Title 33 — Title 33
0 chapters · 1,218 sections in this title.
O.C.G.A. § 33-24-59.5 Personal injury recoveries
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Required reimbursement, §33-24-56.1. Pharmaceutical services. Mail-order pharmaceutical distributors. Pharmacy benefits managers, administration of claims, §33-64-10. Utilization of distributors in policies, plans, etc., §33-30-4.3. Pharmacy benefits managers, §§33-64-1 to 33-64-13…
O.C.G.A. § 33-24-59.6 Prescribed female contraceptive drugs or devices; insurance coverage
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33-24-59.7. Coverage for the treatment of morbidly obese patients; short title; legislative findings; adoption of rules and regulations by Commissioner. 33-24-59.8. Coverage for prescription inhalers; no restriction on the number of days before obtaining a refill as prescribed. 33-…
O.C.G.A. § 33-24-59.7 PATIENT NAVIGATORS
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Defined, §33-23-201. Health insurance navigators. Inapplicability of health insurance navigator provisions to patient navigators, §33-23-205. OWN RISK AND SOLVENCY ASSESSMENT (ORSA) SUMMARY REPORTS, §§33-13-30 to 33-13-41. PATIENT PROTECTION ACT OF 1996. General provisions, §§33-2…
O.C.G.A. § 33-24-59.8 Insurable interest, §33-24-3
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Insurance agent, plan issued through. Carrier to pay commission to agent, §33-24-59.23. Insurance identification cards, §33-24-57.1. Insurance premium finance companies. Applicability of chapter to accident and sickness insurance, §33-22-16. Interest. Benefits, §33-24-59.5. Investme…
O.C.G.A. § 33-24-59.9 Registered nurse first assistants
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(a) This Code section shall be known and may be cited as the ‘‘Registered Nurse First Assistant Consumer Act.’’ (b) It is the intent of the General Assembly to: (1) Encourage the continued use of registered nurse first assistants who meet the qualifications of this Code section as …
O.C.G.A. § 33-24-6 Delaware Am
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Int’l Life Ins. Co. v. Wood, 630 F. Supp. 364 (N.D. Ga. 1984). 121 Insurance coverage is void ab initio when insured neither signed application nor consented in writing to the issuance of the coverage. Wood v. New York Life Ins. Co., 631 F. Supp. 3 (N.D. Ga. 1984). When a parent …
O.C.G.A. § 33-24-6.1 Consent of insured, §33-24-6
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LIFE INSURANCE —Cont’d Contesting of policy after reinstatement, §33-25-12. Contract for life insurance defined, §33-25-1. Persons subject to provisions, §33-7-10. County and municipal corporation taxes on life insurance companies, §§33-8-8.1, 33-8-8.2. Credit life insurance. Gene…
O.C.G.A. § 33-24-60 Short title
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This article shall be known and may be cited as the ‘‘Assessment of Proposed Accident and Sickness Insurance Coverage Act.’’ History. — Code 1981, § 33-24-60, enacted by Ga. L. 1989, p. 492, § 1. 33-24-61. Legislative findings and intent.
