Except as otherwise provided in § 17206 and subject to § 17207(d), a record filed under this Act is effective: (a) on the date and at the time of its filing by the Director, as provided in § 17208; (b) on the date of filing and at the time specified in the record as its effective time, if later than the time under Subsection (a); (c) at a specified delayed effective time and date, which may not be more than ninety (90) calendar days after the date of filing; or (d) if a delayed effective date is specified, but no time is specified, at 12:01 a.m. on the date specified, which may not be more than ninety (90) calendar days after the date of filing.