently health care insurers covered costs of hospital stays of a mother and a newborn until they were discharged by a physician after a consultation with the mother. Now many insurers are refusing payment for a hos…
O.C.G.A. § 33-24-58.2 BAD CHECKS
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Insurance premium finance companies. Returned check fees, §33-22-10. BAD FAITH. Insurance. Affirmative duty to fairly and promptly adjust motor vehicle claims. Action for bad faith, §33-4-7. Investigation, §33-1-16. Motor vehicles, §33-7-11. 1111 INDEX BOND ISSUES. Housing authori…
O.C.G.A. § 33-24-59 Health care advisor
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Insurance, §33-46-2. 1134 INDEX DEFINED TERMS —Cont’d Health care corporation. Health care plans, §33-20-3. Life and health insurance guaranty association, §33-38-4. Health care insurer. Early prescription refills during emergencies, §33-24-59.28. Essential rural health care provi…
O.C.G.A. § 33-24-59.1 Dependent child’s coverage
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Termination upon attainment of specified age, §33-24-28. Diabetes, coverage for equipment and self-management training, §33-24-59.2. Direct payment for hospital or medical services, §33-30-5. Effect of chapter upon commercial provisions, §33-30-2. HEALTH INSURANCE —Cont’d Group or…
O.C.G.A. § 33-24-59.10 Coverage for autism
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(a) As used in this Code section, the term: (1) ‘‘Accident and sickness contract, policy, or benefit plan’’ shall have the same meaning as found in Code Section 33-24-59.1. Accident and sickness contract, policy, or benefit plan shall also include without limitation any health bene…
O.C.G.A. § 33-24-59.11 Out-of-pocket costs
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Right to shop for insurance coverage. Price information to be available on insurer website, §33-24-59.27. Ovarian cancer. Surveillance tests. Coverage required, §33-24-56.2. Pap smears. Defined, §33-30-4.2. Group or blanket accident and sickness insurance. Coverage for pap smears,…
O.C.G.A. § 33-24-59.12 Patient access to eye care
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(a) This Code section shall be known and may be cited as the ‘‘Patient Access to Eye Care Act.’’ (b) As used in this Code section, the term: (1) ‘‘Covered person’’ means an individual enrolled in a health benefit plan or an eligible dependent thereof. (2) ‘‘Covered services’’ mean…
O.C.G.A. § 33-24-59.13 HEALTH INSURANCE
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Abortion not to be covered, §33-24-59.17. Accident and sickness insurance defined, §33-7-2. Accurate provider directories, §§33-20C-1 to 33-20C-7. Annual review and update of directories, §33-20C-3. Applicability, exemptions, §33-20C-6. Audit of directories, §33-20C-3. Contact inf…
O.C.G.A. § 33-24-59.14 Definitions; prompt pay requirements; penalties
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(a) As used in this Code section, the term: (1) ‘‘Administrator’’ shall have the same meaning as provided in Code Section 33-23-100. (2) ‘‘Benefits’’ shall have the same meaning as provided in Code Section 33-24-59.5. 353 33-24-59.14 INSURANCE 33-24-59.14 (3) ‘‘Facility’’ shall ha…
O.C.G.A. § 33-24-59.15 Definitions; dental insurance
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(a) As used in this Code section: (1) ‘‘Covered dental services’’ means dental care services for which a reimbursement is available under a covered person’s dental benefit plan, or for which a reimbursement would be available but for the application of contractual limitations such…
O.C.G.A. § 33-24-59.16 Equal access to child’s health insurance information; exceptions
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(a) As used in this Code section, the term: (1) ‘‘Health benefit policy’’ means any individual or group plan, policy, or contract for health care services issued, delivered, issued for delivery, executed, or renewed in this state, including, but not limited to, those contracts exe…
O.C.G.A. § 33-24-59.17 ABSTRACTS OF TITLE
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Insurance. Authorized investments. Abstract plant and equipment and stocks of abstract companies, §33-11-27. ACCIDENT AND SICKNESS INSURANCE. Accurate provider directories, §§33-20C-1 to 33-20C-7. Affordable HSA eligible high deductible health plan, §§33-51-1 to 33-51-7. Assessme…