O.C.G.A. § 33-24-61 Legislative findings and intent
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It is the intent of the General Assembly to encourage health care cost containment while preserving the quality of care offered to citizens of this state. The General Assembly finds that there is an increasing number of proposals which mandate that certain health insurance benefits…
O.C.G.A. § 33-24-63 Committees
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Prescription costs in state funded health care plans. Joint committee to study, §33-20A-70. Prescription costs in state funded health care plans. Joint committee to study, §33-20A-70. GENERIC DRUGS. Pharmacy benefits managers. Multi-source generic drug pricing, §33-64-9. GENETIC T…
O.C.G.A. § 33-24-64 Contents of report by Commissioner on health insurance benefit bills
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The report required under Code Section 33-24-63 for assessing the impact of a health insurance benefit bill shall address the financial impact of such legislation by obtaining, at the minimum and to the extent that the information is available, the following: (1) To what extent wil…
O.C.G.A. § 33-24-65 Public hearing
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The Commissioner of Insurance, upon receiving a certified copy from the Clerk of the House or the Secretary of the Senate of the bill or bills as provided in Code Section 33-24-63, may in his discretion convene a public hearing within ten calendar days after receipt in order to ob…
O.C.G.A. § 33-24-66 Hearing requirements, §33-24-65
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1168 INDEX HEALTH INSURANCE —Cont’d Assessment of proposed coverage —Cont’d Health insurance benefit bill —Cont’d Public hearing, §33-24-65. Review by general assembly, §33-24-63. Time period for issuing of reports on bill, §33-24-66. Legislative findings, §33-24-61. Public policy,…
O.C.G.A. § 33-24-67 Short title
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Legislative findings and intent. ‘‘Health insurance benefit bill’’ defined. Review of health insurance benefit bill by General Assembly; Commissioner to issue report on bill. Contents of report by Commissioner on health insurance benefit bills. Public hearing. Evidence, testimony, and…
O.C.G.A. § 33-24-7 Vehicle protection product warranties
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Warranty reimbursement insurance required for sales, §33-34A-5. Conditions of insurance policies, §33-34A-6. 1211 INDEX INSURANCE —Cont’d Warranties —Cont’d Vehicle protection product warranties —Cont’d Warranty reimbursement insurance required for sales —Cont’d Definition of warr…
O.C.G.A. § 33-24-70 Short title
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This article shall be known and may be cited as the ‘‘Breast Cancer Patient Care Act.’’ History. — Code 1981, § 33-24-70, enacted by Ga. L. 1999, p. 319, § 1.
O.C.G.A. § 33-24-71 Legislative findings
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The General Assembly finds and declares that: (1) Whereas, until recently health care insurers covered costs of hospital stays of a patient who had undergone a mastectomy or lymph node dissection until that patient was discharged by a physician. Now some insurers are making mastec…
O.C.G.A. § 33-24-72 Short title, §33-24-70
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BREAST-FEEDING. Minimum hospital stay for mother and baby. Training provided mother on follow-up visits, §33-24-58.2. BULLION. Insurance, §§33-7-3, 33-7-5. BURGLARY INSURANCE. Kind of casualty insurance, §33-7-3. BUSINESS CORPORATIONS. Insurable interest, §33-24-3. Insurance comp…
O.C.G.A. § 33-24-8 Descriptions in applications, §33-24-7
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Forms. Approval or disapproval, §33-24-9. Grounds for disapproval, §33-24-10. Statements in applications, §33-24-7.
O.C.G.A. § 33-24-9 Approval or disapproval of forms
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(a) No basic insurance policy or annuity contract form or application form where written application is required and is to be made a part of the policy or contract or printed rider or endorsement form or form of renewal certificate shall be delivered or issued for delivery in this…
O.C.G.A. § 33-24-90 Definitions
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As used in this article, the term: 381 33-24-90 (1) ‘‘Adverse action’’ shall mean a denial or cancellation of, an increase in any charge for, or a reduction or other adverse or unfavorable change in the terms of coverage or amount of any insurance, existing or applied for, in con…
O.C.G.A. § 33-24-91 Use of credit information to underwrite or rate risks
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An insurer authorized to do business in this state that uses credit information to underwrite or rate risks, shall not: (1) Use an insurance score that is calculated using income, gender, race, address, ZIP Code, ethnic group, religion, marital status, or nationality of the consu…
O.C.G.A. § 33-24-92 Disputed items in credit report
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If an item or items contained in the credit information for an applicant or insured are in dispute pursuant to the dispute resolution process set forth in the federal Fair Credit Reporting Act, 15 USC 1681i, the insurer, during the 45 day period following the date on which the it…
O.C.G.A. § 33-24-93 Disclosure by insurer of use of credit information
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(a) If an insurer writing personal insurance uses credit information in underwriting or rating a consumer, the insurer or its agent shall disclose, either on the insurance application or at the time the insurance application is taken, that it may obtain credit information in conn…
O.C.G.A. § 33-24-95 Filing scoring models with Commissioner; confidential nature of filing
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(a) Insurers that use insurance scores to underwrite and rate risks must file their scoring models or other scoring processes with the Commissioner of Insurance. A third party may file scoring models on behalf of insurers licensed to do business in this state, provided that such th…
O.C.G.A. § 33-24-96 Insurer obligation to indemnify and defend agents
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An insurer shall indemnify, defend, and hold agents harmless from and against all liability, fees, and costs arising out of or relating to the actions, errors, or omissions of an agent or a producer who obtains or uses credit information or insurance scores for an insurer, provid…
O.C.G.A. § 33-24-97 Health insurance
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Surprise billing. Credit reporting agencies, limits on reporting, §33-20E-22. Underwriting and rate risking, §§33-24-90 to 33-24-98. CREDIT UNIONS. Insurance premium finance companies. Applicability of chapter to, §33-22-16. Life insurance. Group life insurance. Requirements gener…
O.C.G.A. § 33-24-98 Use of insurance scores permitted
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Notwithstanding any provision of law to the contrary, insurers shall be allowed to use insurance scores in rating and underwriting subject to the provisions of this article. 387 History. — Code 1981, § 33-24-98, enacted by Ga. L. 2003, p. 343, § 1. 388 33-24-98 T.33, C.25 T.33, C…
O.C.G.A. § 33-25-1 Declarations page
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Informal discovery, §33-3-28. Defenses under policies. Acts of claims administration as waiver of defenses, §33-24-40. Definitions, §§33-1-2, 33-24-1. Accident and sickness insurance. Cancellation or nonrenewal, §33-24-47.1. Actual charge or actual fee.
