(a) Any person who willfully fails, refuses or neglects to report any accident as required by Section 19105 shall be guilty of a petty misdemeanor. (b) Any person who operates a motor vehicle in Guam and does not possess the insurance mandated by Sections 19102 and 19104, shall be
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subject to a mandatory fine of $500. Said fine shall be imposed by the Traffic Division of the Superior Court of Guam.