O.C.G.A. § 33-24-59.18 Coverage for treatment of a terminal condition
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(a) As used in this Code section, the term: (1) ‘‘Health benefit plan’’ means any hospital, health, or medical expense insurance policy, hospital or medical service contract, employee welfare benefit plan, contract or agreement with a health maintenance organization, subscriber con…
O.C.G.A. § 33-24-59.2 INSURABLE INTEREST
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Defined, §33-24-4. Personal insurance, §33-24-3. Property insurance, §33-24-4. INSURANCE. Accident and sickness insurance. Assessment of proposed coverage, §§33-24-60 to 33-24-67. Credit insurance. Life insurance and accident and sickness insurance. Generally, §§33-31-1 to 33-31-1…
O.C.G.A. § 33-24-59.20 Standalone dental plan
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Health insurance, accurate provider directories, §33-20C-1. Standard financial quarter. Insurance companies, §33-23-100. State. Insurance companies, §33-3-1. Insurance company rehabilitation, etc., §33-37-3. 1146 INDEX DEFINED TERMS —Cont’d State —Cont’d Insurance risk retention g…
O.C.G.A. § 33-24-59.21 Lodges for children, §33-15-2
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Parental access to child’s health insurance information, §33-24-59.16. Minutes of proceedings of legislative or governing body. English language, §33-15-21. Morbidly obese patients. Coverage for treatment, §33-24-59.7. 1159 INDEX FRATERNAL BENEFIT SOCIETIES —Cont’d Mutual life in…
O.C.G.A. § 33-24-59.22 PRISON TERMS
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Fraternal benefit societies. False or fraudulent statements in application, §33-15-122. Insurance. Motor vehicles. Affidavit that insured’s motor vehicle stolen. False statements, §33-1-15. Staging a collision, filing related fraudulent claim, §33-1-9.1. Insurance holding company s…
O.C.G.A. § 33-24-59.23 Health maintenance organizations
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Promulgation of rules for licensing of agents, §33-21-19. Illegal conduct. Inquiry into, §33-23-36. Improper conduct. Inquiry into, §33-23-36. Insurers insolvency pool. Appointment as insurer’s agent, §33-36-13. Issuance of contracts by unauthorized persons, §33-23-40. Licensee’s…
O.C.G.A. § 33-24-59.24 Penalties
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Administrative penalties. Failure to process percentage of claims within financial quarter, §33-24-59.5. Personal injury recoveries.
O.C.G.A. § 33-24-59.26 Limitation on definition of ‘‘preexisting condition’’
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(a) As used in this Code section, the term: (1) ‘‘Preventive services’’ means screening tests, counseling, and preventive medicines, or treatments provided or conducted to prevent medical illness or condition prior to symptoms or physical manifestations of such medical illness or…
O.C.G.A. § 33-24-59.27 High grade investment
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Insurance companies. Protection and furtherance of investments, §33-11-51. High/low agreement. Insurance policies, §33-3-27. Home health care provider. Managed health care plans, §33-20A-3. Home state. Insurance companies, §33-23-1. Surplus line insurance, §33-5-20.1. Hospital. E…
O.C.G.A. § 33-24-59.28 HOLDERS IN DUE COURSE
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Insurance premium finance companies. Applicability of chapter, §33-22-16. HOLDING COMPANIES. Insurance holding company systems. General provisions, §§33-13-1 to 33-13-15. Mutual insurers, §§33-13A-1 to 33-13A-13. HOSPITALS.
O.C.G.A. § 33-24-59.3 Law reviews
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— For article on the 2011 amendment of this Code section, see 28 Ga. St. U.L. Rev. 147 (2011). For note on the 2002 amendment of this Code section, see 19 Ga. St. U.L. Rev. 232 (2002). 33-24-59.3. Payments sent directly to health care provider by insurer. (a) As used in this Code…
O.C.G.A. § 33-24-59.4 Consent of insured, §33-24-6
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Consumer driven health plans, §§33-30B-1 to 33-30B-7. Continuation of coverage. Group contract or group plan, §33-24-21.1. Continuing care providers and facilities, §§33-45-1 to 33-45-14. Converted policies or contracts. Group contract or plan, §33-24-21.1. Guaranteed issue cover…