O.C.G.A. § 33-25-10 Medicaid
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Care management organizations. Arbitration of provider complaints and appeals, §33-21A-7. INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT. Insurer’s investments and obligations, §33-11-16. INTERNATIONAL FINANCE CORPORATION. Insured’s investments in obligations, §33-11-16. I…
O.C.G.A. § 33-25-11 Fraternal benefit societies
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Benefits, §33-15-62. Insurance companies. Rehabilitation and liquidation. Stay of proceeding during pendency of liquidation proceeding, §33-37-56. Life insurance policies and annuity contracts. Exemption of cash surrender value and proceeds, §33-25-11. ATTORNEY GENERAL. Insurance.…
O.C.G.A. § 33-25-12 Required provisions, §33-25-3
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Return of policy. Effect, §33-25-8. Notice of right of person to return policy to be printed on or attached to policy, §33-25-8. Proof of return, §33-25-8. Slayer clause, §33-25-13. Suicide. Provisions excluding or restricting liability for death, §33-25-5. Limits of coverage. Di…
O.C.G.A. § 33-25-13 Law reviews
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— For article, ‘‘The Time Gap in Wills: Problems Under Georgia’s Lapse Statutes,’’ see 6 Ga. L. Rev. 268 (1972). For article discussing effect of homicide on succession by the slayer, and devolution of his share, see 10 Ga. L. Rev. 447 (1976). For annual survey of law on wills, t…
O.C.G.A. § 33-25-14 Unclaimed life insurance benefits; purpose; definitions; insurer conduct
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(a) This Code section shall be known and may be cited as the ‘‘Unclaimed Life Insurance Benefits Act.’’ (b) This Code section shall require recognition of the escheat or unclaimed property statutes of this state and require the complete and proper disclosure, transparency, and acc…
O.C.G.A. § 33-25-15 Taxes
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Insurers. County and municipal taxes, §§33-8-8.1, 33-8-8.2. Unclaimed life insurance benefits act, §33-25-14. Variable life insurance, §33-11-67. Annual license fees for sales of contracts, §33-8-1. Wellness and health improvement programs. Rewards and incentives to encourage part…
O.C.G.A. § 33-25-2 Incontestability clause
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Effect, §33-25-7. Interest on proceeds or payments, §33-25-10. Murder or voluntary manslaughter of deceased. Disposition of proceeds, §33-25-13. Receipt of benefits from policy prohibited, §33-25-13. Nonforfeiture provisions. Required provisions, §33-25-4. Nonparticipating policie…
O.C.G.A. § 33-25-3 Required policy provisions generally
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(a) Except as provided in subsection (b) of this Code section, no policy of life insurance shall be delivered or issued for delivery in this state unless it contains in substance the following provisions: (1) Grace period. A provision that the insured is entitled to a grace perio…
O.C.G.A. § 33-25-4 Required nonforfeiture provisions
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(a)(1) Except as provided in subsection (f ) of this Code section, no policy of life insurance issued on or after January 1, 1966, shall be delivered or issued for delivery in this state unless it shall contain the following provisions, or corresponding provisions which in the op…
O.C.G.A. § 33-25-5 Inclusion of provisions excluding or restricting liability for death
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(a) No policy of life insurance, except as stated in subsection (c) of this Code section, shall be delivered or issued for delivery in this state if it contains a provision which excludes or restricts liability for death caused in a certain specified manner or occurring while the …
O.C.G.A. § 33-25-6 Notice, §33-24-6
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Participating policies. When issuance permissible, §33-25-6. Persons subject to provisions, §33-7-10. Policy loan interest rates on life insurance policies, §33-25-3.1. Policy. Defined, §33-25-3.1. Policyholder. Defined, §33-25-3.1. Policy loan. Defined, §33-25-3.1. Policy loan inte…
O.C.G.A. § 33-25-7 Effect of incontestable clause
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A clause in any policy of life insurance which provides that the policy shall be incontestable after a specified period shall preclude only a contest of the validity of the policy and shall not preclude the assertion at any time of defenses based upon provisions in the policy whic…
O.C.G.A. § 33-25-8 Effect of return, §33-25-8
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Industrial life insurance, §33-26-4. Effect of return, §33-26-4. Proof of return, §33-26-4. Proof of return, §33-25-8. Separate accounts. Establishment by life insurer, proceeds allocated to, §§33-11-43, 33-11-65. Assets value at fair market value, §33-11-65. Income, gains and lo…
O.C.G.A. § 33-25-9 Notice, §33-24-6
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Part of or in combination with other contracts, agreements or plans, §33-25-9. Language simplification and reading ease standards, §33-3-25. Lapse or surrender of policy. Discipline of agent for apprising policy owner of options, prohibition, §33-25-15. Life settlements act, §§33-…
O.C.G.A. § 33-26-2 Required and prohibited provisions generally
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(a) No policy of industrial life insurance shall be delivered or issued for delivery in this state unless it contains in substance the following provisions or contains provisions which in the opinion of the Commissioner are more favorable to policyholders: (1) Grace period. A pro…
O.C.G.A. § 33-26-3 Provision of disability benefits
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Any policy of industrial life insurance may provide a weekly benefit for disability, caused by sickness or accident, not greater than $40.00 per week. History. — Code 1933, § 56-2904, enacted by Ga. L. 1960, p. 289, § 1; Code 1933, § 56-2905, as redesignated by Ga. L. 1981, p. 936…
O.C.G.A. § 33-26-4 Proof of return, §33-26-4
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Insurers insolvency pool. Appointment of pool as agent for investigation and adjustment of claims. Policies deemed to provide for, §33-36-13. Exhaustion of rights under policies prior to claim, §33-36-14. Interest. Policy loan interest rates on life insurance policies, §33-25-3.1…
O.C.G.A. § 33-26-5 Life insurance
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Life insurance and accident and sickness insurance. Right of debtor to furnish insurance, §33-31-11. Rights of beneficiaries and assignees to proceeds as against creditors and representatives of insured, §33-25-1. DECEDENTS’ ESTATES.
O.C.G.A. § 33-26-6.1 General life insurance provisions
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Applicability of, §33-26-6. Premium payment cap on whole life policies, §33-26-6.2. LIFE INSURANCE —Cont’d Industrial life insurance —Cont’d Prohibited policy provisions generally, §33-26-2. Offering or delivering in violation of chapter, §33-26-7. Refund of premiums, §33-26-4. R…
O.C.G.A. § 33-26-6.2 Insurable interest, §33-24-3
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Insurance premium finance companies. Applicability of chapter to, §33-22-16. Insurers. Assessment life insurance companies or societies. Nonresident companies or societies. Service of process, §33-4-5. County and municipal taxes, §33-8-8.1. Companies other than life insurance comp…
O.C.G.A. § 33-26-7 Life settlements, §§33-59-1 to 33-59-17
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Limitation of risk, §33-7-13. Limits of coverage. Informal discovery, §33-3-28. Request by claimant, §33-3-28. Loans. Credit insurance. Life insurance and accident and sickness insurance, §§33-31-1 to 33-31-12. Long-term care insurance, §§33-42-1 to 33-42-6. Machinery insurance. …